M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spenser Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money, you get more, and you pay less.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Filigree Collection - 3-Arm Chandelier, at Marks & Spencer
3 light chandelier Clear glass droplets Tiered H 75 x Diam 36cm Bulb: 5 x E14 Golf Ball 60W This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

7 Pairs of Freshfeet Stripe Socks with Silver Technology, at Marks & Spencer
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Per Una Textured Jacquard Skirt, at Marks and Spencer
A fashionable knee-length skirt in soft textured fabric, the jacquard design make it extra stylish

Canon LEGRIA FS20 Flash Memory Camcorder, at M&S
Pixels: Type - 1/6" Interlaced CCD, Total pixels - 1.07 megapixel, Effective Pixels - MOVIE: 710,000 pixels, STILL: 800,000 pixels (4:3 mode) Dual Flash Memory: With 8GB Dual Flash Memory, the LEGRIA FS20 offers you two ways to record. Store over 5 hours of movies to internal memory, or shoot straight to SD or SDHC memory cards for easy sharing 45x Advanced Zoom: Combining the power of the DIGIC DV II processor and the quality of a genuine Canon Video Lens, the LEGRIA FS20 offers the extended reach of a 45x Advanced Zoom Megapixel CCD: Thanks to its Megapixel CCD, the LEGRIA FS20 delivers superior quality video images and digital photographs Pre REC function: In Pre REC mode, the camcorder starts recording three seconds before you even press the Record button. 3 seconds of footage are continuously stored and automatically added to the beginning of your clip from whenever you start videoing - never miss that crucial moment again Quick Charge: After a long day's shooting, it only takes 20 minutes to recharge the camcorder's battery sufficiently for a further hour's recording Microphone and headphone jacks: A microphone input and headphone jack give you the ability to record better audio and closely monitor it during recording Dual Shot: Dual Shot sets all controls to automatic, leaving you free to frame your shots. You can shoot high quality photos during video recording, without the bother of switching between settings on the Control Dial PIXELA software: Supplied PIXELA™ software provides an easy way to edit and share your movies burn a DVD, convert a movie for upload to the web, or transfer it to your personal media player. To burn a DVD at the touch of a button Video Snapshot: Video Snapshot mode makes it incredibly easy to create movies for sharing with friends and family. Every time the Record button is pressed, a short 4 second clip is captured. Simply add your clips to a playlist, select a soundtrack, and you're instantly ready to play your movie on a TV - with no need for editing on a PC. 4 seconds is the average length of one 'cut' in a TV show, helping to give your final movie an expert feel Screen size: 2.7" widescreen colour LCD Compact and light: Take your camcorder anywhere. Weighing just 230g, LEGRIA FS20 wont ever slow you down Dimensions: W55 x H59 x D121mm Battery life: Lithium-Ion - approximate maximum recording time 3hrs 35mins

Portfolio Shadow Stripe Waterfall Cardigan, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Kaituna Hills Reserve Pinot Grigio 2008 - Case of 6, at Marks and Spencer
Style: Dry Grape variety: Pinot Grigio Country of origin: New Zealand Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 12.5% Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Tiny Fairies Cake Stand Birthday Card, at Marks&Spencer
Cover text: Sweet Birthday Wishes Inside message: Especially for you Approx size: 230 x 114mm

Long Sleeve Tie Waist Dressing Gown, at M & S
Soft and stylish, this cosy dressing gown is made from soft fleece so you can snuggle up in style and comfort. Available in 2 lengths

2 Piece Pure Cotton Dungaree Outfit, at Marks & Spencer
Cute and casual, these ribbed dungaree and frill trim top looks fabulously fashionable worn together or separately

Girls' Fashion Schoolwear - 2 Non-Iron Short Sleeve Blouses, at Marks&Spencer
This pack of 2 blouses is great value. The flared short sleeves and fitted shape give a fashionable look. A practical and convenient choice, they're easycare and non-iron to save you time

Honey Tree Sparkling Chardonnay Pinot Noir - Case of 6, at Marks & Spencer
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection 3/4 Sleeve Cardigan, at Marks and Spencers
Soft and comfortable, this 3/4 length sleeve cardigan makes a versatile extra layer. Dress it up with smart skirts and trousers, or wear it with jeans for a casual modern look

2 Sonoma Dark Dining Chairs, at Marks and Spencers
H87 x W49 x D56cm Seat: H48cm Sold as a pair Solid oak with leather padded seat Made from solid oak and oak veneer Features natural wood characteristics - knots, figuring, colour variation and end-grain detail Finished with a rich dark stain, followed by 2 coats of durable, clear lacquer of low sheen Chairs made from solid wood Legs made from solid hardwood All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery.

Maxim Large Jug, at Marks & Spencers
Plain Nibbed Single handle 1.5 litre capacity H14.5cm, Manufacturer: Marks & Spencer

Body DD-G Tonal Print Bra, at Marks and Spenser
Sleek and stylish, this plain bra is smoothly finished, so there are no visible outlines under clothes. It's underwired and structured to give fuller busts great support and an enhanced natural shape. Designed for a streamlined silhouette

Cotton Rich Low Rise Narrow Stripe Shorts, at Marks and Spenser
Low rise shorts are perfect for wearing with hipster styles and these stylish narrow stripe shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

Autograph Silk Rich Tie Front Cardigan, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Autograph Occasions Pleat Clutch Bag, at Mark & Spencers
Fashionable and practical, this clutch bag is a useful accessory with bags of style!

Noisy Fire Engine, at Marks and Spenser
Suitable for ages 0-3 years Fire engine design This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Per Una Long Wear 16 Hour Foundation, at Marks and Spencer
Long wear lasting foundation Hypo-allergenic SPF 15 30ml

Pure Cotton Plain Dye Mats, at Marks & Spencers
Textured edging Latex gripped backing Sizes sold separately. Customers should select which mat size they wish to purchase from the drop down menu, Manufacturer: Marks & Spencer

Expecting a New Arrival Card, at M&S
Cover text: Expecting a New Arrival Inside message: A very special gift is on its way to you! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

2 Cotton Rich Straight Leg Joggers, at Marks and Spencer
Casual and comfortable, these easycare cotton joggers are outstanding value

Crochet Leather Nappa Gloves, at Marks & Spencers
The definitive classical country-styled driving glove with a high quality pure cotton crochet back that is vented at the wrist. The gloves have a nappa leather palm

Glass Link Collar Necklace, at Marks & Spenser
Collar length necklace Various beads Necklace length 40cm, extendable by 7cm

Younger Girls' Floral Buckle Belt, at Marks and Spencers
Fun and fashionable, this floral buckle belt adds a stylish finishing touch

Antique Brass & Glass Coffee & Side Table Set, at Marks and Spencer
2 piece set Coffee table: H46 x L111 x 55.5cm Side table: H51 x W50 x D41cm Made of antique-effect solid brass tubing Tops made from toughened glass Legs made from solid brass tubing Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Signature - GING ROOM SPRAY, at Marks and Spencer
Manufacturer: Marks & Spencer

Cotton Rich Bootleg Corduroy Trousers, at Mark & Spensers
Flattering and feminine, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely silhouette. Added stretch gives the perfect fit

Ivory Leather Wedding Keepsake Box, at Marks and Spencer
Cover text: Memories To Treasure Pack contains: 1 keepsake box Approx. size: H290 x W290 x D95mm

Besides Marks & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Property Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both M&S Finance Premier Property Insurance and Standard Property Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.