M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks&Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

When you're shopping at Mark's & Spencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Financial Services. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Financial Services. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Financial Services, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Financial Services website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the Marks & Spencers online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spenser, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Earth Spa Soothing Flower Milk Bath, at Marks&Spencer
250ml With elements from around the globe to restore, replenish and pamper With jasmine, lotus flowermilk ans essential oils of bergamont Rose & orange flower to moisturise and relax

Shop Till, at Marks and Spencer
H12 x L30 Bright colour till Shopping basket Shopping to put through till Cash and cards to play with Suitable for 3+ This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Autograph Floral Embroidered Combat Trousers, at Marks and Spencer
The pretty floral embroidery makes these fashionable combat trousers extra special. Soft cotton fabric and a waist tie will keep her feeling comfy. With luxury in every detail, this is part of our exclusive Autograph collection

Autoritas Shiraz 2006 - Case of 6, at Mark & Spencers
Style: Dry, rich and fruity Grape variety: Shiraz (Syrah) Country of origin: Chile Closure: Natural cork Suitable for vegetarians and vegans Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Flowers by Post - 15 Sunflowers, at Marks and Spencer
Internet Exclusive Give the simple joy of sunflowers to your loved one and bring a huge smile to their face. These 15 beautiful sunflowers radiate the essence of summer. Flowers by Post is a great value way to spoil someone you know - or yourself

5 Pure Cotton Scalloped Trim Thongs, at Marks and Spencers
Perfect for wearing under tight-fitting clothing, this fashionable thong won't give you any visible panty lines. It's comfortable and flattering, and the low rise style is ideal for wearing under hipsters

Autograph Exclusive 3 Piece Shirt, Jacket & Tie Set, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Moisturising Opaque Tights, at M&S
Bodysensor tights keep you warm when it's cool and cool when it's warm. The innovative technology helps to move moisture away from your skin for the ultimate in comfort

2 Big & Tall Autograph Mini Rib Hipsters, at Marks & Spencers
Featuring the best in modern fabric and contemporary design, these luxurious hipsters feel exceptionally comfortable and give a superior fashionable fit

2 Underwired Plain T-Shirt Bras, at Marks & Spencers
Feminine and pretty, these underwired plunge bras are outstanding value

Blue Harbour Blue Straight Leg Jeans, at Marks & Spenser
If you only buy one pair of jeans this season, make them this pair - versatile, utterly comfortable with a simple, yet flatteringly cut. These look great with anything from trainers to smart shoes

Pure Cotton Long Sleeve Stripe Hooded Top, at Marks & Spencers
Cute and fun, the stripe design makes this practical hooded top extra special. It's made from soft pure cotton and feels comfy to wear.

Tall Cylinder Bubble Base Vase, at Marks n Spencer
Bubble base feature Hand made, clear finish Made of glass H40 x Diam 14cm, Manufacturer: Marks & Spencer

Portfolio Faux Pearl Multi Strand Necklace, at M+S
Clasp fastening Adjustable length Multi strand Faux pearl detail

Pure Merino Wool Mock Layer Jumper, at MarksandSpencer
Smart and stylish, this mock layer jumper is made from pure merino wool. It's luxuriously soft, warm, and fine but also hardwearing and easycare, making it a natural choice

Ultimate Non-Iron Pure Cotton Sateen Stripe Shirt, at Marks and Spencer
An innovative shirt in pure cotton. A special fabric finish and clever construction mean there is no need to iron this smart easycare shirt

Hannah Montana Pencil Case, at Marks and Spencer
Zip fastening Hannah Montana motif Comes with Star charm Approx size: 215 x 115mm Disney

Ankle High Stretch Platform Boots, at Marks & Spensers
Round toe Central seam stitch Stretch design Ankle high High heel

Per Una Pure Linen Belted Panel Skirt, at Marks & Spenser
A fashionable knee length skirt in pure cool linen featuring panel design

Long Sleeve Hood Padded Jacket, at M&S
Fashionable and practical, this padded jacket is fully lined and features a tie waist belt. A comfortable, easycare style

Autograph Cotton Rich Long Sleeve Shirt, at Marks and Spencers
Stylish and contemporary, this cotton rich long sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Maxim Salt & Pepper Set, at Marks & Spencers
Salt and pepper shakers Suitable for everyday use Versatile fine dining range H6cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

5 Pairs of Newborn Cotton Rich Assorted Design Socks, at Marks & Spencer
Brighten up his underwear drawer with these fashionable assorted design made from soft breathable cotton rich fabric

Footglove™ Leather Dolly Shoes, at Marks and Spencer
Round toe Single strap with buckle fastening Mid heel Heel height: 64mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

3 Pure Cotton Assorted Briefs, at Marks and Spencers
Offering superior comfort at a great value price, these classic briefs are a fantastic choice for everyday wear thanks to fuss-free easycare cotton

Linen Blend Traditional Flat Cap, at Marks & Spensers
A traditional British classic, this is a versatile style that looks great worn smart or casual

Autograph Orange Blossom Scented Candle, at Marks and Spencer
Single wick Circular glass holder Orange blossom scented Presented in a box, Manufacturer: Marks & Spencer

Sicilian Lime & Bergamot Sugar Scrub, at Marks & Spensers
Sicilian lime and bergamot fragrance Body scrub 200ml

M&S 2-Slice Toaster - White, at Marks and Spencers
2-slice cool touch toaster 700-800W Adjustable browning control Indication lights Cancel setting Automatic and manual switch off Removable crumb tray for easy cleaning Dimensions: H19 x W30 x D17cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Satin Front Frill 3/4 Sleeve Cardigan, at Marks and Spencers
A sophisticated knitted 3/4 sleeve cardigan featuring a satin front frill detail

Mark's & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Motor Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings & Contents Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.