M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Lace Trim Shorts, at Marks & Spencer
Great for flattering your form, these comfy shorts are made with a stretchy cotton rich fabric. They're convenient too thanks to an easy care design

Bright Prints Range Blue Water Bottle, at Marks & Spencers
Circle design 'Sipper' lid Dimensions: 7 x 19 cm

Cotton Rich Stripe Vest Set, at Mark's & Spencer
This fashionable stripe print bra is designed for a supportive and comfortable fit. The non-wired design is the best choice for first bras

Per Una Patent Drawstring Bag, at Marks&Spencer
A patent finish makes this fashionable bag even more special. Give your look the Per Una twist!

Easycare Long Sleeve Textured Shirt, at Marks & Spensers
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Per Una Wool Blend A-Line Skirt with Belt, at Marks & Spensers
A feminine A-line skirt in soft wool blend, the crinkle effect makes it extra stylish

Lichfield Extending Dining Table and 6 Alton Damask Chairs Set, at Marks & Spencers
Table: H75 x L145 x W95.5cm. Extends to L195cm Seats 6. Comes with extension leaf to seat up to 8 Solid ash damask dining chairs Chair: H99 x W46 x D55cm. Seat H49cm Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Chair frames made from solid European hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Embroidered Owl Booties, at Marks and Spencer
Cute and comfy, these practical booties feature an embroidered owl design. A soft stretchy cuff keeps them on securely

Spot Mesh Padded Balcony Bra, at Mark's & Spencer
Feminine and pretty, this spot design padded balcony bra is ideal for everyday wear. Underwiring and padding give an uplifted and enhanced natural shape

2 Piece Pure Cotton Tie Waist Joggers, at Marks and Spenser
These cute joggers are outstanding value. Hardwearing, practical and comfortable

Maxim Dinner Plate, at Marks & Spencer
Plain white porcelain Suitable for everyday use Versatile fine dining range Diam 27cm, Manufacturer: Marks & Spencer

Travel Stamp Swim Shorts, at MarksandSpencer
Colourful and modern, these drawstring shorts fit comfortably and securely. A practical and stylish choice

Autograph Pure Cotton City Scene T-Shirt, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Leather Lace-Up Shoes by Jeffery-West, at Marks and Spencer
Square toe Punched hole 4 eyelets Lace-up Block heel Tramline design Designed exclusively for Autograph by Jeffery-West

Frill Sleeve Satin Blouse, at Marks and Spencers
This frill sleeve blouse makes a perfect way of getting the smart casual look this season. It has a pleat design and a satin finish for an extra touch of stylish chic

Dragon Fly Gift Card, at Marks & Spenser
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Pure Cotton Woven Bold Stripe Pyjama Shorts, at Mark & Spencers
Soft and comfortable, these pure cotton shorts can be worn alone or with a number of our pyjama tops and t-shirts to create your own style

2 Limited Collection Spot Print Padded Plunge Bra, at M+S
Fun and fabulous, this cotton blend bra is part of our Limited Collection lingerie. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

Spotty Die Cut Type Sister Birthday Card, at M+S
Cover Text: Happy birthday sister Inside Message: Blank for your own message Approx. Size: 150 mm x 215 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Per Una Short Sleeve Eccentric Lace Top Set, at Marks & Spencer
An elegant eccentric print lace top in soft stretch fabric featuring a camisole and necklace

Girls' Limited Pure Cotton Mock Layer Dress with Belt, at Marks & Spenser
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Big & Tall Collezione Luxury Wool Rich Single Pleat Trousers with Cashmere, at Marks and Spencer
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on these trousers to give you a feeling of luxury like no other. Perfectly proportioned for big and tall men

Autograph Stainless Steel Ice Bucket with Tongs, at Marks & Spenser
Stainless steel for maximum durability and shine Comes with the tongs, Manufacturer: Marks & Spencer

Pure Silk Woven Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this smart stripe tie in pure silk

Blue Harbour Stretch Denim Jeans, at M+S
Relaxed and casual, these straight leg jeans are made with stretch for comfort and ease of movement

Velvet Soft Bronzing Powder, at M&S
Clear lid Compact design

Triple Bead Drop Earrings, at Marks & Spencers
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Mini Limited Pure Cotton Floral Print Dress, at Marks and Spencers
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

3 Button Pindot Stripe Bootleg Trousers, at M+S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style

Indian Summer Sprig Napkin Ring, at Marks and Spencer
Diam 11cm Beaded design Round Beaded tassel detail, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.