There are lots of ways to save money using Marks & Spencers Money. Not least of these is MarksandSpencer Standard Car Insurance. With Marks & Spencers Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Marks & Spencers Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but Marks n Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or House Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Pure Cotton Crew Neck Jumper, at Marks and Spencer
Stylish and practical, this pure cotton jumper is outstanding value!

Sing Along Spider Sound Book, at Marks & Spensers
Children will love pressing the button and singing along to 'Incy Wincy Spider with this illustrated sound book

Footglove™ Leather Knee High Slouch Boots, at M&S
Round toe Stitch detail Slouch style Pull on Flat sole Comes in sizes 3-8, including half size

Perfection 100ml Eau de Toilette, at Marks n Spencer
100ml This product is not available for international delivery. Find out more

Cookware - HA MILK PAN, at Marks & Spencers
Manufacturer: Marks & Spencer

3/4 Sleeve Scoop Neck Jersey Top, at Mark & Spensers
Chic and modern, this scoop neck top is made from comfortable cotton blend and features a brushed stripe design.

Fuji FinePix J20 Digital Camera, at Marks & Spencer
Pixels: 10 megapixels Zoom: 3x optical zoom, 5.7x digital zoom Screen: 2.7" TFT color LCD monitor ISO: Auto / Equivalent to ISO 100 / 200 / 400 / 800 / 1600 / (Standard Output Sensitivity) Dimensions: W9.1 x H5.6 x D1.74cm (excluding accessories and attachments) Weight: Approx. 96.5g (excluding accessories, battery and memory card) Face Detection: Face Detection technology with automatic red-eye removal Movie recording: 640 x 480 pixels, 320 x 240 pixels, 30 frames/sec. With monaural sound Self-timer: Approx. 10sec. / 2sec. delay Power source: Rechargeable NP-45 Li-ion battery (included)

Autograph Leather Faux Fur Biker Boots, at M&S
Round toe Stitch detail Buckle fastening Faux fur Block heel Heel height: 35mm Comes in sizes 3-8, including half sizes

Friuli D.O.C Grave Merlot 2006 - Case of 6, at Marks & Spencers
Style: Medium bodied Grape variety: Merlot Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Wool Blend Ribbed Beret Hat, at Marks & Spencer
Berets always look so chic making this knitted beret the perfect way to add a stylishly warm finishing touch.

Pure Silk Leaf Embroidered Cushion, at Marks & Spensers
Square shape Leaf embroidered design Lined L50 x W50cm, Manufacturer: Marks & Spencer

Autograph Pure Cotton Embroidered Pinafore Outfit, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Autograph Essentials Jersey Roll Over Top Pants, at Marks and Spencers
Designed for ease of movement, these lightweight pants are perfect for dance, yoga and pilates

2 Plain Sheer Non-Wired Bras, at Marks and Spencers
Soft and comfortable, this pack of 2 non-wired bras is great value. They're designed to give gentle support and a flattering fit

Pure Cotton Police Patrol Hooded Top, at Marks & Spencers
Fun and fashionable, this pure cotton hooded top is outstanding value!

Pure Cotton 'Ben 10' T-Shirt, at M+S
Fans of Ben 10 will love this short sleeve t-shirt featuring the popular character. A practical, easycare style

National Geographic Kids - Magazine Gift Subscription, at Mark & Spensers
National Geographic Kids is the monthly edu-tainment magazine for boys and girls. Jam-packed with the amazing images you'd expect from the National Geographic brand, National Geographic Kids is everything an inquisitive young mind needs

Total Support Non-Wired Built-Up Lace Shoulder Bra, at M&S
Soft and comfortable, this lightweight bra is designed to give gentle all-round support and uplift. It's secure but lightweight and features extra wide straps

Blue Harbour Short Sleeve Block Stripe Rugby Shirt, at Marks and Spencer
Casual and relaxed, this stripe rugby shirt is made from cotton so it's soft, breathable and comfortable to wear

Blue Harbour Cotton Rich Shorts, at Mark & Spensers
Whether you're active or relaxing, do it in style and comfort in these cotton rich shorts

Italian Collezione Pure Silk Wheat Tie, at Marks & Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Langhe Arneis 2007 - Case of 12, at Marks and Spenser
Style: Dry Grape variety: Arneis Country of origin: Italy Closure: Screw cap Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton 3/4 Sleeve Stripe Parka, at Marks & Spensers
The stripe print parka is a must-have item this season. This version, made from a soft easycare fabric, features a modern 3/4 length sleeve turn up design

Pure Cotton Long Sleeve Stripe Shirt, at Marks & Spenser
Whether you're travelling the world or staying closer to home, our travel shirts are specially designed to keep you looking and feeling your best. Crease resistant to maintain a smart appearance, a special finish draws moisture away from the body to keep you cool while the incredibly breathable shirt fabric is woven to maximise the flow of air between the yarns

Tribeca Large 2 Seater Sofa AU09 Newness, at Marks & Spenser
Manufacturer: Marks & Spencer

Pure Cotton Canvas Holiday Shopper Bag, at Mark's & Spencer
Fashionable and practical, this shopper bag is a useful accessory with bags of style!

Autograph Merano 1 Seater Unit (No Arms), at Mark's & Spencer
H84 x W76 x D102cm Seat H47cm, top back rail H63cm (all dimensions are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Diamante Cross Confirmation Card, at Marks and Spencer
Cover text: Love and Blessings on your Confirmation Day Inside message: With love Approx size: Unfolded: 150 x 150mm

Cotton Rich Drawstring Flare Joggers, at Marks and Spencer
Relaxed and comfy, these casual joggers are made from soft cotton rich fabric and feature a drawsting waist. A practical easycare choice

Divan On Legs & Autograph M500 Zip & Link Mattress, at Marks and Spencer
No turn mattress: medium / firm tension Mattress and divan are anti-allergy Mattress: spring count 1225, depth 27.5cm Divan height: 31cm Single 3ft: W90 x L190cm Double 4ft6: W135 x L190cm King size 5ft: W150 x L200cm Super king size 6ft: W180 x L200cm This product is not available for international delivery. Find out more Cannot be used in conjunction with any other offer, Manufacturer: Marks & Spencer

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and House Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your House Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.