Besides Marks & Spencers Car Insurance, M&S Money Credit Cards and other financial products, M&S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Mark's & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.

M&S Money offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with M+S 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money UK and European Breakdown Cover, since it covers you as a passenger too.

125 Years Tea Mug, at M & S
Retro style Part of the Commemorative Collection, Manufacturer: Marks & Spencer

BT Granite Twin DECT Cordless Telephone with Answering Machine, at M&S
DECT - Digitally enhanced cordless phones provide crystal clear sound quality, increased talk time and range coupled with increased security Fully GAP compatible (register up to 5 handsets) 100 name and number directory 30 number calls list 20 number redial list SMS Text messaging Call transfer Handsfree Call timer Conference call 10 hours talktime, 100 hours standby Up to 12 minutes recording time for the answering machine Call screening 15 ringtones Base: 260g Handset: 76g M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Garlic Flatbread, at Marks n Spencer
Serves 6-8 Ready to cook Suitable for freezing 400g Not suitable for nut allergy sufferers As featured on page 40 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Lace Trim Full Slip, at Marks and Spencer
A practical fashion essential you can't do without! This cling resistant slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses, particularly those that look see-through under light

50/50 Bed Linen - Flat Sheet, at Marks & Spencers
Single: L260 x W178cm Double: L260 x W228cm King size (5ft): L275 x W275cm Super king size (6ft): L275 x W310cm Plain dye bed linen Easy to iron Plain fabric (no design) Care instructions: Machine washable, Tumble dry Composition:50% cotton, 50% polyester, Manufacturer: Marks & Spencer

Autograph Pure Cashmere V-Neck Jumper, at Marks n Spencer
This luxurious v-neck jumper is made from pure cashmere for ultimate softness and comfort. Innovative construction helps it to be machine washable. Part of our exclusive Autograph collection

Pure Linen Turn Up Cropped Trousers, at Marks & Spenser
Fresh and fashionable, these linen below-the-knee trousers look chic with wedges, sandals or flat pumps. Contrast stitch details add an extra touch of style

Regalmist Bouquet, at Marks & Spencers
A beautiful selection of flowers, this bouquet features an arrangement of Chrysanthemum Bloom Regalmist, Sedum Matrona and Hypericum Sugar Flair Available for delivery from 1st July to 30th September 2009

Autograph 2 Piece Long Sleeve Floral Dress Outfit, at Marks & Spencer
Practical and pretty, this cute dress and tights 2-piece outfit is made from soft cotton to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

3 Pairs of Cotton Rich Trainer Liner Socks, at Marks and Spenser
Designed to hide neatly inside your trainers, these breathable cotton rich socks are made with added stretch for comfort, and have a cute pom pom detail

Autograph Weekend Check Print Top with Camisole, at Marks and Spencer
Sophisticated and modern, this short sleeve top is beautifully designed and cut for a flattering shape and features a striking check print

The Floral Collection Magnolia Soap, at M & S
3 x 75g Magnolia scented Added moisturisers

Sunny Daze Eau De Toilette 100ml, at M & S
Floral fragrance 100ml

Autograph Leather ID Wallet, at Marks n Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins.

Autograph Pure Cotton Cargo Shorts, at Marks & Spencer
Fashionable and contemporary, these cargo shorts are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Padthaway Chardonnay 2006 - Case of 6, at M&S
Style: Dry Grape variety: Chardonnay Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Handbag Mug, Tray & Coaster Gift Set, at M&S
Contains: 1 mug, 1 coaster, 1 tray Handbag design Mug height: 10.5cm Coaster dimensions: 10.5 x 10.5cm Tray dimensions: L21 x W14 x D1.5cm, Manufacturer: Marks & Spencer

Artificial Mini Orchid in Square Mirror Glass Vase, at Mark & Spensers
Artificial orchid Mirror glass vase Ready made arrangement that needs no after care H58cm, Manufacturer: Marks & Spencer

Tie Waist Long Sleeve Dressing Gown, at Marks & Spencer
Wrap up and relax in this soft dressing gown featuring a contrast spot trim design for a pretty look

Jersey Bootleg Trousers with Flower Belt, at M&S
Comfortable, hardwearing bootleg trousers with stretch. Practical and easycare, they're an ideal choice for school. They come with the flower belt shown

Single Sprung-Edge Divan with 1 Small + 1 Large Drawers & M300 Mattress, at Mark & Spensers
Single Mattress (3ft): W90 x L190 cm Single Divan (3ft): W90 x L190cm Mattress depth: 24cm Divan Height: 41cm Large Drawer: H14 x W78 x D52cm Small Drawer: H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and Divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Long Faux Leather Mirror, at Marks & Spencers
Long length Faux leather border Dimensions: H116 x W44cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Velour Hooded Stripe Zip-Up Top, at Marks and Spencer
Stylish and practical, this great looking hooded top is comfortable, easycare and easy to move around in

Adored Comfort E-G Embroidered Orchid Bra, at Marks & Spencers
Elegant and pretty, this embroidered bra is exceptionally comfortable. It's underwired and structured to give fuller busts great support and a natural uplifted shape. Feminine everyday lingerie

Chateau de la Charriere Savigny-Les-Beaune 2005 - Case of 6, at Marks and Spenser
Style: Dry Grape variety: Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Triple Bead Drop Earrings, at Marks&Spencer
Hook fastening Drop style Triple bead design For hygiene reasons, refunds will only be given in accordance with your legal rights

Cotton Rich Bootleg Boyfriend Jeans, at M&S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Woodspice for Men Gift Set, at Marks & Spencer
Aftershave 100ml Talc 100g Soap on a rope 50g Woodspice scent

Autograph F500 Latex Pillowtop Mattress, at Marks & Spencer
Single (3ft): W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Mattress depth: 29cm Spring count: 1225 Highly responsive pocketed springs Deep pillowtop layer of Talalay latex and luxurious white fibre Two further layers of cotton and resilient white fibre for additional support Double row of hand side-stitching to add support to the edges Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Block Stripe Polo Shirt, at MarksandSpencer
Stylishly smart casual, this polo shirt is made from pure cotton so it's soft, breathable and comfortable to wear

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks n Spencer are so useful. M&S Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.