Besides Marks & Spencer Car Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services House Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier House Insurance and Standard House Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M+S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Financial Services website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S House Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Financial Services offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Mark's & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Autograph Orange Infusion Sticks, at Marks & Spenser
Glass container Long lasting infusion sticks Orange fragrance Presented in a box, Manufacturer: Marks & Spencer

Snake Print Hipster Bikini Bottoms, at Mark's & Spencer
Gorgeous and glamorous, these stylish bikini bottoms feature a striking snake print. A fabulous fashionable look

Thomas and Friends: Magnet Book, at Mark & Spensers
Join your favourite characters for some magnet scene fun! This title lets you use your imagination and lots of magnets to complete the scenes.

3 Hair Remover Mitts, at Marks & Spensers
Pack of 3 Superfine surface exfoliates your skin while gently smoothing away Used regularly hair re-growth appears slower and less noticeable

Barton Large 2-Seater Sofa, at M & S
H90 x W183 x D90cm Seat H51cm (all dimensions are approximate) Seat cushions filled with shape-retaining foam - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options feature reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Includes 2 matching fibre scatter cushions Feet are castors with antique-brass effect finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the This product is not available for international delivery. Find out more Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material, Manufacturer: Marks & Spencer

Old Vines Grenache Noir 2007 - Case of 12, at Marks and Spencer
Style: Medium bodied Grape variety: Grenache Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14.5% vol. Alcohol units per bottle: 10.9 Alcohol units per 125ml: 1.9 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

British Heritage Leather Burnish Cut-Out Shoes, at Marks&Spencer
Enjoy the best of Britain with our British Heritage range. Handcrafted in England, these timeless shoes are made from the finest leather and traditional Goodyear Welted Construction. They include a leather insole and cork filler which moulds to your feet for superb comfort and fit

Pocket Trim Cross Body Bag, at Mark & Spensers
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and multiple pockets. A practical and stylish accessory

Slim Leg Side Zip Trousers, at Marks & Spenser
Slim and stylish, these side zip trousers are cut to fit and flatter for a sleek modern look. Added stretch gives the perfect fit

Autograph V-Neck Colour Block Jumper, at Marks & Spencers
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Pure Silk Micro Square Tie, at Marks and Spenser
Add a luxurious finishing touch with this smart micro square tie in pure silk

Paper Flowers 1st Anniversary Card, at Marks and Spenser
Cover text: Congratulations on your 1st Anniversary Inside message: With Love Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Autograph V-Neck Long Sleeve Plain Cardigan, at Marks & Spensers
Fashionable and contemporary, this v-neck cardigan is part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail makes it exceptionally stylish and comfortable

Multiway Underwired Embroidered Bra, at Marks and Spencers
Whether you wear it strapless, cross-over or conventional, this smart bra offers the best in versatile comfort thanks to a multiway design and non-padded padded cups. An essential addition to any wardrobe

Pure Cotton Check Pyjama Bottoms, at Marks and Spenser
Fashionable and practical, these check pyjama bottoms are made from soft breathable cotton for a comfortable night's sleep

Leather Tassel Shoulder Bag, at MarksandSpencer
Stylish and practical, this handbag is made from luxurious hardwearing leather. A useful and fashionable accessory

Holiday Sandals, at Mark's & Spencer
Slip on style Contrast stitching Open toe Flat sole

Cotton Rich Long Sleeve Hooded Top, at Marks and Spenser
Relaxed and casual, this comfortable hoodie is made from cotton rich and features front pockets. A great value easycare style

Sony PSP™ 3000 Console with Buzz Brain Bender & Loco Roco Games Bundle, at Marks and Spencers
Bundle includes PSP 3000 console, Buzz Brain Bender & Loco Roco Buzz Brain Bender: Buzz! swaps his trademark game show suit for a lab coat and clipboard. Welcome to Buzz!: Brain Bender - a lighter, entertaining and humorous new take on the puzzle genre! Loco Roco: The peaceful world of the Loco Roco are under attack by the not-so-nice Moja Corps. These evil outer space creatures want nothing but to capture the blissful Loco Roco and take them from their land of blowing flowers, lively creatures and pastel scenery. As the planet where the Loco Roco inhabit, players must tilt, roll and bounce the Loco Roco to safety Display: 4.3'' display (16:9) full-transparent type, TFT drive, 480 x 272 pixel, Approximately 16,770,000 colors displayed Improved screen: Capable of displaying movies and photos in more natural and vibrant colors CPU: PSP CPU (System clock frequency 1-333MHz) Built-in microphone: Enables voice chat as soon as you are in a WiFi zone. Enjoy games that use a microphone, Skype and other communication tools TV play: Expanded AV interlaced output gives better refresh rates and sharper images on the TV Sound: Built-in stereo speakers Main memory: 64MB Video formats supported: MPEG-4, AVI Audio formats supported: MP3, MP4, WAVE, WMA, ATRAC3™, ATRAC3plus™ Photo formats supported: JPEG, TIFF, BMP, GIF, PNG Connectors: USB connector, Memory Stick Duo™ slot, Video out/headset connector, DC in/out Input/output: Wi-Fi, High Speed USB, Memory Stick PRO Duo™, Analog Video Out, Microphone Power source: Lithium-Ion rechargeable battery pack, AC adaptor, USB power supply Dimensions: L17 x D1.8 x W7.1cm Weight: 189g (including battery pack)

