Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings & Contents Insurance or Car Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Buildings & Contents Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Buildings & Contents Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks&Spencer insurance products in document format too.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while M & S once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Mark's & Spencer, through its M+S Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

There are lots of ways to save money using M+S Money. Not least of these is M+S Standard Car Insurance. With M+S Money you can keep the cost of your Car Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Car Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Car Insurance policies on offer from M & S, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Car Insurance from Marks & Spencer Money, you get more, and you pay less.

Home Gift Card, at M & S
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Graphic Design Heart Necklace, at Marks and Spencer
Clasp fastening Adjustable length Multi strand design Heart pendant

Autograph M500 Mattress - Medium, at Marks & Spencer
Single 3ft: W90 x L190cm Double (4ft 6in): W135 x L190cm King Size (5ft): W150 x L200cm Super King Size (6ft): W180 x L200cm Depth: 28cm Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Two further layers of cotton and polyester underneath the pillowtop Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

7 Denier Sheer Body Shapers, at Marks & Spencers
Always look your best under that special dress by lifting, shaping and defining your figure with these great body shaper tights

Romantic Pearl Cake, at Marks and Spencer
Serves 144 Three tier set of cakes: Small diam 15cm; Medium diam 20cm; Large diam 25cm; Total height 27.9cm Fruit cake : Vine fruits, nuts and cherries laced with brandy. Cake weight: 9.8kg. Fruitcakes can be eaten up to 14 days after collection Chocolate cake: A rich chocolate cake filled with with chocolate ganache. Cake weight: 5.6kg. Chocolate cakes can be eaten up to 5 days after collection Sponge cake: All-butter sponge filled with buttercream. Cake weight: 5.6kg. Sponge cakes can be eaten up to 5 days after collection Combination cake: Large fruit cake, medium sponge cake and small chocolate cake. Total cake weight 7.7kg Not suitable for nut allergy sufferers As featured on page 57 of the Food to Order brochure Flowers not included Order by 5pm to collect in 21 days Available for collection in the majority of our UK mainland stores Each tier of our wedding cakes has a base board, to support the use of pillars for presentation

Adored Modal Blend Floral Nightdress, at Marks and Spencer
Stylish and elegant, these flattering nightdress are part of our feminine Adored collection. They're made from a soft cotton blend for the ultimate in comfort

Autograph Asymmetric Pocket Jeans, at Marks and Spenser
New to the Autograph denim range, we use special whiskering and baking techniques on these jeans to ensure that no two pairs are exactly alike. They're available in a classic bootleg fit, so they go with just about everything and make for a comfortable addition to your casual wardrobe

Sun Formula Self Tan Body Applicator Mitt, at Marks and Spencer
Self-tan products will glide over your body with the smooth side of the mitt to give an even, streak free application Whether your choice is cream, lotion, mousse or spray, the mitt will produce great results time after time The mitt provides a water-resistant barrier to protect your hands from possible staining This product is not available for international delivery. Find out more

Autograph Baguette Hoop Earrings Made with CRYSTALLIZED™ - Swarovski Elements, at Marks n Spencer
Hoop design Butterfly fastening Made with CRYSTALLIZED™ - Swarovski Elements

Humming Bird Happy Birthday Gift Card, at Marks and Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

Cartoon Dog Couple Anniversary Card, at Marks and Spencer
Cover text: Happy Anniversary Inside message: With love Approx size: 175 x 125mm

Little Acorns Mini Record Book and CD Album with 4 CDs, at M&S
Pack contains: 1 record book, 4 pre-labelled CDs Approx size: Book dimensions: H140 x W140 x D32 mm

Diamond Pointelle Long Sleeve Top, at Marks & Spensers
Give yourself an extra warm layer this winter with this pretty long sleeve under top. Perfect for day to day wear, the easy care fabric makes it a no fuss option

Autograph Stepped Border Rug, at Marks & Spencers
Rectangular Handtufted Small: 80 x 140 Medium: 120 x 180 Large: 160 x 230, Manufacturer: Marks & Spencer

Trailing Flower Gift Card, at Marks and Spencers
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

2 Pure Cotton Joggers, at M+S
Comfortable enough for crawling or napping in, these soft cotton joggers are a practical and fashionable choice

Big & Tall Pure Cotton Single Pleat Trousers, at Marks & Spencer
No more trips to the drycleaners! These smart, fashionable trousers can be machine washed and tumble dried. Perfectly proportioned for big and tall men

Autograph Beaded Ribbon Necklace, at Marks and Spencer
Bead design Ribbon necklace Tie fastening Necklace length 41cm

Chocolate Flared Bud Vase, at Marks and Spencers
Tall neck Broad base Made from glass Chocolate finish effect Handmade, Manufacturer: Marks & Spencer

Champagne Lavenue Rosé - Case of 6, at M & S
Style: Dry Grape variety: Chardonnay, Pinot Noir Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12.5% vol. Alcohol units per bottle: 9.4 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Classic Collection Short Sleeve Swirl Print Top, at Marks and Spencer
Modern and stylish, this versatile top is made from soft easycare fabric and features a swirl print. A fashionable style with a comfortable, flattering fit

Terracotta Bottles Small, at Marks&Spencer
Square etch design Round shape Frost and weather resistant 14kg H35 x D34cm, Manufacturer: Marks & Spencer

Hannah Montana Rockin' Sticker Activity Book, at Marks&Spencer
Have you ever wondered what kind of superstar you could be? Well now you can take the awesome superstar quiz inside and find out! There are also puzzles, fun facts, party ideas and much, much more! The rocking Hannah Montana badges are also a fantastic addition to the clothes and bags of any fashion-conscious Hannah Montana fan!

Petite 3 Button Bootleg Trousers, at M & S
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. A look that's always in style. Specially designed and perfectly proportioned for the petite frame

2 Younger Girls' Pure Cotton Ballerina Pyjamas, at M & S
Cute and comfy, these pure cotton pyjamas are outstanding value

Pure Cotton Hooded Top & T-Shirt Set, at Marks & Spencer
This fashionable layered look is a 2 piece set - a t-shirt and hooded top, both in soft comfortable cotton. Stylish, practical and easycare

Football Shirt Cake, at Marks & Spencer
Collect in 7 days Serves 40 Sponge cake: all-butter sponge filled with buttercream and raspberry jam 16.5 x 25cm 1.9kg Available for collection in the majority of our UK mainland stores As featured on page 65 in the food to order brochure Not suitable for nut allergy sufferers Chocolate and sponge cakes can be eaten up to 5 days after collection

Abalone Pendant Necklace & Drop Earrings, at Marks & Spensers
Multi bead pendant necklace with clasp fastening Hook fastening earrings Abalone design

Oudinot Rosé Champagne, at Mark & Spensers
75cl Oudinot Ros Champagne You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Leather iPod Nano Video Case, at MarksandSpencer
Keep your iPod safe, secure, and stylish with this leather case. Compatible with all nano video models, the case is made of genuine premium leather, which looks and feels great

M+S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M+S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.