Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Shopping for financial products at Marks & Spencer Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the Marks & Spencer Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings & Contents Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks&Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencer Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencer Money website.

When you're shopping at Mark & Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Fuzzy Teddy Hand Finished Birthday Card, at M+S
Cover text: Happy Birthday xxx Inside message: To you! Approx size: 174 x 126mm

Woven Pure Silk Multi Stripe Tie, at Marks&Spencer
Add a luxurious finishing touch with this smart multi stripe tie in pure silk

Autograph Weekend Single Breasted Stripe Blazer, at Marks & Spencer
Part of Autograph Weekend's Sloane trend. Casual yet sophisticated, this is weekend dressing at its most stylish. Featuring a cool colour palette of crisp navy, neutrals and red, this is an effortlessly chic look for the new season

Autograph Long Sleeve Satin Stripe Shirt, at Marks & Spencers
Feminine and elegant, this sophisticated shirt is beautifully designed and cut for a flattering shape and features a contemporary satin stripe design

125 Years Pure Cotton Long Sleeve Check Shirt, at Marks & Spencers
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Pure Cotton Long Sleeve Herringbone Shirt, at Marks & Spencer
Smart and stylish, this long sleeve herringbone shirt is made from pure cotton

10 Photo Cupcakes Invitations, at Marks and Spencer
Cover text: Party invite Inside message: Dear... You are invited to a party on.. time.. place.. Hope you can come.. RSVP.. This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Ceriso Styled Embroidered Non-Padded DD-G Bra, at M&S
Feminine and fashionable, this modern bra features floral embroidery. It's underwired and structured to give fuller busts great support and a flattering uplifted shape. Designed for women who want the latest look

Cotton Rich Ethnic Diamond Print Scarf with Silk, at Marks and Spencer
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The ethnic diamond print adds a stylish finishing touch

Malabar 2-Door Glass Top Unit, at Marks & Spencer
H114 x W124 x D47cm 2 adjustable shelves Sideboard sold separately Made from solid mango wood Treated with a protective low-sheen lacquer that provides added durability Fitted with antique-brass-effect handles Glass doors are made from safety-tested toughened glass All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. SAVE ON SETS Save at least 25% when you buy this top unit as part of a set. Click here to view the Malabar Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Phased Stripe Dress, at Marks&Spencer
Fun and casual, this easywear dress feels so comfy to wear. Shoulder bow detail keeps the look fabulously fashionable

Classic Ceramic Tall Mirror, at Marks & Spencer
Freestanding Round mirror H38 x W17 x D16cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Ultra Fit Plain Sport Briefs, at Marks & Spenser
These innovative Ultra Fit Sport briefs keep you dry and fresh. The technology is built in so it will always work as effectively no matter how many times you wash them. Soft fabric with 8-way stretch gives maximum comfort and support. Ideal for sports wear and the gym, comfy enough for relaxed everyday wear

Rectangle Face Faux Snake Skin Watch, at Mark & Spensers
Rectangle face Analogue Roman numerals Diamant detail Pearlescent bands Faux snake skin design Adjustable strap

5 Older Boys' Graphic Camouflage Socks, at Marks and Spencers
The graphic camouflaged design adds a stylish touch to these comfortable socks

Floral Sketch Mum 60th Birthday Card, at M & S
Cover text: Mum, 60 Today Inside message: Have a lovely birthday This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 126mm

Collezione Pure Wool Single Breasted 3 Button Jacket, at Marks & Spensers
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Cotton Rich Cropped Denim Jeans, at Marks&Spencer
A wardrobe essential at a great price, these cropped jeans are outstanding value. Stock up on style!

50th Glamorous Dress Birthday Card, at Mark's & Spencer
Cover text: 50 Inside message: Have a wonderful birthday Approx size: 126 x 174mm

Gold Plated 3 Row Diamanté Ring, at Marks and Spencer
3 row design Oval faceted diamant detail

Daddy & Me - Chainsaw & Goggles, at MarksandSpencer
Chainsaw with easy-grip handle Toy safety goggles with elasticated headband Batteries included Suitable for ages 3+ This product conforms to EN71 and the Toy Safety Directive M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Long Sleeve Cropped Oblong Cardigan, at Mark's & Spencer
Contemporary and casual this oblong cardigan makes the perfect light extra layer. It features a ribbed shawl collar for an extra stylish touch

M&S 19'' HD Ready LCD TV with Built-in DVD Player - Silver, at Mark's & Spencer
HD Ready: This TV is able to display sharper, clearer and more vibrant High Definition images when connected to an HD compatible device Display: 19 inch flat screen, 1440 x 900 pixels Contrast Ratio: 500:1, Dynamic Contrast: 4000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: H41 x W46 x D20.5cm Sound: Nicam stereo Connectors: 1 x HDMI input, 1 x Scart socket DVD Player: Built-in DVD player M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042100 to perfectly mount this TV This product is not available for international delivery. Find out more

Royal Horticultural Society Pink Watercolour Roses Blank Card, at M & S
Cover text: Pretty Pink Roses Inside message: Blank for your own message Approx. size: 150 x 150mm About the RHS: The RHS is dedicated to advancing horticulture and helping all gardeners. An interest in gardening is all you need to enjoy being a member of the RHS. For more information call 0845 130 464, or visit www.rhs.org.uk

Perfect Autograph Wool Blend Funnel Neck Trench Coat, at Marks & Spenser
Military styling is on parade this autumn. This smart wool blend coat with contrast lining passes with flying colours

Airflex™ Leather Loafer Shoes, at Mark & Spencers
Smart and stylish, these shoes are specially designed with the Airflex™ sole system. This innovative technology gives your feet enhanced support, comfort and flexibility

Linen Blend Long Sleeve Stripe Shirt, at Marks and Spenser
Chic and modern, this long sleeve shirt is made from a cool crisp linen blend and features a stripe print

Wide Fit Canoe Boat Shoes, at Marks and Spencer
Round toe Stitch detail Lace up Lace stitch design Wide fit

Woodhaven Shiraz 2007 - Case of 12, at Mark's & Spencer
Style: Medium bodied Grape variety: Shiraz Country of origin: USA Closure: Synthetic closure Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml:1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Pure Wool Flat Front Stripe Trousers, at Marks and Spencer
Our Autograph suits are made from finer fabrics with superior attention to detail, giving you the ultimate in sharp, sophisticated style

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.