Besides Mark & Spensers Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Mark's & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from MarksandSpencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to House Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Bart Simpson Video Game Player Birthday Card, at Marks & Spencer
Cover text: Happy Birthday Inside message: ... to a real player The Simpsons ™ and 2008 Twentieth Century Fox Film Corporation, All Rights Reserved. Approx size: 215 x 150mm

Collezione Pure Wool Single Pleat Trousers, at Marks and Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other

Blossom Tree Embroidered Curtains, at M&S
Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Postage Print T-Shirt, at Marks & Spenser
Fashionable and relaxed, this postage print t-shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Chunky Bead Necklace, at Marks and Spencer
Mixed bead design Ribbon necklace Tie fastening Necklace length: 122cm

Short Sleeve Empire Button Top, at Mark's & Spencer
This short sleeve is beautifully embellished with a button placket for a stylish modern look

Jewelled Collection - Bedside Lamp, at Marks and Spencers
Faux silk shade Facetted glass design Chunky base D18 x H35cm Bulb: 40W or 8W CFL, Manufacturer: Marks & Spencer

Collezione Apron Lace Up Shoes, at Mark's & Spencer
Square toe Lace up Apron stitch detail Eyelets Block heel

Collections - PB WOOD PUL/TRAIN, at Marks and Spencer
Manufacturer: Marks & Spencer

Glacier Necklace & Earrings Set, at Marks & Spencer
2 piece set Hook fastening drop style earrings Clasp fastening mixed bead necklace

In Bloom Orchid & Vanilla Fragranced Candle, at MarksandSpencer
Orchid and vanilla fragrance Burns upto 20 hours, Manufacturer: Marks & Spencer

Per Una Corduroy Bootleg Trousers with Patent Belt, at Marks & Spencers
A smart pair of bootleg trousers in stretch cotton featuring a patent faux snake effect belt

Petite 3/4 Sleeve Longline Tunic, at Marks & Spensers
Smart and stylish, this lonline tunic is made from softly draping stretch viscose for a fluid look. The front pleat design adds a fashionable finishing touch. Specially designed and perfectly proportioned for the petite frame

Per Una Detachable Faux Fur Hooded Parka, at M&S
A cosy funnel neck jacket featuring a detachable faux fur hood.

Die Cut Cake Sister Birthday Card, at M+S
Cover text: Happy Birthday Sister Inside message: With love Approx size: 170 x 126mm

Autograph Pure Cotton Long Sleeve Large Check Shirt, at M & S
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

The Gum Shiraz 2007 - Case of 6, at Mark's & Spencer
Style: Dry and full bodied Grape variety: Shiraz (Syrah) Country of origin: Australia Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Official ECB Pure Cotton Joggers, at Marks and Spencer
A must for cricket fans! These official England Cricket Board joggers feature the England Cricket logo. An easycare style in soft comfortable cotton

Formula Age Restructure™ Day Cream and Calcium Complex, at Marks & Spencer
Luxuriously rich cream for the 60+ complexion Calcium complex to firm and improve the structure of sagging skin Collageneer a lupin extract to strengthen the dermis and improve skin elasticity Wild yam to replenish and soothe Creatine to revitalise fatigued skin Shea butter and rosehip oil to nourish and replenish SPF 20 against damaging UVA and UVB rays Suitable for all skin types Hypoallergenic 50ml

Pure Cotton Short Sleeve Bib Top, at Mark's & Spencer
Smart and stylish, this short sleeve top is made from cool comfortable cotton and features a bib detail

Mirror Blocks Photo Frame 7.5 x 7.5cm (3 x 3"), at Marks and Spencer
Square shape Mirror blocks design Aperture: 7.5 x 7.5cm (3 x 3"), Manufacturer: Marks & Spencer

Long Sleeve Hood Padded Jacket, at Mark & Spencers
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

LED Light Collection Floating Waterlily with Dragonfly, at Marks and Spencer
Decoarative outdoor lighting For indoor or outdoor use Colour changing Floating feature for table top water display 14 x 14 x 11 cm, Manufacturer: Marks & Spencer

Stainless Steel Handle Slotted Spoon, at Marks & Spensers
Hole in handle for convenient storage Stainless steel finish Plastic slotted spoon Lightweight, Manufacturer: Marks & Spencer

Petite 3/4 Sleeve Plain Shirt, at Marks and Spencers
This outstanding value 3/4 sleeve button top makes a stylish addition to your wardrobe. A great fashion choice for everyday wear

Sprung-Edge Divan with 4 Large Drawers, at Marks & Spencer
Double: W135 x L190cm King: W150 x L200cm Super King: W180 x L200cm H41cm Drawer size: H15 x W78.4 x D53cm 4 x large drawers Sprung edge Anti-allergy - provides effective protection against dust mite allergies, so you'll have a trouble free sleep Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

50/50 Plain Dye Pillowcase, at M&S
Manufacturer: Marks & Spencer

LED Light Collection Dragonfly Mobile, at Marks & Spencer
Hanging loop Circular design 3 hanging dragonflies, Manufacturer: Marks & Spencer

Low Rise Stripe Lace Trim Thong, at Marks and Spencer
Perfect for wearing under tight-fitting clothing, this lacy thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

2 Lichfield Vertical Slat-Back Chairs, at Marks and Spencer
H102 x W46 x D60cm Seat: H50cm Leather seat pad Sold as a pair Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Lichfield Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks&Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencers, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.