Marks & Spensers may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

M&S Finance offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spensers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

M&S 8GB USB Memory Stick, at Mark & Spencers
8GB memory stick Plugs directly into computer's USB port High-speed USB 2.0 compatible Plug'n Play USB interface requires no driver software Includes USB extention cable and neck strap Dimensions: 54 x 19 x 10mm Weight: 10g (approx) Rubber housing M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Hooded Top & Check Shirt, at Mark & Spencers
Cute and fun, hood and check design makes this practical top extra special. It's made from soft cotton fabric and feels comfy to wear

Crystal Arms Chandelier, at Marks & Spensers
7 arms Glass droplets H30 x D30cm Bulb: 7 x 40W E14 Candle This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Hastings 4+2-Drawer Chest, at Marks & Spencers
H119 x W86 x D44cm 6 drawers Crafted predominantly from solid pine and fibreboard All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Leather Dispatch Shoulder Bag, at Marks & Spensers
Fashionable and practical, this leather dispatch bag features a single adjustable strap and fold over style front

Limited Collection Wetlook Leggings, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Shallow Baking Tray, at Marks & Spencers
Ideal for baking or roasting Heavy gauge easy to clean bakeware Premium non-stick coating Soft grip handles L38 x W30cm, Manufacturer: Marks & Spencer

Pheasant Gully Bin 492 Riesling Gewurztraminer 2008 - Case of 12, at Mark's & Spencer
Style: Medium dry Grape variety: Riesling & Gewurztraminer Country of origin: Australia Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Faceted Bead Stretch Bracelet, at MarksandSpencer
Faceted beads Stretch

Natural Beauty Enriching Body Butter, at Marks & Spensers
200ml Naturally fragranced

Hedgehog Couple Wedding Card, at Marks and Spencer
Cover message: On your wedding day Inside message: Have a wonderful day! Approx. size: 175 x 127mm

Pure Cotton Long Sleeve Vertical Stripe Shirt, at Marks and Spencer
This fab long sleeve shirt features a stunning vertical stripe design. A sophisticated new look, perfect for this season

Lightweight Heart Print Scarf, at Mark & Spencers
Add a fashionable finishing touch to your look with this elegant heart print scarf. The perfect accessory to this season's styles

Pure Cotton Short Sleeve Hello Kitty Top, at Marks & Spencers
Fans of Hello Kitty will love this cotton top featuring the popular character. A practical, easycare style

Non Iron Short Sleeve Check Shirt, at M & S
Smart and innovative, this easycare shirt has a special finish on the fabric and is cleverly constructed to make it non-iron. A great time saver, ideal for work wear

Lemon Soufflé, at Marks and Spencers
Serves 6-8 Ready to eat Comes in a table-presentable ceramic dish Not suitable for nut allergy sufferers 700g total weight As featured on page 51 of the Food to Order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Limited Collection Spot Print Lace Trim Bra, at M&S
Fun and fabulous, this cotton blend t-shirt bra is part of our Limited Collection lingerie. It's perfectly smooth so you won't get any visible lumps and bumps under your clothes. For a funky look, mix and match with coordinating lingerie from Limited. Casual, contemporary fashion

2 Cotton Rich Classic Short Sleeve Crew Neck Vests, at Marks & Spencer
A seam free design along the sides and the soft qualities of cotton ensures these great vests provide the ultimate in everyday comfort

Canon PowerShot SX200 Digital Camera, at Marks & Spensers
Pixels: 12.1 megapixels Zoom: 12x optical zoom, 4x digital zoom Screen: 3.0'' LCD display ISO: AUTO, 80, 100, 200, 400, 800, 1600 Dimensions: W103.0 x H60.5 x D37.6 mm Weight: 220g Motion Detection Technology: Eliminate blur by compensating for subject motion and camera-shake PictBridge Enabled: Enables you to print images using a USB cable to connect the PowerShot A470 to a printer without a PCFace Detection Technology: Ensures superb people shots by automatically setting optimum focus, exposure, flash and white balance Red-Eye Correction: Easily removes red-eye in-camera Processor: DIGIC 4 processor drives exceptional processing speeds, responsive operation, superb image quality and colour reproduction. Advanced Noise Reduction ensures richly detailed, clean images, even at high ISO speeds Shooting Modes & Special Scenes: 14 shooting modes include Special Scenes like Sunset, Portrait and Kids & Pets, which make it easy to get great results in common shooting situations. My Colors in-camera photo effects such as Black & White can be applied during shooting HD movies and HDMI output: Supplement great still shots with HD movies (720p, 30fps) and share them on any HDTV via a built-in HDMI connection System requirements: Windows XP SP2-3 / Vista (including SP1), Mac OS X v10.4 - 10.5 M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Petite 3 Button Bootleg Trousers, at M&S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style. Specially designed and perfectly proportioned for the petite frame

Cotton Blend Fairy Print Bedset, at Marks and Spencer
3 part set Set includes single duvet cover, pillowcase and printed bag Fairy print, Manufacturer: Marks & Spencer

Organic Vegetable Selection Box, at Marks and Spencer
Order by 5pm to collect in 5 days Contains a minimum order of 8 seasonal vegetables, subject to availability May include: carrots, cauliflower, garlic, onions, broccoli, potatoes, cabbage, spring greens, sweet potatoes, courgettes Available for collection in the majority of our UK mainland stores

Autograph Luxury Linen Blend Vertical Stripe Shirt, at Marks & Spenser
Smart and refined, this vertical stripe shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Laser Cut Church Confirmation Card, at Marks and Spencers
Cover Text: Special wishes on your Confirmation Inside Message: Blank for your own message Approx Size: 174 mm x 126 mm

Pure Silk Assorted Stripe Tie, at Marks and Spencer
Add a luxurious finishing touch with this contemporary assorted stripe tie in pure silk

Older Boys' Bart Simpson Fluffy Dressing Gown, at Marks & Spencers
A must for fans of The Simpsons, this soft fluffy dressing gown features the popular character

Welcome Reds - Case of 12, at Mark's & Spencer
2 Domaine Lafage VdP des Ctes Catalanes 2007 2 Campo Bravo Rioja Vendimia Seleccionada 2007 4 Santa Gloria Merlot 2008 4 Villagio, Negroamaro Puglia 2008 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Girls' Limited Pure Cotton Short Sleeve Slogan T-Shirt, at Marks and Spencer
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Silver Plated Abalone Stretch Bracelet, at M+S
Stretch style Abalone design Ripple finish

Block Stripe Swimsuit, at Marks and Spenser
Modern and shapely, this flattering swimsuit is designed in the latest shape. A fabulous fashionable look

Besides Mark's & Spencer Motor Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both M&S Finance Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.