Besides Marks and Spencer Car Insurance, M&S Finance Credit Cards and other financial products, M&S Finance Home Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Finance Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Finance Premier Home Insurance and Standard Home Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

There are lots of ways to save money using M&S Finance. Not least of these is Marks & Spensers Standard Car Insurance. With M&S Finance you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from M&S Finance, you get more, and you pay less.

When you're shopping at Marks and Spenser online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Car Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Multi Stripe Hipster Bikini Bottoms, at Mark's & Spencer
Fashionable and flattering, these bikini bottoms feature a striking multi stripe design

Travel Essentials Cosmetic Cool Bag, at Marks and Spencer
Zip fastening Plain Contrast piping Rectangular Insulated lining

Limited Collection High Heel Shoes, at Marks and Spencer
Round toe Buckle fastening High heel Patent finish Comes in sizes 3-8, including half sizes

LEGO® City Transporters, at Mark & Spensers
Suitable for ages 5+ Includes transporter, helicopter, motorbike and other pieces This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Collections - VAN PLUG IN, at Marks and Spencers
Manufacturer: Marks & Spencer

Steel Slotted Spoon, at Marks and Spencer
Slotted design Suitable for non-stick saucepans Hanging loop, Manufacturer: Marks & Spencer

Stainless Steel Non-Stick Wok with Lid, at M&S
Diam 30cm Double handles Glass lid Dishwasher safe, Manufacturer: Marks & Spencer

Mixed Bead Multi Strand Necklace, at Mark & Spencers
Clasp fastening Adjustable length Rope chain Multi strand design Mixed bead Necklace length 46cm, extendable by 8cm

Thomas Moving Engine Puzzle, at Marks & Spencer
13 pieces Suitable for ages 12 months to 3 years This product conforms to the EN71 and the Toy Safety Directive 2007 Gullane (Thomas) Limited, Manufacturer: Marks & Spencer

Plain Crook Umbrella, at Marks&Spencer
Lightweight and easy to carry, this umbrella provides you with effective protection from those sudden downpours

Collezione Pure Cotton Long Sleeve Hairline Stripe Shirt, at Marks & Spensers
Italian style is renowned for its attention to detail. Each collezione piece is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this shirt to give you a feeling of luxury like no other.

Hooded Faux Fur Trim Jacket, at Marks & Spensers
Fashionable and practical, this hooded coat is outstanding value. An easycare style at a great price

Small Giraffe Soft Toy, at Marks & Spencer
Suitable for ages 0-3yrs Approx 22cm This product conforms to the EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

7 Pairs of Big & Tall Freshfeet Design Socks with Silver Technology, at Marks & Spencers
Our odour control Freshfeet socks are now better than ever with a new Sanitised Silver finish. Known for its natural antibacterial properties, silver helps reduce the presence of bacteria that causes smelly odours, so your feet stay fresh with every step and it keeps working for the lifetime of the socks

Per Una Dandy Floral Print Panel Dress, at M&S
A stylish floral print dress in soft fabric featuring a panel design

Feather Patch Aqua Bedset, at Marks & Spencers
Embroidered design Patchwork detail Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases

2 Cotton Rich Bold Stripe Tops, at Marks and Spencer
Fashionable and contemporary, these long sleeve stipe t-shirts in soft cotton is a practical easycare style

Pure Cotton Quick Iron Long Sleeve Stripe Shirt, at Marks and Spencers
Stylish and innovative, this pure cotton easycare shirt is quick and easy to iron for a smart crisp look.

Limited Collection Crepe Zip Dress, at Mark's & Spencer
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Mixed Bead Long Rope Necklace, at Marks & Spencers
Long length Mixed beads

Cluster Pendant Rope Necklace, at Marks and Spencer
Cluster pendant Rope necklace Tie fastening

Niece Die Cut Letters Birthday Card, at Marks and Spencer
Cover text: Niece you're so nice Inside message: Blank for your own message Approx size: 150 mm x 150 mm

Sony Bravia 40'' KDL-40W5500 HD Ready LCD TV, at Mark's & Spencer
HD Ready 1080p: Displays images in Full HD 1080p, the maximum resolution defined for HDTV use, when connected to an HD compatible device Display: LCD Sony Bravia Engine 3 with a 40 inch viewable screen and a display resolution of 1920 x 1080 pixels Dynamic Contrast: 100000:1 Integrated Digital & Cable Tuner: Provides access to all Freeview™ channels and radio stations (subject to coverage) and is cable TV ready (with supported providers only) Dimensions: With table stand: W98.7 x H68.6 x D30.3cm, without table stand: W98.7 x H63.8 x D9.3cm Weight: inc. stand 21kg / without stand 18kg Dolby Virtual Surround and BBE Digital: Experience the effect of digital surround sound from only two front speakers with our advanced S-Force Front Surround technology Connectors: Digital Audio Output (optical) x 1, HDMI™ Inputs x 4, HDMI™ PC Signal Capability, PC Input (15pin D-Sub) + Audio In, Component Inputs x 1, Composite Video In x 1, 4 Pin (Y/C) In (S Video), USB 2.0 Input, MiniJack (Head/Earphone) 3.5mm, PCMCIA Card Slot, RCA Audio Out, Analogue Audio Inputs x 2, RF In, Scart Inputs (RGB) x 2, BRAVIA Sync, DLNA Ethernet (Video/Music/Photo), AppliCast™ BRAVIA Engine 3: Enjoy images with impressive depth and clarity, optimal contrast, vibrant colours and truer-to life tones with BRAVIA ENGINE 3 24p True Cinema: Shows images at 24 frames per second just like a real cinema screen Xross Media Bar: New Sony interface to enhance the operability and ease of use Picture Frame Mode: Not watching TV? Turn it into a digital photo frame to display your own pictures or the 6 pre-installed images BRAVIA Theatre Sync: Synchronises your Sony theatre system so it can be operated by the press of a single button M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Please Note: To receive the full range of Freeview™ channels, customers should use an outdoor wide band aerial. Suitable portable TV aerials can be used to receive Freeview but the quality of the reception is dependent on the quality of the product and the signal area. Due to these factors you may not receive all Freeview channels when using an indoor aerial Please Note: Freeview™ is not yet available to the whole of the UK. We advise that you check that your postcode area can receive the Freeview signal before ordering this product Use wall mount T042104 to perfectly mount this TV This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Broderie Ribbed Top, at Marks n Spencer
This short sleeved top will make a useful addition to your wardrobe. It features pretty embroidered details for a stylish casual look

Jersey Bootleg Trousers, at Marks & Spencer
Smart and practical, these easycare trousers are ideal for school. Added stretch gives a comfortable fit and great shape retention

Duck Rillette, at Marks and Spencer
Serves 18-20 Ready to eat 750g As featured on page 19 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Autograph Essentials Floral Lace Thong, at Marks & Spencers
Stunningly stylish, this modern thong features floral lace detail. The low rise styling gives a flattering shapely fit

Pure Cotton Angel Sleeve Cropped Cardigan, at Marks and Spencer
Cool and comfortable, this short sleeve cardigan is made from pure natural cotton and features a single button fastening for a fashionable look

Stormwear™ Cotton Rich Multi Pocket Parka, at Marks&Spencer
Fashionable and practical, this multi pocket parka is treated with Stormwear™ technology, an innovative finish that repels water and stains. Comfortable, breathable, easycare style whatever the weather

Lotus Flower Infusion Sticks, at Marks and Spenser
Fragranced infusion sticks Glass container, Manufacturer: Marks & Spencer

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Home Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M+S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.