Ascensio Hard Medium Rollercase, at Marks & Spencer
Built for durable practicality, this rollercase features a robust ABS outer shell and locking trolley system to ensure your belongings are safely secure and easy to transport

Autograph Pure Silk Carousel Tie, at Marks & Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Limited Collection Cropped Leggings, at Mark & Spensers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Pure Cotton Sleeveless Appliqué Vest, at Marks&Spencer
This sleeveless vest will make a useful addition to your wardrobe. It features appliqu details for a stylish casual look

Panasonic Lumix DMC-FS15 Digital Camera, at Marks and Spencer
Pixels: 12.1 megapixels Optical zoom: 5x Digital zoom: 4x ISO Sensitivity: Auto / 80 / 100 / 200 / 400 / 800 / 1600 High Sensitivity (ISO 1600-6400) Dimensions: W9.7 x H5.4 x D2.1cm Weight: Approx. 138g with Battery and SD Memory Card, Approx. 116g (without) Recording Media: Built-in Memory (approx 50MB), SD Memory Card, SDHC Memory Card, MultiMediaCard (Still image only) Built-in-Flash: Auto, Auto/Red-eye Reduction, Forced On, Forced Off 0.3 - 5.3m (Wide/ISO Auto), 1.0 - 3.0m (Tele/ISO Auto) Self Timer: 2sec / 10sec Standard Accessories: Battery Charger, Battery Pack, Battery case / AV Cable, USB Connection Cable, AC Cable / Hand Strap, CD-ROM

Recycled Hollowfibre Outstanding Value 4.5 Tog Duvet, at Mark's & Spencer
4.5 tog The coolest of all duvets, designed for summer use Non-allergenic Highest quality hollowfibre filling Pocket construction for even warmth 100% cotton cover and 230 thread count Soft & comfortable Comes in single, double and king sizes Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Sterling Silver Loop Bangle Bracelet, at M+S
Loop fastening Plain Sterling silver This product is not available for international delivery. Find out more

Red & Whites Welcome Mix - Case of 12, at Marks & Spencer
1 Pinot Grigio Trentino 2008: A delightful example of Pinot Grigio from the cool foothills of Trentino in northern Italy... 1 Spinsanti Chardonnay 2008: An elegant and refreshing, lightly oaked Chardonnay from the Mendoza region of Argentina... 2 Domaine de L'Arbre Blanc 2008: A deliciously fruity Mediterranean white from the sunny South of France... 2 Aldea White 2008: This fruity, unoaked white wine is bursting with flavours of pineapple, apricot and aromatic herbs... 1 Solar Viejo Rioja Crianza 2005: If you are looking for a beautifully balanced, easy-drinking Rioja Crianza, then look no further... 1 Spinsanti Malbec 2008: A beautifully balanced and lusciously fruity Malbec from the Mendoza region of Argentina... 2 La Borie Merlot 2008: This deeply coloured, ripe and spicy Merlot from the Languedoc is packed with juicy black cherry and damson fruit... 2 Aldea Red 2008: A deliciously fresh, herb-scented red from the sunny uplands of eastern Spain... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Moulton Coffee Table, at Mark & Spensers
H45 x L120 x W60cm Oval shaped table Glass top Glass table tops are made from safety-tested toughened glass Bottom under shelf Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Moulton Collection Set. , Manufacturer: Marks & Spencer

Perfect Autograph Wool Blend Funnel Neck Trench Coat, at Marks & Spenser
Military styling is on parade this autumn. This smart wool blend coat with contrast lining passes with flying colours

Embroidered Hippo Booties, at M&S
Embroidered hippo design Turn-over cuff Added stretch

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your House Insurance or Car Insurance, but M&S do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of Marks & Spencers Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or House Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (House Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.