Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks and Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M & S are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Low Leg Pinstripe Shorts, at Marks & Spencer
These funky pinstripe shorts are shapely and modern. Added stretch gives a comfortable, figure-flattering fit

Machine Washable Flat Front Stripe Trousers with Wool, at Marks & Spencer
Put an end to tiresome trips to the dry cleaners. Our range of machine washable and tumble dry suits combine the best in convenience and contemporary style

The Cotton Collection Cotton Bud Hand Cream, at Marks & Spencers
Moisturising hand cream 250ml bottle with pump

Front Pleat Non-Iron Pinafore with Stormwear™, at Mark's & Spencer
This traditional pinafore offers quality at an outstanding value price. It's treated with our unique Stormwear™ finish, making it resistant to water and stains. Non-iron fabric saves you time

First Readers The Princess and the Pea, at Marks n Spencer
How do you tell a real princess from a fake princess? Find out what the queen does to reveal the truth in this classic fairy tale

Artificial Red Blossom, at Mark & Spensers
Artificial red blossom No watering required therefore easy care Fresh looking throughout the year Height: 83cm, Manufacturer: Marks & Spencer

Griffin iClear Touch Case, at MarksandSpencer
iClear's transparent and unobtrusive design protects your iPod with a tough polycarbonate shell, strong enough to take the daily abuse of active lifestyles

M&S Scart Switcher, at Marks & Spencers
Plug 2 scart cables into TVs that have only 1 scart socket Button to switch between devices M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Halterneck Sailor Stripe Swimsuit, at Marks and Spencers
Sleek and modern, this fashionable swimsuit features a sailor stripe panel. Designed to fit and flatter

Chalk and Cheese Fun Character Multipack of Mini Cards, at M+S
Cover text: Design 1: thank you, Design 2: surprise, Design 3: Thanks, Design 4: for you Inside message: Blank for your own message Approx. size: 95 x 80mm

Per Una Empire Line Check Blouse, at Marks & Spensers
A fashionable 3/4 sleeve blouse featuring a check print and empire line

Knee Length Seam Skater Skirt, at Marks and Spencer
Elegant and feminine, this skater skirt is designed to fit and flatter. Stylish, practical and fashionable

Classic Collection Leaf Print Brocade Blouse, at MarksandSpencer
Feminine and pretty, this leaf print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Pure Evoke Flow, at Marks & Spenser
Wi-Fi for access to internet radio, listen again content, podcasts, PURE sounds and media streaming from a computer and even automatic software updates Program up to 30 DAB or 10 FM station presets Connect an iPod or MiniDisc and play it through EVOKE Flow Organic LED display for superior contrast and improved readability from any angle Touch-sensitive SnoozeHandle snoozes the alarm and illuminates the display Set an alarm to wake to DAB or tone Environmentally friendly - standby power consumption of less than 1W and made from 70% recycled material M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

3 Authentic Woven Pure Cotton Boxers, at Marks & Spensers
Made from soft breathable cotton, these comfy boxers are ideal for everyday wear

Box Pleat Satin Belted Shirt, at Marks and Spencer
This fab short sleeve shirt features a stunning box pleat design. A sophisticated new look, perfect for this season

