Besides Marks and Spencer Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Mark's & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencer Money financial products are, of course, designed to make Marks & Spencers a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Home Insurance policies. Usually, UK Home Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencer Money Home Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencer Money Home Insurance than you will anywhere else, and you may even pay less with M&S.

5 No VPL Thongs, at Marks and Spenser
For the ultimate no-show look, these stretchy thongs are perfectly smooth with bonded edges. They won't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

Hand Finished Kitten Card, at MarksandSpencer
Cover text: To a special little girl on her birthday Inside message: Blank for your own message Approx size: 215mm x 150mm

Gold Plated Regal Cushion Ring, at Marks & Spencers
Small gemstone outer layer Larger gemstone centre

Woven 'Scotland' Jogging Bottoms, at Marks and Spencer
Sports fans will love these cosy joggers featuring the Scotland slogan. A practical, easycare style

3-Piece Aluminium Saucepan Set, at Marks n Spencer
Set contains 3 saucepans with lids 16cm (1.4L), 18cm (1.9L), 20cm (2.8L) Non stick aluminium Triple layer non-stick coating for low fat cooking and easy cleaning Tempered glass lids for easy visibility Riveted handles in cast stainless steel for strength and durability Soft touch silicone grips for style and comfort Always use wooden or plastic utensils to prevent scratching the non stick surface Dishwasher safe, Manufacturer: Marks & Spencer

Per Una Fleece Lined Gilet, at Marks & Spenser
A fashionable lightweight gilet featuring a funnel neck and stitch detailing

Take That - The Circus CD, at Marks and Spencer
Audio CD, Marks & Spencer

Per Una Crinkle Stripe Panelled Skirt with Belt, at Marks and Spencers
A fashionable mid calf length skirt featuring panelled design. Matching buckle belt gives it a Per Una touch

Pure Cotton Single Pleat Trousers, at Mark's & Spencer
Smart and stylish, these trousers are made from a soft pure cotton. An ideal choice for work or everyday wear

Girls' Limited Cotton Rich Button Detail Leggings, at Marks and Spencers
Soft, stretchy and comfy, these fashionable cotton rich leggings are a wardrobe essential

Glass Boxed Mirror Photo Frame 13x18cm (5 x 7"), at Marks and Spencer
Plain glass boxed mirror photoframe Aperture: 13x18cm (5x7") H32 x W 26.5cm, Manufacturer: Marks & Spencer

Mr Brown's Bad Idea Birthday Card, at Marks & Spensers
Cover text: Clearing out the shed was a bad idea... ...the clutter was the only thing holding the roof up! Inside message: Happy birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 178 x 126mm

Philips 32FL5404 32" HD Ready Digital LCD TV, at Marks & Spencers
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 32" Widescreen LCD WXGA Active Matrix TFT, 1366 x 768p Contrast Ratio: Dynamic contrast 50000:1 for incredible rich black details Screen Enhancement: Anti-Reflection coated screen Brightness: 450 cd/m Viewing angle: 178 (H)/178 (V) Picture enhancement: Pixel Plus HD, 3/2 - 2/2 motion pull down, 3D Combfilter, Active Control + Light sensor, Colour Enhancement, Colour Transient Improvement, Digital Noise Reduction, Dynamic contrast enhancement, Luminance Transient Improver Connectivity: Ext 1 Scart - Audio L/R, CVBS in, RGB; Ext 2 Scart - Audio L/R, CVBS in, RGB; Ext 3 - YPbPr, Audio L/R in; Front/Side connections - HDMI v1.3, S-video in, CVBS in, Audio L/R in, Headphone out, USB 2.0; Other connections - Audio constant level out, PC Audio in, PC-In VGA, S/PDIF out (coaxial), Common Interface; HDMI 1 - HDMI v1.3; HDMI 2 - HDMI v1.3; EasyLink (HDMI-CEC) - One touch play, System info (menu language), Remote control pass-through, System audio control Sound: Output power (RMS) - 2 x 10 W; Sound Enhancement - Incredible Surround, Treble and Bass Control; Sound System - Nicam Stereo Child Protection: Child Lock+Parental Control Screen Format Adjustments: Auto Format, Movie expand 16:9, Super Zoom, Widescreen Smart mode: Game, Cinema, Personal, Energy saving, Standard, Vivid Playback Formats: MP3, LPCM, JPEG Still pictures, MPEG1, MPEG2, H.264/MPEG-4 AVC Mains power: 220-240 V, 50 Hz Power consumption: 130 W Dimensions: W81 x H52 x D9.5cm Weight: 10kg, 13kg(with stand) Included Accessories: Tabletop swivel stand, Power cord, Quick start guide, CD-ROM with software + manual, User Manual, Warranty certificate, Remote Control, 2 x AAA Batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

