When you're shopping at Marks & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Ultra Fit Plain Sport Briefs, at Marks and Spencers
These innovative Ultra Fit Sport briefs keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Total Support Floral Embroidered Non-Wired Bra, at Marks and Spenser
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Pure Cotton Long Sleeve Spot Vest Top & Shrug, at Marks and Spencers
This fashionable layered look is a 2 piece set - a long sleeve spot vest top and shrug both in soft comfortable pure cotton. Stylish, practical and easycare

Evening Dress Birthday Girl Card, at Mark & Spencers
Cover text: Happy Birthday Inside message: Blank for your own message Approx size: 150 x 150mm

Handcrafted Photographic Kitten Mother's Day Card, at Marks and Spencer
Cover text: To a very special mum ...with love on mother's day Inside message: Blank for your own message Approx size: Unfolded: 150 x 150mm

Big & Tall Blue Harbour Modal Blend Stripe Shirt, at M&S
Relaxed and casual, this stripe shirt is made from a modal blend, so it feels exceptionally comfortable to wear. Modal is a luxuriously soft fabric made from natural plant fibres. Perfectly proportioned for big and tall men Only available in XXXL

Pink Butterfly Large Gift Bag, at Marks & Spencer
Pack Contains: 1 gift bag Approx Size: H: 420 mm, W: 300 mm, D: 100 mm

Classic Collection Leaf Print Tunic Shirt, at M & S
Feminine and pretty, this leaf print tunic shirt will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

The Cotton Collection Cotton Stripe Hand Cream, at M&S
Moisturising hand cream 250ml bottle with pump

Stainless Steel Milk Pan, at Marks and Spencers
0.9 litre capacity Dishwasher safe Stainless steel riveted handles Non-stick, Manufacturer: Marks & Spencer

Florentyna Eau De Toilette 30ml, at Marks and Spencers
Eau de toilette perfume 30ml This product is not available for international delivery. Find out more

Handcrafted Photographic Roses with Legs Card, at Marks & Spensers
Cover text: none Inside message: Happy Valentine's Day This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Girls' Limited Baker Boy Hat & Gloves, at Marks and Spencer
Snug and cosy, this fabulous hat and scarf set is a fashionable choice for chilly weather

Belle Tour Chardonnay 2007 - Case of 12, at Marks and Spencers
Style: Dry Grape Variety: Chardonnay Country: France Closure: Screw cap Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Pure Cotton Long Sleeve Rugby Shirt, at M&S
Casual and relaxed, this long sleeve rugby shirt is made from pure cotton so it's soft, breathable and comfortable to wear

7 Pure Cotton Short Sleeve Assorted Bodysuits, at Marks and Spencer
Cute and practical, this pack of 7 bodysuits is great value. Popper fastenings and envelope necklines make quick changes easy and the soft cotton fabric will keep him feeling comfy and happy

Gold Plated Catseye Stud Earrings, at Marks & Spensers
Catseye design Butterfly fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Artificial Large Willow Twigs With Lights, at Marks and Spencers
String tied base Ready Made arrangement that needs no after care H123cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Single Breasted 2 Button Corduroy Jacket with Inner Gilet, at Marks & Spencers
A smartly tailored mock layer jacket in pure cotton

Silver Plated Pave Ball Ring, at M&S
Large ball design

5 No VPL Low Rise Shorts, at Mark & Spensers
For the ultimate no-show look, these stretchy modern shorts are perfectly smooth. They don't dig in and there are no irritating labels, so they feel incredibly comfortable to wear

2 Easycare Long Sleeve Stripe Shirts & Tie Set, at Marks & Spenser
Smart and stylish, these easycare shirts make a practical choice for everyday wear

Birthday Cake Gift Card, at M+S
Can be redeemed in any of our UK stores and online Credit card-sized Gift Card with presentation greetings card Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Mirrored Collection 6-Drawer Chest, at Mark's & Spencer
H81 x W121 x D51cm 6 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Perfect Ankle Length Cotton Rich Leggings, at Marks & Spencer
Leggings are still going strong this autumn. These are made from extra soft, breathable cotton, perfect for everyday wear

Stripe Bedset, at Marks & Spencer
3 part set Stripe and star design Set includes single duvet cover, 1 pillowcase and a printed bag, Manufacturer: Marks & Spencer

Cool Soft Cotton Pillow Protector, at MarksandSpencer
Quilted design Naturally breathable, Manufacturer: Marks & Spencer

Bow Charm Necklace, at Marks and Spencer
Clasp fastening Adjustable length Link chain Bow feature Heart and star charms Necklace length 43cm, extendable by 5cm

Brushed Metal Photo Frame H19xW14cm (5 x 7"), at Marks & Spencers
Brushed metal effect Aperture: 5 x 7'' H19 x W14cm, Manufacturer: Marks & Spencer

Younger Boys' Cars Team McQueen Dressing Gown, at Marks and Spencer
A must for fans of Disney's Cars, this fluffy dressing gown features fun motifs of the popular character Lightning McQueen

Besides Mark & Spensers Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.