Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencer Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencer Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencer Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencer Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Mark's & Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencers, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Motor Insurance, M&S Household Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Perfect Blue Harbour Fleece Jacket, at Mark's & Spencer
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

M&S 'Perfect A Putt' Putting Aid, at Mark & Spensers
Improve you ability to putt with this putting aid, aim towards the target as you would with a real hole and if the pace and direction of the putt is correct, the ball will push through the trapping system and will be retained. This is a great way to improve your putting technique when ever you have some time to spare

Travel Shoe Bag, at Marks & Spencer
Prevent scuffs and marks on your favourite shoes, by placing them in this funky shoe bag

Autograph Pure Cotton Funnel Neck Moleskin Jacket, at MarksandSpencer
Contemporary styling and superior finishing makes this Autograph jacket a fashionable choice for this season

Oakham™ Chicken Crown with Bacon Lattice, at Mark & Spensers
Serves 4-5 Ready to cook Suitable for freezing 1kg As featured on page 36 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pleated Bedset, at Marks & Spencer
Pleated design Single set includes single duvet cover (3ft) and 1 pillowcase Double set includes double duvet cover (4ft 6in) and 2 pillowcases King size includes king size duvet cover (5ft) and 2 pillowcases, Manufacturer: Marks & Spencer

Walkmates Younger Boys' Leather Open Toe Sandals, at Marks and Spenser
Open-toe Riptape fastening Contrast stitching Flat sole

Padded Plunge T-Shirt Bra, at Marks and Spencers
Soft and comfortable, this plunge t-shirt bra is outstanding value

Ella Headboard, at Marks&Spencer
Single: W90cm Single: Headboard: H105cm Double: W135cm King size 5ft: W150cm Super king size 6ft: W180cm Double, king-size and super king-size: Headboard H132cm Designed to fit most standard divans Mattress and divan sold separately Supplied with all fittings Please note: This bedstead is not suitable for children under the age of 6 years Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Sennen Pasta Bowl - Linen, at M & S
Contrast stripe trim Diam 23cm Single stripe detail, Manufacturer: Marks & Spencer

Boys' Limited T-Shirt, Scarf and Waistcoat Set, at Marks & Spensers
Fashionable and versatile, this cotton short sleeve t-shirt and sleeveless waistcoat is perfect for smart-casual dressing and looks great with the check tasssled scarf

Stain Defence™ Non-Iron Centre Crease Trousers, at Marks & Spenser
These trousers are treated with Stain Defence™ and Stormwear™ technologies, so they repel water and stains. They're non-iron for convenience - for best results, machine wash, tumble dry and hang straight away

Pointed Toe Court Shoes, at Marks & Spencer
Pointed toe Slip on Mid heel Plain Heel height 67mm Comes in sizes 3-8, including half sizes

Plain Waist Slip, at Marks and Spencer
A practical fashion essential you can't do without! This cling resistant slip comes in a variety of lengths. It's a must-have for enhancing the look of your dresses and skirts, particularly those that look see-through under light

Artificial Cream Orchid, at Marks and Spenser
Artificial orchids No watering required therefore easy care Fresh looking throughout the year Height: 83cm, Manufacturer: Marks & Spencer

Pure Duck Down Pillow, at Marks and Spencer
Pure duck down 230 thread count and 100% cotton downproof cover Light and natural filling W48cm x L76cm, Manufacturer: Marks & Spencer

Portfolio Bobble Necklace, at Marks & Spensers
Clasp fastening Adjustable length Mixed bobble design Necklace length 95cm, extendable by 8cm

Wool Blend Contrast Stripe Tie, at Marks & Spencer
Add a smart finishing touch with this hardwearing contrast sripe wool mix tie

Per Una Pure Linen Slick Sailor Trousers, at Marks and Spencers
A relaxed pair of wide leg trousers in pure linen featuring an on the waist design and twin button detail

Formal Chevron Button Braces, at M&S
Add a smart finishing touch with these stylish adjustable braces

Collezione Moccasin Leather Loafers, at Marks and Spencer
Luxurious and contemporary, these leather shoes are part of Collezione, inspired by Italian style. Their superior design, quality and hand finishing make them a sophisticated and fashionable choice

Compact Plain Umbrella, at Marks & Spenser
Smart and easy to carry, the practical design of this handy umbrella is the perfect solution for dealing with sudden downpours

Autograph Bone China Dinner Plate, at Marks & Spencers
Plain Diameter: 27cm, Manufacturer: Marks & Spencer

Numbers Book, at M&S
Little hands will love this bright chunky numbers book

Autograph Large Rollercase, at Marks and Spencers
Free 5 year guarantee Take the hassle out of travel with the practical, easy to transport and stylish design of this spacious rollercase. Perfect for business travel, this case includes a garment carrier and shoe bag Includes free i-trak luggage ID service see details below

Portfolio Textured Bootleg Trousers with Linen, at Marks & Spencer
Part of Portfolio's Mimosa trend. A beautifully elegant look featuring chic, muted tones such as cocoa, mink, saffron and purple. Striking prints are key to this feminine trend

Animal Print Underwired DD-G Bikini Top, at Marks and Spencers
Feminine and flirty, this fashionable bikini top is specially designed to give great support and a flattering, comfortable fit. The ultimate in poolside glamour

Blue Harbour Classic Quilted Heritage Jacket, at Marks & Spensers
A contemporary design makes this jacket a fashionable choice

Portfolio Pure Silk Cut-Out Pintuck Bib Blouse, at Marks n Spencer
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

Lambswool Blend Long Socks, at Marks & Spencer
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

Marks & Spencer Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencer Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencer Money UK and European Breakdown Cover, since it covers you as a passenger too.