12-Piece Ruby Dining Set - Red, at Marks and Spencer
12-piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner plates: 27.5cm Side plates: 21.5cm Bowls: 16cm Fine china Stripe design, Manufacturer: Marks & Spencer

Leather Zipped Washbag, at Marks and Spencers
Stylish and practical, this washbag is a well designed travel essential

Glass Ball Collection - Table Lamp, at Mark's & Spencer
Square base Glass ball stem Suedette shade H60 x Diam 30cm Bulb: 100W BC GLS M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cosy Knee High Stripe Socks, at Marks & Spencers
These essential knee highs are outstanding value. They're made with added stretch and a reinforced toe for comfort and durability

Royal Jelly & Pure Honey Body Butter, at Marks & Spenser
Moisturising 200ml

Blue Harbour Plain Linen Rich Short Sleeve Shirt, at Marks and Spencer
Relaxed and stylish, this plain short sleeve shirt is outstanding value!

Younger Boys' Pure Cotton Robot Pyjamas, at Marks and Spencer
Fun and fashionable, these comfy pure cotton pyjamas feature robot motifs

Short Sleeve Deep V-Neck Stripe Cardigan, at Mark & Spensers
Fashionable and flattering, this cardigan features two front pockets. Stylish, practical and fashionable

Little Acorns Large Baby Photograph Album, at Marks and Spencer
Contains: 1 album, 1 box, 1 pack of glue dots, 1 blank 700 MB CDR Approx size: Album: H235 x W325 x D30mm

Collezione Luxury Pure Cotton Flat Front Trousers, at Mark's & Spencer
Add a smart dimension to your formal wardrobe with these flat front trousers. Allowing for more hip room, they provide a clean, crisp and well turned out look

Older Boys' Scotland Swimming Shorts, at Marks & Spenser
Sports fans will love these cosy swimming shorts featuring a Scotland motif. A practical, easycare style

3 Pure Cotton Long Sleeve Cowboy Tops, at M&S
Cute and practical, this pack of 3 tops is great value. The soft cotton fabric will keep him comfy and happy

Travel Speakers, at Marks & Spenser
Portable size 4 x 1.5V AAA batteries included Specially designed sound chamber with heavy casing to provide extra bass. Built in amplifier Unique retractable speaker from the main body and speaker to give you stereo sound. 3.5mm jack for connecting to your CD or MP3 player or your computer Power switch on/off with LED light For added functionality and portability, the speakers can be powered either through an AC adapter or with batteries Remove isolator tab before use M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Per Una Pure Cotton Polka Dot Revere Pyjamas, at Marks and Spencers
Modern and feminine, these pretty polka dot revere pyjamas are made from pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

Big And Tall Two Button Basket Weave Jacket, at Mark's & Spencer
Specially proportioned for big and tall men, this basket weave jacket is designed to give a flattering, comfortable fit

Lift The Flap Teddy Hunt Book, at Marks & Spensers
The picnic is ready but where is Spencer Bear? Young children will enjoy lifting the big flaps & the rhymes on each page

Sonoma Wardrobe & 10-Drawer Wide Chest Set, at Marks and Spencers
Wardrobe: H200 x W90 x D65cm, with 1 hanging rail and 1 shelf 10-drawer wide chest: H88 x W170 x D50cm Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Drawer boxes and fronts made from solid Oak. Drawer bottoms made from White Oak veneer Handles made from solid wood Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength Shelves made from White Oak veneer All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.