Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

M&S Financial Services Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Financial Services Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Mark & Spencers are so useful. M&S Financial Services financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Financial Services Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Financial Services Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Amazing Dinosaur Discovery Book, at Marks and Spencer
Join Tom and his Dad on a trip to the Dinosaur Museum. Peep inside his scrapbook to read fun facts, uncover the meaning of dinosaur names and pull the tabs to make them come alive. Helps kid's learn more about the mysterious world of dinosaurs

5 Pairs of Stripe Sole Trainer Liners with Cool&Fresh, at Marks and Spenser
RealCool Cotton™ moves moisture to the surface of the fabric for rapid evaporation, helping your feet to stay cool, dry and comfortable all day long. Freshtech™ technology keeps them odour-free and a reinforced heel and toe gives extra durability

Art Deco Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks and Spencers
Square shape Art deco style Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Girls' Limited Pure Cotton Diagonal Zip Top, at Marks & Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Per Una Linen Pintuck 3/4 Sleeve Blouse, at Marks n Spencer
A fabulous 3/4 sleeve blouse in pure cool linen featuring pintuck front detail

Freshfeet Contrast Lined Velour Slippers, at M&S
Round toe Slip on Flat sole Contrast lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours Comes in sizes 6-12

Wedding Gift Card, at MarksandSpencer
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Blue Harbour Cotton Rich Stripe Rugby Top, at Marks & Spencer
Relaxed and casual, this stripe rugby top is made from a cotton rich fabric. It's designed to keep its shape and feel soft and comfortable to wear

Mosaic Baker Rack, at Mark & Spensers
Wrought iron twisted stand 3 x wrought iron shelves 1 x mosaic shelf H165 x W76 x D39cm Assembly required This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3/4 Sleeve Stripe Design Top, at Marks & Spencers
This fab 3/4 sleeve top features a stunning stripe design. A sophisticated new look, perfect for this season

Love and Marriage Photo Wedding Card, at Mark & Spensers
Cover text: Love & Marriage Inside message: Blank for your own message Approx. size: 150 x 150 mm

Collezione Italian Pure Silk Elm Tie, at Mark's & Spencer
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

5 Big & Tall Pairs of Cotton Rich Plain °Climate Control Briefs, at M & S
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Griffin iClear for iPhone Invisible Protection, at Marks and Spencer
iClear encases your iPhone to provide total protection and total access to screen, controls, ports, and switches. Unobtrusive (almost invisible) design in a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

4 Ruby Mugs - Black, at M & S
Set of 4 Stripe design H9cm, Manufacturer: Marks & Spencer

Autograph Radiance Blusher, at Marks & Spencer
Hypoallergenic Includes compact mirror inside

Fitou 2007 - Case of 12, at Marks & Spencers
Style: Full bodied Grape variety: Carignan, Grenache Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handcrafted Laser Cut Fairy Cakes Mother's Day Card, at Marks and Spencers
Cover text: For my Gorgeous Mum Inside message: On Mother's Day Approx size: 178 x 126mm

Gold Plated Multi Strand Necklace & Earring Set, at Marks & Spenser
2 part set Stud earrings Clasp fastening multi strand beads necklace Necklace lenght 41cm, extentable by 8cm For hygiene reasons, refunds will only be given in accordance with your legal rights

Embroidered Floral Front Full Briefs, at Marks & Spencers
Stylish and flattering, these full briefs give complete coverage at the front and back and are extremely comfortable to wear

Delonghi EC33OS Pump-Driven Espresso Maker, at Marks n Spencer
Stylish brushed stainless finish pumped espresso maker High performacne 15 bar pump pressure ensures best tasting espresso/cappuccino with no limit to the number of cups produced Stainless steel boiler for longer life Transparent 1 litre reservoir which can be refilled at any time Self-priming system means machine is always ready for use Cappuccino System mixes steam, air and milk, producing a rich, creamy froth for great cappuccino Easy to use - 3 button operation Cup warmer Separate coffee and steam thermostats Adjustable steam emission Crema filter holder Deep removable drip-tray Built-in coffee tamper, Manufacturer: Marks & Spencer

Block Stripe Swimsuit, at Marks n Spencer
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Pink Heart Thank You Card, at Marks & Spencers
Cover text: Thank you Inside message: blank for your own message

Autograph Pure Silk Redeemer Tie, at Marks and Spenser
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Per Una Pure Cotton 3/4 Length Sleeve Check Pyjamas, at Marks and Spencer
Modern and feminine, these pretty check pyjamas are made from soft pure cotton. So you can relax in comfort and style. Part of Per Una's sleepwear collection

The Floral Collection Rose Beauty Gift Set, at M & S
Rose fragrance Moisturising hand and body lotion 50ml ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Glyceryl Stearate, Parfum, Rosa Centifolia (Rose), Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30, Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl, Ionone, Geraniol, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben. Moisture rich foaming bath cream 50ml ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside Parfum, Rosa Centifolia (Rose), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Benzyl Salicylate, Styrene/Acrylates Copolymer, Citronellol, Linalool, Citric Acid, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben. Moisture rich shower cream 50ml ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamide DEA, Parfum, Rosa Centifolia (Rose), Decyl Glucoside, Lauryl Betaine, Styrene/Acrylates Copolymer, Sodium Sulfate, Disodium EDTA, Polyquaternium-39, Benzyl Salicylate, Citronellol, Citric Acid, Linalool, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylparaben, Methylchloroisothiazolinone, Propylparaben, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben.

Large Lines Flared Vase, at Marks & Spencers
Large opening Cut circular design Broad base W16.8 x D16.8 x H35cm, Manufacturer: Marks & Spencer

Dualit Lite 4-Slice Toaster - Black, at Marks & Spencers
4-slice toaster 1850 watt 36mm extra-wide slots for bagels and buns Defrost setting Cancel button Soft Touch non-marking finish Higher wattage for faster toasting, with accurate browning control Easy to clean with a high quality stainless steel cover High lift mechanism to remove small items easily Bagel button - warms one side and toasts the other Weight: 2.5kg Dimensions: H20 x W36 x D20cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pinstripe Suit Jacket, at Marks and Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Cotton Rich Mock Layer Dress and Tights Outfit, at Marks & Spencers
Practical and pretty, this cute 2 piece outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

There are lots of ways to save money using M&S Financial Services. Not least of these is Marks & Spencers Standard Car Insurance. With M&S Financial Services you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Financial Services, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Money, you get more, and you pay less.