M&S Financial Services offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Financial Services Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Financial Services UK and European Breakdown Cover, since it covers you as a passenger too.

Besides M & S Motor Insurance, M&S Financial Services Credit Cards and other financial products, M&S Financial Services Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Financial Services Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M+S purchases are also protected while you take them home.

Also, on both M&S Financial Services Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Shopping for financial products at M&S Financial Services UK website is just as simple as shopping for fashion or furniture at the M+S online store. Here are just some of the financial products which can be purchased via the M&S Financial Services website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spensers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Financial Services in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Financial Services website.

Small Square Jewellery Box, at Marks&Spencer
3 drawers Square design

Paua Shell Pear Necklace and Earring Set, at M+S
2 piece set Pear shaped polished shell earrings Multi pear shaped polished shell pendants

Mother's Day Paint Your Own Flowerpot, at Marks and Spenser
1 ceramic pot 6 paint pots 1 paintbrush 1 instruction leaflet Approx size: H120 x D140mm

3 Pure Cotton Cool & Fresh Assorted Boxers, at Marks & Spencer
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

BT Studio 3500 Quad Pack Cordless Phones with Answering Machine, at Marks & Spencers
50 name and number phonebook Assign melodies to specific phonebook entries Caller display stores your last 40 numbers and displays their name and number each time they call Secrecy facility - allows you to talk to someone else in the room without the caller hearing 10 last number redial and recall Answer machine with up to 13 minutes digital recording time 2 pre-recorded outgoing messages - Answer and Record and Answer Only Earpiece, base station and handset ringer volume control Choice of 5 handset and 5 base ringer melodies Display language options GAP compatibility Talktime up to 10 hours, 30 minutes/standby time up to 160 hours Range of up to 300 metres outdoors/50 metres indoors Low battery and out of range warnings Switchboard compatible Answer delay setting Voice prompts Private playback via the handset Call screening/call intercept Memo facility Base unit loudspeaker Answer machine remote access Includes: 4 x BT Studio 3500 base, 4 x BT Studio 3000 handsets, 8 x NiMH AAA rechargeable batteries, 4 x mains power adaptors, 1 x telephone line cord M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Limited Collection Grosgrain Chain Bag, at Marks and Spencer
Fashionable and fabulous, this grosgrain chain handbag is designed in one of this season's key shapes. It's a practical as well as trend-conscious accessory. Get the latest look!

Love Catseye Duo Earrings, at Marks and Spenser
2 pairs Butterfly fastening studs Heart drop earrings with hook fastening For hygiene reasons, refunds will only be given in accordance with your legal rights

Montpeyroux Réserve Les Terrasses 2007 - Case of 12, at Marks n Spencer
Style: Full Bodied Grape variety: Syrah, Mouvedre, Grenache, Carignan Country of origin: France Closure: Natural cork Suitable for vegetarians and vegans Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Single Hard-Top Divan with 1 Small + 1 Large Drawer & M100 Mattress, at Marks and Spencers
Single (3ft): W90 x L190 Mattress depth: 21.5cm Divan height: 41cm Divan drawer sizes: Large - H14 x W78 x D52cm, Small - H14 x W40 x D52cm Smaller drawers at the head end are designed to open without moving your bedside table 1 large and 1 small drawer Mattress does not require turning All mattresses and divans are anti-allergy protected A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Miele FJM Hyclean Dustbags, at Marks & Spensers
Replacement dustbags for Miele vacuum cleaners using FJM bags

Autograph Puccini Coffee & Side Table Set, at Marks & Spencer
Coffee table: H46.5 x L74 x W64cm Side table: H46.5 x W38 x D38cm Includes 1 coffee table and 1 side table All-weather synthetic rattan on aluminium frame This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

4 Wood Veneer Coasters, at Marks & Spencers
Pack of 4 Solid wood L10 x W10cm, Manufacturer: Marks & Spencer

Widefit Almond Toe Court Shoes, at Marks and Spencer
Almond toe Slip-on Lined Heel height 64mm Comes in sizes 3-8, including half sizes

Lightweight Dressing Gown, at Marks & Spensers
Soft and comfortable, this cotton blend dressing gown makes the perfect lightweight cover up

Radcot Headboard, at Marks & Spencers
Headboard H132.5cm Dbl: W158.5cm 5ft: W173.5cm 6ft: W203.5cm Made from solid oak Supplied with all fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Classic Duckling Mug & Plush Toy, at Marks and Spencer
Contains: 1 mug, 1 soft toy Mug diameter: 75 mm

Pocket Yoga, at Marks and Spencers
Bringing your body, mind and spirit into balance and harmony has never been so much fun thanks to this pocket size yoga book jam packed with fun exercises and tips to help give you a good workout

Blue Harbour Pure Cotton Stripe Shirt, at Marks and Spenser
Relaxed and casual, this pure cotton shirt has been pre-washed to make it extra soft and comfortable

Autograph Cotton Rich Long Sleeve Shirt, at Marks and Spenser
Stylish and contemporary, this cotton rich long sleeve shirt is part of our luxurious Autograph collection. The fabric has been created exclusively for us to tie in with this seasons key looks, so you wont find it anywhere else

Classic Collection Paisley Print Lightweight Scarf, at Mark & Spensers
Add a fashionable finishing touch to your look with this elegant paisley print scarf. The perfect accessory to this season's styles

Hannah Montana Wrap Pack, at Marks and Spencer
2 sheets, 2 tags Each sheet: 495 mm x 695 mm

Pure Cotton Baseball Cap, at Marks and Spencer
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in casualwear, the baseball cap is a style essential

Machine Washable Textured Tie, at Marks & Spensers
No more trips to the drycleaners! This smart tie is machine washable

Cotton Rich Lace Trim Shorts, at Marks and Spencer
Smart, snug and easy to care for, these cosy shorts combine a flattering fit with a lace design and stretchy fabric to create the perfect knickers for day to day wear

Machine Washable Multi Stripe Tie, at Mark's & Spencer
No more trips to the drycleaners! This stripe tie is machine washable

'Happy Birthday!' Gift Bag with Balloon, at Marks and Spencer
Send birthday wishes with lovely pink, yellow and blue blooms in an elegant cream gift bag. The mini 'Happy Birthday' balloon makes it that bit extra special Available for delivery from 1st April to 30th September 2009

Taranto Coffee Grinder, at Marks & Spencer
2 to 12 cup capacity 200 watt 3 settings (fine, medium, coarse) Manual on / off switch Cord storage 2 year guarentee M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, Manufacturer: Marks & Spencer

Pure Cotton Waffle Dressing Gown, at Mark's & Spencer
Pretty and feminine, this dressing gown is made from pure cotton. Relax in style and comfort

Autograph Pure Silk Multi Stripe Tie, at Marks & Spensers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Almond Toe Gusset Feature Shoe Boots, at Marks & Spencers
Almond toe Centre stitch detail Gusset feature Slip on Mid heel Heel height: 66mm

Marks and Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Financial Services website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Financial Services loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Financial Services can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Financial Services insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Mark's & Spencer insurance products in document format too.