There are lots of ways to save money using M+S Money. Not least of these is Marks & Spencer Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Financial Services, you get more, and you pay less.

Shopping for financial products at M+S Money UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M+S Money website:

• M&S Insurance: M&S Car Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M+S Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M+S Money website.

M+S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M+S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M&S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M+S Money UK and European Breakdown Cover, since it covers you as a passenger too.

Per Una Essentials Modal Rich Pintuck Padded Plunge Bra, at M+S
Elegant and feminine, this stylish bra features a pintuck design and lace trim. It's underwired for extra support and the padded plunge style gives an enhanced shape. Pretty everyday fashion

Dyson Ball™ DC24 Upright Vacuum Cleaner, at Marks & Spenser
Suction power: 100 airwatts (constant). The power of a vacuum cleaner is best measured in airwatts (suction power). Motor wattage simply tells you how much electricity a cleaner uses Root Cyclone™ technology: Dyson vacuum cleaners separate dirt from the air by centrifugal force. It spins the air incredibly fast and the dust and dirt is flung out into the clear bin™. Suction is maintained as there is no bag to become clogged Ball™ technology means no awkward wheels: Dyson upright cleaners ride on a ball so you can steer with ease - no more push/pull around corners and obstacles. Inside the ball is the motor, giving the machine a lower centre of gravity and improving manoeuvrability even further Ultra-lightweight and compact: Dyson's lightest upright machine. The handle compresses so you can store it in small spaces Hygienic and quick to empty: Dyson design minimises risk of contact with dirt Motorised brush bar: Powerful bristles remove dirt and pet hair from carpets Expels only clean air: Air expelled from a Dyson has 150 times less mould and bacteria than the air you breathe. Dyson technology captures particles as small as pollen, bacteria and mould spores Clear bin™: Tough polycarbonate bin lets you see when it needs emptying Bin capacity: 0.85 litres Fingertip brush control: Brush bar turns off to protect delicate rugs and hard floors Reversible wand: The wand reverses to reach awkward areas more easily and with a better grip Washable HEPA filter: Ideal for allergy sufferers All floors: This Dyson model is suitable for all floors Combination accessory tool: Nozzle converts to a brush tool for dusting Cord length: 6.1 metres Maximum reach: 8.7 metres Dimensions: H746 x D349 x W280 mm Weight: 5.4kg Included in the box: Combination tool, operations manual and quick start guide M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Grow Your Own Strawberry Kit, at M&S
This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Limited Collection Cropped Trousers, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel.

His & Hers Card Game, at Marks & Spensers
Number of players: 2 teams, 2 female players, 2 male players Suitable for ages 14+ Pack contains: 60 male question cards, 60 female question cards, score pad, pencil, sand timer and instructions Approx. card size: 89 x 59mm This product conforms to the EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Per Una Woven Neck Bib Top, at M&S
An elegant short flared sleeve top featuring a ditsy print and woven neck bib

Per Una Roma Self Stripe Bootleg Trousers, at Marks & Spensers
A smart pair of bootleg trousers featuring self stripe design

Classic Collection Short Sleeve Nightdress, at Marks & Spencers
Fresh and feminine, this nightdress is made from a soft cotton blend so it feels comfortable to sleep in. The bow detail adds a pretty touch

Formula Revival Cosmetox Night Cream, at Marks & Spenser
Proven results after four weeks Suitable for all skin types Hypoallergenic 50ml

Blue Bunny Flat Sheet, at Marks & Spenser
Embroidered 'baby bunny' slogon Star detail Multiple stripe design, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Corsage Cardigan, at Marks and Spencer
A sophisticated 3/4 sleeve cardigan in a chunky knitted fabric featuring a stripe design and floral corsage

Small Hurricane Lamp, at Marks & Spencers
Hurricane design Thick base Clear glass Candle and sand included, Manufacturer: Marks & Spencer

Footglove™ Widefit Round Toe Shoes, at Marks & Spencer
Round toe Buckle fastening Stitch detail Mid heel

Red - Magazine Gift Subscription, at MarksandSpencer
Red has gorgeous fashion (which you can wear!), expert health and beauty advice, inspirational entertaining and interiors, plus intelligent writing on issues that matter to you

Per Una Textured Stripe Thongs, at Marks & Spenser
Elegant and feminine, this stylish thong features a textured stripe design and is finished with lace and a bow. The high leg style gives a close, figure-flattering fit. Pretty everyday fashion

