Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Marks and Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spensers once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Home Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Murphy's Contemporary Selection Red Mix - Case of 12, at Marks and Spencers
2 Domaine du Donjon des Dames, Plan de Dieu 2007: A full-bodied and densely textured red from the Southern Rhne which combines rich, plum fruit flavours with an attractive note of savoury spice... 2 Castello d'Alba Red 2007: Ripe and velvety, this is a lightly oaked Douro red that is beautifully crafted and offers superb value for money... 4 De Bortoli Willowbank Shiraz 2007: warm-fruited, creamy-textured Shiraz from Australia. This wine is all about soft, rounded flavours of cherry, mint and chocolate, together with a gently warming finish... 4 Beau Moulin Rouge 2008: An intensely fruity, unoaked red wine that is bursting with flavours of black cherry, blueberry and wild herbs... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Sleeveless Vest, at Marks and Spencer
Casual and contemporary, this cotton vest top is outstanding value

Moisturising Age Repair Firming Day Cream, at Marks & Spencers
Firming day cream with ceramide Targets fine lines and wrinkles 50ml

Pure Linen Embroidered Ginko Cushion, at Mark's & Spencer
Square shape Embroidered design Hand sequins linen cushion with feather inner Lined L50 x W50cm, Manufacturer: Marks & Spencer

5 Pairs of °Climate Control Plain Briefs, at Marks and Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Wentworth 3-Seater Sofa, at M&S
H96 x W204 x D100cm Seat H50cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Feet are castors Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams than fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

25 Lavender Room Scenters, at M & S
Pack of 25 Lavender scented Burns upto 4 hours each, Manufacturer: Marks & Spencer

Leather Plait Belt, at Marks and Spencers
This leather plait belt is ideal for wearing with casual styles

Contrast Stitch Cross-Body Bag, at Marks and Spencers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and turn lock feature. A practical and stylish accessory

Office Essentials Birthday Card, at Marks & Spencers
Cover text: Happy Birthday Inside message: Wishing you a great day! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 174 x 126mm

Per Una Roma Pure Cotton Wide Leg Belted Trousers, at Mark & Spensers
A fashionable pair of wide leg trousers in pure soft cotton featuring front pockets making it extra stylish

Dualit Blender - Cream, at M&S
1.5 litre jug capacity Variable speed control 500 Watt heavy duty motor Removable blades for user safety and ease of cleaning Patented safety interlock system for blades - prevents the blades from rotating unless both glass jug and lid are in place Pulse/turbo feature Ice-crushing/smoothie function Cord storage Removable component in the lid which acts as a measuring cup for small quantities of ingredients Non-slip suction feet Weight: 5 kg Dimensions: W16 x H37 x L21 cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Welcome Whites - Case of 12, at Marks and Spencer
2 Domaine Cambos Gros Manseng 2008 2 Miradou, Ctes de Provence Ros 2008 4 Santa Gloria Chardonnay 2008 4 Ponticello, Pinot Grigio di Sicilia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Blue Harbour Luxury Pure Cotton Check Shirt, at Marks and Spencer
Relaxed and stylish, this long sleeve check shirt is made from pure cotton, so it feels soft and comfortable to wear

Almond Toe Gusset Feature Shoe Boots, at Marks and Spencer
Almond toe Centre stitch detail Gusset feature Slip on Mid heel Heel height: 66mm

Ultimate Stormwear™ Pure Wool Single Pleat Trousers, at Marks n Spencer
This smart suit is treated with Stormwear™ technology, a breathable water and stain repellent finish. It's made from durable wool which keeps it in great shape while giving enhanced comfort and ease of movement

Younger Boys' Pure Cotton Buzz Shorties, at Marks and Spencer
A must for fans of Toy Story, these pure cotton shorties feature Buzz Lightyear

Per Una Short Sleeve Pleated Top, at Marks & Spencer
An elegant short sleeve top in a soft cotton blend featuring a tie neck

Chianti Classico 2006 - Case of 6, at Marks & Spenser
Style: Full bodied Grape variety: Sangiovese Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Stem Hurricane Lamp, at Marks and Spencers
Circular shape Glass holder Hand made Sand included Comes with candle H40 x Diam: 15.5cm Burning time: Approx: 65 hours, Manufacturer: Marks & Spencer

Roman Marble Necklace, at Marks and Spencer
Clasp fastening necklace Chunky bead design

Autograph Pure Cotton Slim Fit Rib Stripe Shirt, at Marks and Spencers
This luxurious shirt is part of our exclusive Autograph collection. Its fine quality and careful attention to detail make it a superior and stylish modern classic

Ruby Creamer & Sugar Bowl Set - Red, at Marks & Spencers
2 piece set Stripe design Sugar bowl H7 x diam 9.5cm Creamer H7.5 x diam 6cm, Manufacturer: Marks & Spencer

Per Una Pure Linen Katie Skirt, at Marks and Spencers
A stylish mid length skirt in pure cool linen featuring horizontal seam detail. Comes with the belt shown in the photograph

Barbecue Mitt, at Marks and Spencers
Hanging loop Stripe design Approx size: 38 x 18cm, Manufacturer: Marks & Spencer

The Sword In The Stone/Robin Hood Special Edition DVD Set, at M+S
Rating Universal, suitable for all,

Meccano Road Monsters Mini Buggy, at Marks and Spencer
Suitable for ages 3+ Imaginative play 2 fun models to build and play with Over 50 parts Tools included This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Nostalgic Photo Nana Birthday Card, at Mark & Spencers
Cover text: To a wonderful nana Inside message: Happy Birthday Approx size: 175 x 125mm

4 Linen Mugs - Sage, at Marks and Spencers
Set of 4 H 11cm Linen floral print, Manufacturer: Marks & Spencer

Stainless Steel Skimmer, at Marks & Spenser
Hanging loop Stainless steel design Slotted, Manufacturer: Marks & Spencer

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spencer Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.