There are lots of ways to save money using Marks & Spencer Money. Not least of these is Marks and Spencer Standard Car Insurance. With Marks & Spencer Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from Marks & Spencer Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M&S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Car Insurance, but MarksandSpencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Home Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Home Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Besides Marks & Spensers Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Blue Harbour Heritage Pure Cotton Fine Stripe Rugby Top, at M & S
Casual and relaxed, this stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

In Bloom Honeysuckle & Jasmine Eau De Toilette, at Marks and Spencers
Honeysuckle and Jasmine fragrance 100ml This product is not available for international delivery. Find out more

Pure Cotton Double Breasted Denim Jacket, at Marks & Spensers
Comfy and cosy, this denim jacket feels soft and warm and is great value. A practical, easycare style

Autograph Weekend 3/4 Sleeve Pintuck Bib Top, at Marks and Spencer
Stylish and sophisticated, this 3/4 sleeve top is cut to flatter and features pintuck bib design for a modern look

Short Sleeve Ireland Football T-Shirt, at Marks and Spenser
A must for football fans! This official Ireland football t-shirt features the Irish motif. A modern easycare style in soft comfortable cotton

Pink Pencil Pleat Curtains, at Marks & Spensers
Plain Pencil pleat top Dimout coated Comes in 54 and 72 inch drop How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Autograph Asymmetric Pocket Jeans, at Marks & Spenser
New to the Autograph denim range, we use special whiskering and baking techniques on these jeans to ensure that no two pairs are exactly alike. They're available in a classic bootleg fit, so they go with just about everything and make for a comfortable addition to your casual wardrobe

Moulton Side Table, at Marks & Spenser
H55 x W55 x D55cm Round table Glass top Glass table tops are made from safety-tested toughened glass Bottom under shelf Made from solid ash and ash veneer All wooden shelving is finished with a starburst veneer effect All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Moulton Collection Set. , Manufacturer: Marks & Spencer

Classic Collection Short Sleeve Scallop Trim Nightdress, at Marks & Spencer
Fresh and feminine, this nightdress is comfortable to sleep in and features a small spot pattern with scallop trim

2 Pure Cotton Long Sleeve Assorted Design Tops, at Marks & Spencers
Cute and practical, this pack of 2 tops is great value. The soft cotton fabric will keep her happy and comfy

Elasticated School Plimsolls, at Marks and Spencer
Slip on Elasticated side band Thick ribbed sole Round toe

Freshfeet Suede Lace-Up Moccasins, at Marks and Spencer
Round toe Stitch detail Lace-up Flat sole Lined With built in Freshtech™ technology for fresh, odour-free slippers Freshtech™ technology is permanently built in to the slipper and still performs after many washes Freshtech™ technology combats the bacteria that causes bad smells and odours

Pure Cotton Block Stripe Cover Up Beach Dress, at Marks and Spencers
Modern and stylish, this flattering beach dress is designed in the latest shape. A fabulous fashionable look

Older Boys' Lace Up Trainers, at Marks & Spencer
Round toe Lace-up fastening Stitch detail Mesh panel design Grip sole Comes in sizes 1-7

Autograph Addison Console Table, at Marks and Spencer
H80 x W110 x D40cm With 2 drawers Made from American Black Walnut solids and veneers, with Beech veneer on unseen faces Finished with 2 coats of durable, clear lacquer of mid sheen Drawer pulls are solid wood due to their shape All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Faux Fur Shoulder Bag, at Marks and Spencer
Luxurious and beautiful, this faux fur leather handbag is part of our exclusive Autograph collection. It's made from soft hardwearing leather, and is useful and practical as well as being a highly desirable fashion accessory

Lightweight Stripe Tassel Scarf, at Marks & Spencer
This sophisticated border square scarf is the perfect accessory to this season's fashions. The tassel details add a stylish finishing touch

Portfolio Short Sleeve Jersey Top, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Body Puff, at M&S
Loop handle Suction cup

Summer Manor Pasta Bowl, at Marks & Spensers
Floral trim design Dishwasher and microwave safe, Manufacturer: Marks & Spencer

Collezione Pure Silk Floral Tie, at Mark & Spencers
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Sprung-Edge Non-storage Divan & F200 Mattress, at Marks & Spencer
Single Mattress (3ft): W90 x L190cm Double Mattress (4ft 6in): W135 x L190cm King Size Mattress (5ft): W150 x L200cm Super King Size Mattress (6ft): W180 x L200cm Single Divan (3ft): W90 x L190cm Double Divan (4ft 6in): W135 x L190cm King Size Divan (5ft): W150 x L200cm Super King Size Divan (6ft): W180 x L200cm Mattress depth: 24cm Divan Height: 41cm Individually pocketed springs Deep layer of memory foam Mattress Spring Count: 930 Sprung-Edge divan - can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

PURE ChargePAK E1 Rechargeable Battery Pack, at Mark's & Spencer
Easy to install - can be fitted in seconds Easy to use - just fit and forget Charges inside the radio, no separate charging unit required Increased battery life per charge over standard rechargeable batteries Replaces the need for throwaway alkaline batteries Provides up to 24 hours wireless listening Battery specification: lithium-ion 3.7V 8800mAh Compatible with PURE radios: EVOKE Flow, EVOKE Mio, EVOKE-1S, EVOKE-2S M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee *Must be returned with the tamper seal intact for full refund

Cotton Rich Straight Leg Bi-Stretch Trousers, at M&S
Simple and stylish, straight leg trousers are a modern classic. This pair sits on the waist and are cut to give a flattering shape that's always in style. Added stretch gives the perfect fit.

Shell Scarf Jumble Necklace, at Marks & Spensers
Faux shell beads Long length Multi strand design Button loop fastening Length: 62cm

Classic Collection Cross Hatch Trousers, at Marks & Spenser
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Diamanté Cross Christening Card, at Marks and Spencer
Cover text: With love on your Christening day Inside message: Wishing you a special day Approx size: Unfolded: 178 x 126mm

Autograph Pure Cotton Self Stripe Jeans, at Marks & Spenser
Fashionable and contemporary, these pure cotton self stripe jeans are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Contrast Brim Bow Detail Straw Hat, at Mark's & Spencer
Keep ahead of the trends with this contemporary contrast brim sunhat, an essential look for style in the sun

Roll Top Bootleg Joggers, at Marks & Spencer
Warm and cosy, these bootleg joggers are great for active workouts or stylish relaxation.

Marks & Spencer Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.