When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

M&S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but M & S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencer Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencer are so useful. M&S Money Direct financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Direct Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Direct Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

3D Rosebud Cushion - Pink, at Marks & Spencers
Square shape 3D rose appliqu design L43 x W43cm, Manufacturer: Marks & Spencer

Mirrored 3-Drawer Chest, at Marks & Spencer
H63.5 x W49 x D45.5cm 3 drawers Mirrored finish with clear knobs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Textured Disco Circle Necklace, at Mark & Spensers
Circle pendant Hammered effect Rope necklace

Big & Tall Ultimate Pure Wool 3 Button Single Breasted Jacket, at Marks & Spencer
Specially proportioned for big and tall men, this single breasted suit is designed to give a flattering, comfortable fit

Leather Eyelet Bow Detail Pumps, at Marks & Spencers
Bow and eyelet detail Square heel Round toe Slip-on

Ingredients Pomegranate Body Butter, at Marks and Spencer
To nourish and condition for beautiful soft skin 200ml

Portfolio Button Detail Wide Leg Trousers, at M&S
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Firm Control Waist Cincher, at Marks & Spencers
This waist cincher gives total body definition shaping your tummy, waist and bottom with the flexibility of wearing your own bra - perfect under dresses for an hourglass silhouette. It's comfortable and easy to move around in and the special finish keeps you cool and dry

Winnie The Pooh Family Organiser Calendar, at M&S
Contains: 1 pen and memo pad Approx. size: 330 x 430mm Disney. Based on the "Winnie the Pooh" works by A. A. Milne and E. H. Shepard. www.disney.com

Blue Harbour Long Sleeve V-Neck Fleece Top, at Marks & Spencers
Relaxed and cosy, this long sleeve v-neck fleece top is outstanding value!

Pure Cotton Boat Neck Stripe Top, at Marks and Spencers
Smart and stylish, this boat neck top is made from cool comfortable cotton and features a stripe design.

Low Back Bra Extender, at Marks and Spencer
Make your bra backless with this clever bra extender. Ideal for wearing under low backed tops and dresses

Blue Harbour Stormwear™ Straight Leg Jeans, at Marks and Spencer
These jeans are treated with Stormwear™ technology, a breathable finish that repels water and stains. It features a classic straight leg cut and stretch fabric that provides the utmost in casual comfort

Collezione Pure Wool 3 Button Jacket, at Marks & Spencer
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques

Lego City Front End Loader Toy, at Marks & Spencer
Suitable for ages 5+ Move around the construction site with ease! Front end loader pivots and the bucket lifts and lowers! Includes 1 construction worker minifigure! Measures 8 inches (20cm) long! This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Padded Stitch Free Bra, at Marks and Spencer
This smooth streamlined bra is stitch free and bonded for a no-show look under clothes. Light padding and underwiring give an enhanced natural shape

Global Traveller Flight Bag, at Mark & Spensers
Free 5 year guarantee Make transporting your belongings a hassle-free experience with the super lightweight and durable design of this hardwearing flight organiser

Edmonton Large 2-Seater Sofa, at M+S
H92 x W183 x D98cm Seat: H48cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use The feet are solid birch with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Angular Prail Stretch Bracelet, at Marks and Spencer
Angular bead design Stretch style

Pure Highway In-Car DAB Radio, at Marks and Spencer
20 DAB station presets ReVu™ to pause and skip back through live DAB radio quickSCAN to find free FM transmission frequencies Easy to install. No expertise required as Highway sends DAB Digital Radio directly to your car stereo via its FM transmitter Play your iPod or MP3 player through your car stereo Highway can be taken out of the car at the end of a journey and used as a personal DAB radio. (Requires two AA batteries and headphones - not included) Controls: Tune, Select, Lock, Menu, Play/Pause, Rewind, quickSCAN, 4 dedicated one-touch presets, 1 combined preset 4 FM transmit presets for instant tuning Magnetic flexible windscreen mount makes it easy to remove highway from the vehicle Add new features as they become available via USB Option to connect to your car stereo's auxiliary connector (if available) DAB scrolling text Green backlit LCD display with 16 x 2 characters Dimensions: W122 x H70 x D29mm Weight: 156g Aerial: High-sensitivity adhesive windscreen mount aerial. Battery power supply: 2 x AA batteries (not supplied) provide power adapter. M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Autograph Pure Marble Square Tumbler, at Marks & Spencer
Plain Textured finish H10 x W6 x L6cm, Manufacturer: Marks & Spencer

British Heritage Leather Wetherby Brogues, at Marks and Spencers
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes use the finest calf leather and traditional Goodyear Welted Construction. They also include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Detroit Double Wardrobe, at MarksandSpencer
H195 x W90 x D59cm Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Solid oak doors Shelves made with oak veneer Side panels made with oak veneer Top panels made from oak veneer with a solid oak edging for strength Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Linen Blend Pinstripe Straight Leg Trousers, at Marks & Spencers
Sophisticated and elegant, these tailored trousers are detailed with a prinstripe design. A fashionable choice for work or formal occasions

Collezione Plain Straight Leg Trousers, at Marks & Spencers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

2 Pairs of °Climate Control Balance Point Boot Socks, at Marks and Spencers
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. Comfortable and hardwearing, these socks are designed with Aegis Active Fresh technology to keep them odour free. Three levels of cushioning give comfort and protection where it's needed most

Classic Collection Stripe Pull On Trousers, at Marks and Spencer
Stylish and versatile, these straight leg trousers are smartly finished with a stitched crease and decorative fob. Dress them up or down with smart or casual tops in coordinating colours. Discreet elastication gives a perfect, comfortable fit

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencer
The stripe, flower and butterfly design adds a stylish touch to these comfortable cotton rich socks

Blue Harbour Pure Linen Long Sleeve Shirt, at Marks & Spencers
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Autograph Exclusive Sea Island Cotton Briefs, at Marks & Spencer
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

There are lots of ways to save money using M&S Money Direct. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Money Direct you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money Direct, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.