Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spensers online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Motor Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Mark's & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

5 Pure Cotton Slips, at Marks and Spencers
The soft, easy to care for qualities of pure cotton means these comfy slips are a fantastic option for day to day wear

Fresh Rose Refresher Oil, at Marks and Spencer
Refresher and burner oil 15ml, Manufacturer: Marks & Spencer

Autograph Pure Cotton Short Sleeve Dash Print Shirt, at Marks and Spencer
Stylish and contemporary, this pure cotton short sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Pure Wool Flat Front Stripe Trousers, at Marks & Spencer
Smart and contemporary, these trousers are made from pure wool for extra strength, comfort and durability

Paddington Bear, at Marks & Spencer
Join Paddington and the Browns as they start their adventures at Paddington Station and relive the classic story in this charming picture book

Adored Floral Embroidered High Leg Knickers, at Marks and Spenser
Elegant and stylish, these embroidered briefs are made from the softest fabric and trims, so they feel blissfully comfortable to wear. The high leg style makes legs look longer, giving a flattering shapely fit. Feminine everyday lingerie

Airflex™ Mudguard Riptape Shoes, at Marks and Spenser
The last word in comfort for your feet. These shoes are specially made to accommodate the breadth of your feet whilst being so easy to take on and off

Silver Foil Spot Tissue Pack, at Marks&Spencer
Pack of 3 Metallic effect 2 sheets spotty tissue, 1 sheet plain silver tissue 700 x 500mm

Autograph Essentials Pure Cotton Short Sleeve Shirt, at Marks & Spencer
Part of Autograph Essentials - a collection of luxurious and timeless wardrobe must-haves featuring premium design and sophisticated styling

Nintendo DS™ Lite Starter Pack - Black Console & Brain Training Game, at Marks n Spencer
Pack includes Nintendo DS™ Lite in black and Dr. Kawashima's Brain Training: How Old Is Your Brain? game The Nintendo DS Lite brings gaming within everyone's reach Its touch screen and voice recognition function are so simple to use that even beginners will feel at ease This Nintendo comes with a host of new features that set it apart from all other portable video game consoles:- Better screen quality (brightness and definition) than all other consoles currently available More compact (2/3 as large) and lighter (20% lighter) than the original DS Lite Two back-lit screens brightness can be adjusted over 4 levels to adapt to any lighting and reduce energy consumption M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Golfer's Choice - Magazine Gift Subscription, at Mark & Spensers
Choose from either Golf World - The premier magazine for committed club golfers Golf World is packed with stars, opinion and the best advice in golf, with cutting edge views and insights from the biggest names or Today's Golfer - Today's Golfer leaves no stone unturned in the quest to bring you the best instruction on earth, including killer tips that will transform your game

Fragoso Merlot 2008 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Merlot Country of origin: Argentina Closure: Screw cap Suitable for vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Cars DVD, at Marks and Spencer
Rating Universal, suitable for all,

Cotton Rich Spot Print Bikini Knickers, at Mark's & Spencer
Pretty and feminine, these cute spot print bikini knickers sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

12-Piece Ruby Dinner Set - Black, at Marks & Spenser
12-piece set - 4 crockery place settings Includes 4 dinner plates, 4 side plates and 4 cereal bowls Dinner plates: 27.5cm Side plates: 21.5cm Bowls: 16cm Fine china Stripe design, Manufacturer: Marks & Spencer

Autograph Older Boys Diamond Check Tie, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Manor Damask Cushion, at M&S
Square shape Damask design L56 x W56cm, Manufacturer: Marks & Spencer

Girls Only Scrapbook Fun, at Marks & Spencers
Complete this scrapbook to make a record of your unique, amazing life! There are spaces for your drawings, photos and thoughts, plus lots of cool stickers to decorate your masterpiece

Suede Sprung-Edge Non-Storage Divan & M400 Mattress - Medium, at Marks & Spensers
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L90cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Mattress filling made from resilient foam and polyester fibre Further filling layers of cotton and lambs wool keeps you warm in summer and cool in winter Two rows of hand side-stitching give the mattress edge-to-edge support. This allows you full use of the sleeping surface Individually pocketed springs Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pandan Woven Storage Boxes, at Marks & Spencers
Set of 3 Woven design With matching lids Large: L42 x W28 x H32cm (with lid) Medium: L38 x W25 x H21cm (with lid) Small: L32 x W19.5 x H21cm (with lid), Manufacturer: Marks & Spencer

Castello Bedstead, at Marks and Spencer
Headboard H139cm (Single H128cm) Endboard H101cm Single:L190 x W92.5cm Double: L190 x W142.5cm King-size 5ft: L210 x W155.5cm Super king-size 6ft: L210 x W185cm Mattress sold seperately Available in black or cream Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Older Boys' Pure Cotton Straight Leg Jeans, at Marks & Spencers
Comes with belt shown in image These contemporary jeans with matching belt are great for wearing casually and are made of comfortable cotton

Per Una 3 Button Revere Collar Cardigan, at Marks and Spencers
A feminine 3/4 sleeve cardigan featuring a revere collar. The 3 button fastening gives it the Per Una touch

Ribbon Tie Mule Slippers, at Marks & Spencer
Incorporating a round open toe and flat heel, the fuss-free design of these cosy slippers promises great value and even greater comfort for your feet

Velvet Soft Powder Blusher, at Marks & Spensers
Clear lid compact Available in 5 shades 8g

Silver Plated Gypsy Charm Bracelet, at Mark's & Spencer
T-bar fastening Mulitple charms

Freshfeet Quilt Lined Mule Slippers, at Marks and Spencer
Round toe Quilt lined Flat sole Slip-on With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Sheriff Star Reversible Bedset, at Marks & Spencers
Sheriff star design Set includes single duvet cover and 1 pillowcase Pillowcase: L76 x W48cm Duvet cover: L198 x W137cm, Manufacturer: Marks & Spencer

5 Pairs of Knee Length Socks, at Mark & Spensers
Perfect for the school year ahead, these knee length socks are oh so smart. The elastane ribbed tops ensure they'll stay up all day

Perfect Sonoma Extending Dining Table & 6 Slat-Back Chairs Set, at Marks and Spencer
7 piece set Table: H76 x L180 x W100cm Extends to L230cm Seats 6-8 people, comes with extension leaf to seat 8 Set of 6 slat-back dining chairs Made from solid oak with leather seat Chair: H87 x W49 x D56cm Seat: H48cm Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats of durable, clear lacquer of low sheen Side and back made from White Oak veneer Top panel is veneered with solid Oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.