Total Support Plain Bra, at Marks and Spencers
Soft and comfortable, this non-wired bra gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Ingredients Top To Toe Regime, at Marks and Spencers
Pack of 7 Assorted fragrance Shea Nut Bath Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, Sodium Chloride, PEG-18 Glyceryl Oleate/Cocoate, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Sodium Sheabutteramphoacetate, Polyquaternium-39, Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Glycerin, Alcohol Denat, Sodium Lauryl Sulphate, Citric Acid, Magnesium Nitrate, Methylchloroisothiazolinone, Methylparaben, Magnesium Chloride, Caramel, M Pomegranate Bath Essence Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Polysorbate 20, Limonene, Parfum, Benzophenone-3, Disodium EDTA, Alcohol Denat, Glycerin, Triethylene Glycol, Benzyl Alcohol, Linalool, Propylene Glycol, Punica Granatum (Pomegranate Extract), PEG-40 Hydrogenated Castor Oil, Trideceth-9, Magnesium Nitrate, Methylchloroisothiazolinone, Magnesium Chloride, Sodium Benzoate, Tocopherol, Lactic Acid, Potassium Sorbate, Methylisothiazolinone, CI 15985, CI 17200, CI 42090 Lemon Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Benzophenone-3, Limonene, Citral, Sodium Styrene/Acrylates Copolymer, Disodium EDTA, Linalool, Polyquaternium-39, Benzyl Alcohol, Triethylene Glycol, Citronellol, Geraniol, Benzyl Benzoate, Hexyl Cinnamal, Propylene Glycol, Citric Acid, Alcohol Denat., Citrus Medica Limonum (Lemon Oil), Sodium Lauryl Sulfate, Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 15985, CI 19140 Coconut Body Polish Ingredients: Aqua, Ethylhexyl Palmitate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Phenoxyethanol, Cocos Nucifera (Coconut Shell), Parfum, PEG-100 Stearate, Sodium Carbomer, Methylparaben, Disodium EDTA, Xanthan Gum, Benzyl Salicylate, Butylparaben, Ethylparaben, Coumarin, Propylparaben, Isobutylparaben Almond Hand & Body Cream Ingredients: Ingredients: Aqua, C12-15 Alkyl Benzoate, Cetearyl Alcohol, Cyclomethicone, Glycerin, Glyceryl Stearate, Polysorbate 60, Prunus Dulcis (Almond Oil), Phenoxyethanol, PEG-100 Stearate, Sodium Carbomer, Parfum, Methylparaben, Disodium EDTA, Xanthan Gum, Hexyl Cinnamal, Butylparaben, Ethylparaben, Benzyl Benzoate, Linalool, Butylphenyl Methylpropional, Alcohol Denat., Limonene, Propylparaben, Isobutylparaben, Caramel, CI 15985, CI 19140 Fig Bath Tablet Ingredients: Sodium Bicarbonate, Citric Acid, Sucrose, Tapioca Starch, Sodium Chloride, Parfum, CI73360, CI 42090 Lime & Bergamot Shower Cream Ingredients: Aqua, Sodium Laureth Sulfate, Cocamidopropyl Betaine, Polysorbate 20, PEG-18 Glyceryl Oleate/Cocoate, Sodium Chloride, Laureth-4, Parfum, Sodium Styrene/Acrylates Copolymer, Benzophenone-3, Disodium EDTA, Limonene, Linalool, Citrus Aurantium Dulcis Oil, Polyquaternium-39, Citrus Aurantium Bergamia Oil (Bergamot Oil), Triethylene Glycol, Benzyl Alcohol, Propylene Glycol, Alcohol Denat., Citric Acid, Sodium Lauryl Sulfate, Litsea Cubeba Berry Oil, Citrus Aurantifolia Oil (Lime Oil), Magnesium Nitrate, Methylparaben, Methylchloroisothiazolinone, Magnesium Chloride, Methylisothiazolinone, Propylparaben, CI 19140, CI 42090

Whole Side of Oak Smoked Orkney Salmon, at Marks and Spencers
Serves 12-15 Ready to eat Suitable for freezing 500g As featured on page 24 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Pure Cotton Long Sleeve Herringbone Shirt, at Mark & Spencers
Smart and stylish, this long sleeve herringbone shirt is made from pure cotton

Pure Linen High Waist Belted Trousers, at Marks and Spencers
Designed to give a shapely silhouette, these on-the-waist bootcuts are feminine and flattering. The belt feature adds a stylish finishing touch

Pure Cotton Cargo Pocket Belted Jeans, at M & S
These cargo jeans look cool and casual and are made of comfy cotton

2 Climate Control Crew Neck T-Shirts, at Marks and Spencer
Climate control fabric absorbs and stores body heat when you're too hot and releases the heat when you're too cold. The result is the perfect body temperature so you'll feel comfortable all day. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

Charades Card Game, at Marks and Spencers
Number of players: 2+ Suitable for ages 8+ Contains: 90 large game cards, instruction card, card holder Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Collezione Suedette Single Breasted Jacket, at M & S
Italian tailoring is renowned for its sophisticated style. Each collezione suit is designed with that same passion, using the finest fabrics and best tailoring techniques. Inspired by Italian flair, we've lavished time and care on this garment to give you a feeling of luxury like no other

Miele S7580 Upright Vacuum Cleaner, at Mark & Spensers
6 litre dust bag capacity 1800W 14.5 metre operating radius The Active HEPA filter ensures air leaving the cleaner is free of allergens and odours Dust bag change indicator - signals when the dustbag needs to be replaced Comes with 2 dustbags The power level adjusts automatically to suit the floor surface currently being cleaned Silence setting: Ideal combination of low noise level and cleaning performance Electronic LED +/- buttons control the power level Weight: 9.5kg Dimensions: H1160.6 x W349.3 x D377.9 mm Smooth running 360 swivel castors. Castors mounted on steel axles to ensure excellent maneouvrability M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information Free 2 year guarantee, Manufacturer: Marks & Spencer

Signature Natural Cotton Burner & Refresher Oil, at Mark & Spencers
Natural cotton fragrance 15ml, Manufacturer: Marks & Spencer

Girlie Dress Up Range Water Bottle, at Marks and Spencer
1 water bottle 7cm x 19cm

Ingredients Lemon Body Butter, at Marks & Spencers
Lemon scented 200ml

Faceted Bead Stretch Bracelet, at Marks and Spencer
Faceted beads Stretch

When you're shopping at Mark & Spensers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."