Marks&Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Mark & Spensers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M+S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M+S Money loans, credit cards or Household Insurance - besides a number of other insurance products, M+S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M+S Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spenser insurance products in document format too.

There are lots of ways to save money using M+S Money. Not least of these is Marks&Spencer Standard Motor Insurance. With M+S Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M+S Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M+S Money, you get more, and you pay less.

Besides Mark's & Spencer Motor Insurance, M+S Money Credit Cards and other financial products, M+S Money Household Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M+S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spensers purchases are also protected while you take them home.

Also, on both M+S Money Premier Household Insurance and Standard Household Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Cut Out Handbag Birthday Card, at Marks&Spencer
Cover text: Birthday wishes Inside message: Blank for your own message Approx size: 125 x 230mm

Firm Control Smooth Magic Body, at Marks and Spencer
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

4 Lemon Soufflés, at Mark & Spensers
Order by 5pm to collect in 5 days 4 Souffls Serves 4 Not suitable for nut allergy sufferers 4 x 80g Available for collection in the majority of our UK mainland stores As featured on page 47 in the food to order brochure

Autograph Exclusive Sea Island Cotton Trunks, at Marks and Spencer
Grown form the world's rarest variety of cotton, Sea Island Cotton flourishes exclusively in the perfect climatic conditions of the West Indies. Hand-picked and gently processed, the extraordinarily long fibres - up to 52mm - are woven into a cotton fabric that boasts the remarkable softness of cashmere and the superior durability of wool

Beaded Heart Pendant Necklace, at Marks & Spensers
Heart pendant Clasp fastening Adjustable length Necklace length: 41cm

Total Support Daisy Embroidered Non-Wired Bra, at M+S
Soft and comfortable, this non-wired gives all-round support and uplift with good coverage, extra wide straps and 3 hook-and-eye fasteners. It's secure but gentle and lightweight, an ideal choice for everyday wear

Linen Blend Short Sleeve Pleated Bib Top, at Marks and Spencers
This short sleeve top will make a useful addition to your wardrobe. It features pretty pleated bib design for a stylish casual look

Stainless Steel Ice Cream Scoop, at Marks and Spencer
Chunky handle Hanging loop, Manufacturer: Marks & Spencer

Big & Tall Ultimate Pure Wool 3 Button Single Breasted Jacket, at Marks and Spencers
Specially proportioned for big and tall men, this single breasted suit is designed to give a flattering, comfortable fit

Autograph Pure Silk Redeemer Tie, at Marks and Spencers
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

Sprung-Edge Suede Divan with 2 Small + 2 Large Drawers & M300 Mattress, at Marks & Spencers
Double mattress (4ft 6in): W135 x L190cm King size mattress (5ft): W150 x L200cm Super king size mattress (6ft): W180 x L200cm Double divan (4ft 6in): W135 x L190cm King size divan (5ft): W150 x L200cm Super king size divan (6ft): W180 x L200cm Mattress depth: 24cm Divan height: H41cm Large drawers: H14 x W78 x D52cm, small drawers: H14 x W40 x D52cm Mattress filling made from resilient foam and polyester fibre Mattress has reinforced side stitching giving greater edge support Individually pocketed springs Mattress spring count: 896 Can be used with any mattress All mattresses and divans are anti-allergy protected Mattress does not require turning All mattresses and divans are manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Girls' Limited 2 Piece Pure Cotton Butterfly Top, at Marks&Spencer
Part of Girls Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Machine Washable Diamond Pattern Tie, at Marks & Spencers
No more trips to the drycleaners! This patterned tie is machine washable

Light Control Low Leg Briefs, at Marks & Spencers
Look slimmer in seconds! These light control knickers gently flatten tummies for a sleeker, slimmer silhouette

Cotton Rich Low Rise Star Print Bikini Knickers, at Mark & Spensers
Fun and flirty, these cute star print bikini briefs sit low on the waist - perfect for wearing under hipsters. They're cut away at the front and sides and cover the bottom for a comfortable and flattering fit

Short Sleeve Empire Button Top, at Marks&Spencer
This short sleeve is beautifully embellished with a button placket for a stylish modern look

Longline Bra, at Marks & Spencer
A traditional long line bra which offers more support. Ideal worn with control panties or panty girdles

Portfolio Short Sleeve Scoop Neck Top, at Marks and Spenser
Part of Portfolio's Parisienne trend. Feel bold and chic in this feminine look inspired by Parisian style. With a striking colour palette of cream, ruby, black and dove grey, this is a style-conscious trend for the new season

2 Easycare Long Sleeve Stripe Shirts, at Mark's & Spencer
Smart and stylish, this easycare shirt makes a practical choice for everyday wear

Suzie Damask Jacquard Pillowcase, at Marks and Spencer
Fits standard pillows Damask jacquard design, Manufacturer: Marks & Spencer

Cotton Rich Bootleg Plain Jeans, at M & S
Flattering and fabulous, bootcuts make legs look longer and are kind to curves. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Double Handle Quilted Shopping Bag, at Mark's & Spencer
Fashionable and environmentally conscious, this quilted shopping bag makes a great alternative to plastic carriers

Star Print Dome Umbrella, at Marks and Spencer
This stylish umbrella features a wide canopy for extra protection from the elements, keeping you drier

Metal Bud Gem Photo Frame 10 x 15cm (4 x 6"), at Mark & Spensers
Metal bud design Aperture 10 x 15cm (4 x 6"), Manufacturer: Marks & Spencer

Windsor 3-Drawer Chest, at Marks & Spencer
H72 x W88 x D44cm 3 drawers Made from from solid pine Finished with low sheen lacquer for added durability Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Airflex™ Wide Fit Leather Raised Tramline Lace Up Shoes, at Marks and Spencers
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort

Per Una Terri Straight Leg Trousers, at Marks and Spencers
Textured straight leg trousers featuring front flap pockets

Lichfield Headboard, at Marks n Spencer
Headboard H126cm (49.6'') Double (4ft 6in) W147.5cm (58.1'') This headboard is designed to fit most standard divans supplied with all necessary fittings Mattress and divan sold separately Made from White Oak solids and veneers Finished with 3 coats of durable, clear lacquer of mid sheen Side panels are veneered Top panel is veneered with solid oak edging for strength All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Essentials V-Neck Cardigan, at Marks&Spencer
Sophisticated and modern, this v-neck cardigan has been designed for a luxurious feel and a flattering, fashionable look

Paradiso Sauvignon Blanc 2008 - Case of 12, at M&S
Style: Dry Grape variety: Sauvignon Blanc Country of origin: Chile Closure: Natural cork Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. M+S Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M+S Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M+S Money Household Insurance than you will anywhere else, and you may even pay less with M&S.