M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks n Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

There are lots of ways to save money using M&S Money. Not least of these is Marks & Spencers Standard Car Insurance. With M&S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks and Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencers Money, you get more, and you pay less.

Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the M+S insurance products in document format too.

3 Cool & Fresh Cotton Rich Assorted Trunks, at Mark's & Spencer
Made from soft breathable stretch cotton, these comfy trunks are ideal for everyday wear

4 Pairs of Autograph Cotton Rich Varied Stripe Socks, at Marks & Spencer
Modern and fashionable, these varied stripe socks are part of our exclusive Autograph collection

Schoolwear Plus Fit 3 Easycare Long Sleeve Shirts, at Marks & Spencer
This 3 pack of larger sized easycare long sleeve shirts is outstanding value! A school essential View Plus Schoolwear Size Guide. Find out more

Kitchen Planner Family Organiser, at M&S
Comes with a pen, memo pad, chalk board, chalk pencil and cloth eraser Dimensions: 330 x 430mm

Double Breasted Mid Length Check Coat, at Marks & Spenser
Designed in a figure-flattering style, this contemporary coat captures a key trend with its check design

Cross Dye Stitch Detail Cushion, at Mark's & Spencer
Square shape Stitch detail Interlined Dimension: L45 x W45cm, Manufacturer: Marks & Spencer

The Incredible Hulk Blu-ray DVD, at M & S
Rating Suitable for 12 years and over,

Pure Cotton Satin Rose Pillowcase, at Marks & Spencer
Rouched floral panel Slim pleat trim, Manufacturer: Marks & Spencer

Autograph Mineral Face Powder, at MarksandSpencer
Hypoallergenic

Faux Snake Print Panel Swimsuit, at Marks & Spencer
Modern and shapely, this flattering swimsuit features a striking faux snake print. A fabulous fashionable look

Formula Revival Daily Thermal Exfoliating Face Cleanser, at Marks&Spencer
Deep cleansing Soothes and conditions skin Improves skin complexion and tone Daily use Dramatic results Suitable for all skin types Hypoallergenic 125ml

Angel Cotton Rich Stripe First Bra & Shorts Set, at Mark's & Spencer
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

No VPL Lace Shorts, at Marks&Spencer
VPL is a thing of the past! These flattering lace shorts have smooth bonded edges for a seamless look and a pretty floral lace design

Ultimate Non-Iron Pure Cotton Short Sleeve Rib Stripe Shirt, at Marks and Spenser
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Malabar 3-Door Sideboard & Glazed Top Unit Set, at Marks & Spencer
Top unit: H114 x W174 x D47cm Top unit has 6 adjustable shelves and toughened glass doors Sideboard has 3 drawers, 3 cupboards and an adjustable shelf in each cupboard Sideboard: H90 x W180 x D50cm Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hannah Montana Range A4 Document Wallet, at Marks and Spenser
1 document wallet Approx size: 213 x 299mm Disney

The Waterfall Knee Length Pencil Skirt, at Marks and Spencer
This chic skirt is a wardrobe essential with a ruffled front making it a striking look for day or night. Pencil skirts flatter your curves and look fabulous with heels and pretty blouses

Nudes Plain Underwired Bra, at Marks & Spenser
Every woman needs underwear that looks invisible under clothing. Everyone's skin tone is different, so after some research into skin tones we've come up with Body Nudes, a range of flattering shades to suit everyone. Body Nudes is soft and comfy with no visible lumps or bumps, so you can be sure your clothes will look their best

Portfolio Waterfall Jersey Cardigan, at MarksandSpencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Best Of British Trivia Card Game, at Mark & Spencers
Number of players: 2+ Suitable for ages 14+ Contains: 150 question cards, score pad, pencil and instructions Approx. card size: 58 x 88mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph 2 Piece Long Sleeve Floral Dress Outfit, at M&S
Practical and pretty, this cute dress and tights 2-piece outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

Blue Harbour Hibiscus Board Shorts, at Marks & Spencers
Practical and fashionable, these floral print board shorts offer a comfortable, flattering and secure fit

Mum Flowers 50th Birthday Card, at Marks and Spencers
Cover text: Mum 50 today Inside message: Have a very happy birthday 178 x 125mm

Fruity Beauty Bath Marbles, at Marks and Spenser
Shocking Raspberry Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 16255 Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, thylparaben,Cl 42090, CI 16255 Wowee Plum Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, Ethylparaben, CI 45430, CI 42090 Luscious Lime Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 42090, CI 19140 Zingy Lemon Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, Limonene , CI 19140 Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 19140, CI 16255

Supima® Ribbed Vest, at MarksandSpencer
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

Very Wacky Jokes, at Mark's & Spencer
This wacky book is jam packed with hundreds of side-splitting jokes! You'll laugh out loud at the crazy, gross and stupidly stupid jokes!

Single Sprung Edge Divan with 1 Large + 1 Small Drawer & Autograph F500 Mattress, at Marks n Spencer
Single Mattress (3ft): W90 x L190cm Single Divan (3ft): W90 x L190cm Mattress depth: 28.5cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm, Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Highly responsive pocketed springs Mattress features deep pillowtop layer of Talalay latex and luxurious white fibre Mattress also features two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Spring count: 1225 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

M&S 2-Slice Toaster - Black, at Marks and Spencer
2 slice toaster 850W Defrost, reheat and cancel settings Automatic and manual switch off Removable crumb tray for easy cleaning With indication light Cord storage Wide slots (33mm), fit for all kinds of bread Elegant design with stainless steel body Dimensions: H21 x W30 x D18cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Wisteria Luggage Medium Rollercase, at Marks and Spencers
Free 5 year guarantee Capable of expanding to provide an extra 20% of luggage space, a tough, hardwearing fabric and fitted padlock for extra security helps ensure your peace of mind while on the move

Sweet Bergamot Scented Spheres, at Mark & Spencers
Sweet scented assortment, Manufacturer: Marks & Spencer

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M&S Money financial products are, of course, designed to make Marks n Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Property Insurance than you will anywhere else, and you may even pay less with M&S.