Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks & Spenser a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Retro Arcade Shoot, at Marks & Spenser
The Retro Arcade Shoot is an infra-red shooting gallery game! Aim your joystick at those pesky aliens for 10 points each, score bonus points when you see (and hit!) the blue LED light at the back of the game Play against the clock or select continuous play Choose from fast or slow modes Requires 4 x AA batteries (included) Recommended for ages 8 years and above, Manufacturer: Marks & Spencer

3 Bubble Cars Set, at Marks & Spencers
Set of 3 Promotes imaginative play Suitable for ages 12 months + This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Mark's & Spencer
The stripe, flower and butterfly design adds a stylish touch to these comfortable cotton rich socks

Hand Finished Text Quote Mother's Day Card, at Marks & Spencers
Cover text: To the most fabulous mum Inside message: Have the most wonderful Mother's Day Approx size: 150 x 150mm

Pure Cotton Short Sleeve Graphic T-Shirt, at Marks & Spencer
Chic and modern, this short sleeve t-shirt is made from cool comfortable cotton and features a graphic print

Girls' Fashion Schoolwear - Drop Waist Belted Skirt with Stain Defence™, at M&S
Smart and stylish, this fashionable belted skirt is treated with Stain Defence™ technology which helps repel everyday stains

50s Style Dress Birthday Card, at Marks and Spencers
Cover text: Happy Birthday Inside message: With Love on your Special Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 230 x 11mm

Pure Cotton Check Dress & Knicker Set, at MarksandSpencer
Practical and pretty, this cute dress and knicker 2 piece outfit is made from soft cotton to keep her feeling comfy and happy

Ultimate Non Iron Long Sleeve Stripe Shirt, at M&S
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Autograph Retro Hipsters, at Marks & Spencer
Sitting slightly lower on the waist and providing a snug fit, these comfortable hipsters are a great way to stock up your day to day underwear drawer

Floral Fine Art Multipack of Mini Cards, at M+S
Pack contains: 8 cards, 4 designs Cover text: All cards are blank Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 95 x 80mm

Gathered Front Santoni Body, at Marks n Spencer
Look slimmer in seconds! This control body gently shapes your figure all over for a smoother, sleeker silhouette

Per Una Fleece Lined Gilet, at Mark's & Spencer
A fashionable lightweight gilet featuring a funnel neck and stitch detailing

Blue Harbour Cotton Rich Denim Jeans, at Marks & Spensers
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

Medium Square Jewellery Box, at Marks & Spencer
4 drawers Square design

Orchid Gift Card, at Marks and Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Medium Blonde Doll, at Marks & Spenser
Suitable for ages 1-3yrs H39cm This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Marble Heart Pendant Necklace, at Marks and Spenser
Heart pendant Rope style necklace Tie fastening Necklace length 82cm

Sony Ericsson W350i - Vodafone Pay as you talk Mobile Phone, at Marks & Spenser
A maximum of 2 phones per customer may be purchased Talk time: Up to 8 hours Stand-by time: Up to 360 hours Dimensions: 10.3 x 4.2 x 1.1cm Weight: 80g Bandwidth: 900/1800/1900 Standard features: Memory slot, memory card, Bluetooth, hands free, voice activated dialling, Triband, GPRS, organiser and alarm Special features: Active flip, downloadable realtones, data modem, voice memo recorder and webmail Fun features: 1.3MP camera, games, polyphonic ringtones and mp3 player Vodafone Pay as you talk: Your mobile service provider will be Vodafone. A Vodafone SIM card is included with this handset. Click here to view Vodafone's Pay as you talk tariffs. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Single Pleat Crease Resistant Trousers, at Marks and Spencer
Stay smarter for longer with these innovative crease resistant trousers

Older Girls' Sequin Canvas Trainers, at Marks and Spencers
Round toe Sequin detail Lace up Canvas design Contrast flat sole

Ultimate Non-Iron Pure Cotton Houndstooth Shirt, at Marks & Spensers
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Per Una Double Breasted Nancy Mac, at Marks & Spensers
A fabulous double breasted mac in stretch cotton. Weave design button details give it the Per Una touch

Lilac Allium 70th Birthday Card, at M&S
Approx. size: 178 x 126mm Cover text: Happy 70th birthday Inside message: With love on your 70th birthday

Ceriso Silk Blend Padded Lace Trim Bra, at Marks and Spenser
Flirty and fashionable, this glamorous bra is made from silk mix fabric finished with a lace trim. It's underwired for extra support and the padded plunge style gives a fabulous enhanced cleavage. Designed for women who want the latest look

Toshiba Satellite L300-1FS Laptop, at Mark & Spensers
Processor: Intel Pentium dual-core processor T3400, 2.16 GHz clock speed, 667 MHz front side bus and 1 MB 2nd level cache Memory: 2,048 MB standard, 4,096 MB maximum expandability, DDR2 RAM (800 MHz) Hard Drive: 160 GB, S.M.A.R.T. , 5,400 rpm Display: 15.4'' Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500M, up to 1,340 MB total available graphics memory with 3 GB system memory DVD Super Multi Drive: CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x external microphone, 1 x headphone (stereo), 3 (Left 2, Right 1) x USB 2.0, 1 x integrated VGA Web Camera with built-in microphone Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN 10BASE-T/100BASE-TX international V.90 modem (V.92 ready) 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Microsoft Works, Microsoft Office Home and Student 2007 (free 60-day trial) Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™ , Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Built-in camera & microphone, Diversity Antenna, Toshiba ConfigFree™, Internal HD 720p support Dimensions: W362 x D267 x H33.0 (front) / 37.7 (rear) mm Weight: starting at 2.49 kg Battery: lithium-ion, up to 2h30min (Mobile Mark™ 2007) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Per Una Embroidered Lace Padded Balcony Bra, at M & S
Feminine and delicate, this stylish bra features stretch lace fabric and a scallop trim. The padded balcony style gives maximum uplift and a fuller shape. Pretty everyday fashion

Older Boys' Pure Cotton Outback Hat, at M+S
Sun protection gets stylish with this outback style hat

Pure Cotton Single Pleat Trousers, at Marks & Spenser
Smart and stylish, these trousers are made from a soft pure cotton. An ideal choice for work or everyday wear

Pure Cotton Classic Stripe Pyjamas, at M&S
Crisp and comfortable, these cotton blend pyjamas are outstanding value

Besides Marks & Spenser Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.