M&S Dual Deck Laminator, at Marks and Spenser
Features: Jam release button, document exit support trays at both ends, LED indicators for power on and ready to use Size: Will laminate paper up to A4 size Power: 220-240V ac 50/60Hz 370W, 1.8A Lamination speed: Approx 230mm/minute Pouch thickness range: 80-125 microns (A4) Ready time: 4-8 minutes Number of rollers: 3 Dimensions: 34 x 12 x 10.5cm Weight: 2.24kg M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Per Una Panelled Cord Skirt, at Marks & Spenser
A sophisticated mid-calf length skirt in a soft cotton blend featuring a panelled design

Autograph Peeptoe Bow Platform Shoe, at Marks and Spencer
Peeptoe Bow detail Satin finish High heel Heel height: 4 inches Made with Insolia technology, an exclusive innovation that makes high heels more comfortable to wear and better for your body's alignment and balance. They work by taking the weight off your toes, so there's less pressure and more stability. Your legs, back and feet stay more comfy all day

Pure Cotton Floral Print Ruffle Sleeve Top, at Marks and Spencers
This short sleeved top will make a useful addition to your wardrobe. It features a pretty floral print for a stylish casual look

Flat Front Straight Leg Plain Trousers, at Marks & Spenser
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried

Tortoise Sorry It's Late Card, at MarksandSpencer
Cover text: Sorry it's late Inside message: Blank for your own message This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

The Floral Collection Rose Beauty Gift Set, at Mark's & Spencer
Rose fragrance Moisturising hand and body lotion 50ml ingredients: Aqua, Glycerin, Paraffinum Liquidum, Cetearyl Alcohol, Petrolatum, Glyceryl Stearate, Parfum, Rosa Centifolia (Rose), Polysorbate 60, PEG-100 Stearate, Isopropyl Palmitate, Dimethicone, Panthenol, Disodium EDTA, Imidazolidinyl Urea, Methylparaben, Acrylates/C10-30, Alkyl Acrylate Crosspolymer, Triethanolamine, Propylparaben, Xanthan Gum, Benzyl Salicylate, Citronellol, Linalool, Alpha-Isomethyl, Ionone, Geraniol, Phenoxyethanol, Isobutylparaben, Ethylparaben, Butylparaben. Moisture rich foaming bath cream 50ml ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamidopropyl Betaine, Decyl Glucoside Parfum, Rosa Centifolia (Rose), Glycol Distearate, Sodium Sulfate, Glycerin, Laureth-4, Disodium EDTA, Benzyl Salicylate, Styrene/Acrylates Copolymer, Citronellol, Linalool, Citric Acid, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Methylparaben, Butylparaben, Ethylparaben, Isobutylparaben, Propylparaben. Moisture rich shower cream 50ml ingredients: Aqua, Sodium Laureth Sulfate, Sodium Chloride, Cocamide DEA, Parfum, Rosa Centifolia (Rose), Decyl Glucoside, Lauryl Betaine, Styrene/Acrylates Copolymer, Sodium Sulfate, Disodium EDTA, Polyquaternium-39, Benzyl Salicylate, Citronellol, Citric Acid, Linalool, Magnesium Nitrate, Alpha-Isomethyl Ionone, Sodium Lauryl Sulfate, Methylparaben, Methylchloroisothiazolinone, Propylparaben, Magnesium Chloride, Methylisothiazolinone, Phenoxyethanol, Butylparaben, Ethylparaben, Isobutylparaben.

Autograph Linen Blend Variegated Short Sleeve Shirt, at Marks & Spencers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Portfolio Cotton Rich Pleated Formal Shirt, at Marks and Spencer
Part of Portfolio's Shades of Paradise trend, featuring the earthy tones of nature combined with rich, tropical highlights. Elegant and feminine styling makes this a chic summer look

Pure Linen Pull On Hat, at Mark's & Spencer
Keep your cool in this linen sun hat, a summer and holiday essential

Cotton Rich Low Rise Plain Shorts, at Marks and Spencer
Low rise shorts are perfect for wearing with hipster styles and these stylish cotton rich shorts are shapely and modern. Added stretch gives a comfortable, flattering fit

2 Piece Embroidered Dress & Leggings Outfit, at Marks & Spensers
Modern and pretty, this 2 piece dress and leggings outfit looks fabulously fashionable worn together or separately

4 Pairs of Fresh Feet Pure Cotton Premium Socks, at Mark's & Spencer
The original pure cotton socks with innovative Freshtech™ technology to keep them fresh and odour-free. This technology is permanently built in to the socks for lasting performance. A reinforced heel and toe gives extra durability

Pure Woven Silk Pindot Tie, at Marks & Spenser
Say goodbye to worries about spills and stains with our smart woven silk tie, complete with stain defence technology

Autograph Pure Cotton Spot Print Dress, at Marks & Spensers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in smart styles and high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

M+S may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencer insurance products in document format too.