When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M+S Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M+S Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M+S Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M+S Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spencers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is Marks and Spencers Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks n Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Pure Cotton Pinstripe Jacket Outfit, at Marks n Spencer
Perfect for smart occasions, pinstripe jacket outfit makes a fashionable and practical choice

Large Pillar Candle, at MarksandSpencer
Pillar shape Single wick Non fragranced Plain, Manufacturer: Marks & Spencer

Autograph Luxury Cotton Rich Pintuck Shirt with Silk, at Marks & Spencer
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary stripe print

XBOX 360® FIFA™ 08 Game, at Marks & Spencers
Dramatically more real and exhilarating - 620 licensed teams, 30 official leagues, and more than 15,000 players 'Be A Pro' play mode locks you in the role of a single player and challenges you to master the same disciplines as a real professional player - from positioning and tackling to reading the field and passing EA Sports interactive leagues Online leagues and tournament modes Dictate the play with new manual controls for through-passing and crossing Accessible to play online on XBOX Live M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Platforms: Xbox 360, ESRB Rating: Kids to Adults

Formula Age Defence Gentle Exfoliating Face Wash, at MarksandSpencer
150ml Suitable for all skin types Hypoallergenic

Autograph Addison Display Unit, at M&S
H179 x W120 x D35cm With 5 shelves Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

V-Shaped Wine Glass, at Marks and Spencer
H21.5cm 32cl capacity Coloured glass Handmade V shape, Manufacturer: Marks & Spencer

M&S Driving Test Software, at Marks & Spencers
Theory, hazard and practical driving tests all in one handy suite Theory - multiple choice Hazard perception - official Q&A sample clips Practical - 2 day driving programme and interactive guide This product is not available for international delivery. Find out more M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Limited Collection Dogtooth Jacket, at Marks and Spencer
Inspired by classic French couture, this chic piece is one you'll love season after season. For a contemporary update, wear juxtaposed with denim to keep the look fresh and youthful

Silver Text on Red Our Ruby Wedding Anniversary Card, at Marks & Spencer
Cover text: On our Ruby Wedding, Forty wonderful years together... Inside message: ...may our love story never end Approx. size: 220 mm x 220 mm

Long Sleeve Spot Print Satin Pyjamas, at Mark's & Spencer
Feminine and elegant, these sleek satin finish pyjamas feel comfortable and give a flattering fit. A gorgeous, glamorous look

Per Una Pintuck Skirt, at Marks and Spencer
A casual knee length skirt in a soft cotton blend featuring a pintuck design

Pure Cotton Short Sleeve Frill Insert Top, at Marks & Spenser
Pretty and feminine, this short sleeve top is made from pure soft cotton. The frilled insert adds a fashionable finishing touch

M&S 2-Slice Toaster - Black, at Marks n Spencer
2 slice toaster 850W Defrost, reheat and cancel settings Automatic and manual switch off Removable crumb tray for easy cleaning With indication light Cord storage Wide slots (33mm), fit for all kinds of bread Elegant design with stainless steel body Dimensions: H21 x W30 x D18cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Songs From The Musicals CD, at M+S
Audio CD, Marks & Spencer

Velvet Soft Loose Powder, at Marks and Spenser
Translucent loose powder Sets foundation Hypo-allergenic

Ella Fitzgerald - The Legend CD, at Marks n Spencer
Audio CD, Marks & Spencer

PlayStation®2 Pirates of the Caribbean: At World's End, at Marks n Spencer
Single and multiplayer modes Unlock new moves and secret characters Play as Captain Jack Sparrow, Will Turner or Elizabeth Swann Combat, combos and looting challenge mode You must be 12 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Platforms: PlayStation2, ESRB Rating: Everyone 10+

Modal Blend Secret Support™ Pyjama Top, at Mark's & Spencer
Flattering and feminine, this top is made with Secret Support™ which gives gentle support and a flattering, defined shape. A soft, comfortable style

Personalised Planner Family Organiser, at Marks & Spencer
Personalise your calendar by adding photos of your nearest and dearest ones Includes a pen and a memo pad for important messages and an elastic cord, complete with mini pegs, to secure invites, letters and other important bits and pieces Approx. size: 330 x 430mm

Ceriso Frill Trim Floral Print Padded Bra with Silk, at Marks and Spencer
Fashionable and flirty, this modern bra features floral print and is finished with a frill trim. Soft padding and underwiring give great support and a fabulous flattering shape. Designed for women who want the latest look

Pure Cotton Thermal V-Neck Vest, at Marks & Spencer
Keep cosy in this soft thermal V-neck vest made from breathable cotton for improved comfort. Warm without being bulky, it makes the perfect extra layer for cold weather

Good Luck Letters with Cat Card, at Marks and Spencers
3D design Cover text: Good Luck Inside message: Wishing you the best of luck! Approx size: 178 x 126 mm

TomTom One IQ Routes™ Edition Regional Satellite Navigation System, at Marks and Spencer
Maps: Full door to door maps of the UK & Ireland Display: 3.5'' touch screen Safety Camera Database: Comes with fixed safety camera alerts pre-installed, to help you to drive more safely and responsibly Easyport™ Mount: EasyPort™ mount folds neatly onto the back of your device, making the whole navigation package fit into your pocket, bag or glove compartment Latest Map Guarantee: The latest map guarantee keeps you right up to date. If a new version of any map on this device is released within 30 days of your purchase, you can download a new one via TomTom HOME for free TomTom Mapshare™ Technology: Make corrections to your own map and benefit from thousands of corrections made by TomTom users every day - free of charge Updates from TomTom HOME: Get new software and download new maps via TomTom Home site, includes free and subscription services Sound: Loud and clear voice instructions Points of Interest: Pre-installed map has Points of Interest from petrol stations to hotels. Can be updated via TomTom HOME Traffic-Ready: Compatible with TMC Traffic Receivers, so your route can be altered to avoid the traffic ahead Plug & Go: Just plug in and tap the touch screen to begin using the intuitive user friendly interface Advanced lane guidance: Gives you extra clarity when navigating difficult junctions IQ Routes™ technology: Get a faster route to your destination, up to 35% of the time QuickGPSfix™: Get a faster route to your destination, up to 35% of the time Speeding alert: Alerts you that youre speeding, even if you''re not in navigation mode Help Me! menu: You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area Accessories: Comes with USB car charger and USB cable Dimensions: 92 mm x 78 mm x 25 mm Weight: 140 grams TomTom Ticket 2 Drive savings when you purchase this product before 30th September 2009

2 Pure Cotton Thomas & Friends T-Shirts, at MarksandSpencer
Fans of Thomas & Friends will love these cotton t-shirt featuring Thomas. A practical, easycare style

Floral Gift Card, at Marks & Spencers
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Blue Harbour Modal Blend Long Sleeve Stripe Shirt, at Marks & Spencer
Relaxed and casual, this long sleeve stripe shirt is made from a modal blend, so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres

Younger Boys' Bump Toe Lace-Up Boots, at Marks & Spencers
Round bump toe feature Stitch detail Lace-up Flat sole Comes in sizes 4-13

Small Gardens Book, at M+S
From initial inspiration to final layout create your own small garden with the help of a gardening design expert. Whether you want a 'room outside' for leisure and entertainment or simply a space to call your own, inspiring photographs and detailed diagrams show what you can achieve whatever space you have, from grassy lawn to balcony, roof terrace, window or passageway

Younger Boys' Gecko Sunglasses, at Marks and Spencer
Fashionable and fab, these gecko sunglasses give 100% UV protection for safer style in the sun

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the Marks&Spencer online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.