When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Household Insurance and Car Insurance, there's a lot more going on at Marks & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Shopping for financial products at M&S Finance UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the M&S Finance website:

• M&S Insurance: M&S Car Insurance, M&S Household Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from M&S, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting M&S Finance in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the M&S Finance website.

M&S Finance offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Finance Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks & Spencer 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tescos Direct:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Finance UK and European Breakdown Cover, since it covers you as a passenger too.

Boy Images Multipack of Card, at Marks & Spenser
Cover text: Design 1 - happy birthday Design 2 - blank Design 3 - happy birthday Pack contains: 9 cards, 3 designs Approx side: 120 x 120mm

Mini Limited Floral Print Dress and Leggings outfit, at Marks & Spenser
Mini Limited is a collection of cute fun styles designed in the latest looks. The casual, contemporary pieces are comfortable, easy to wear and perfect for layering

Blue Harbour Leather Bomber Jacket, at Marks n Spencer
Practical and fashionable, this pure leather bomber jacket is outstanding value! It features a funnel neck

Artificial Fragranced Tall Lilies in Glass Mirror Vase, at Marks&Spencer
Artificial lilies Presented in a tall glass vase H77.5cm, Manufacturer: Marks & Spencer

Younger Girls' Floral Buckle Belt, at Marks and Spencer
Fun and fashionable, this floral buckle belt adds a stylish finishing touch

Autograph Essentials Check Skirt with Wool, at Marks&Spencer
Elegant and feminine, this front wrap check skirt is designed to fit and flatter. Exclusive, luxurious and beautiful

Blue Harbour Pure Cotton Washed Check Shirt, at Marks & Spenser
This pure cotton shirt has been dyed using a special process to give an authentic washed down look which will fade fashionably with time and wear. Colour variations make each garment unique

Autograph White Hungarian Goose Down Duvet - 13.5 Tog, at Marks and Spencer
13.5 tog Suitable for cooler months or colder rooms or those who prefer a warm, snug duvet Highest quality class 1 Hungarian goose down Large down clusters within a multi-pocket construction - provides warmth without weight Each pocket is individually filled ensuring even down distribution 100% cotton outer cover - 300 thread count downproof cover Which tog? Tog measures the warmth of a duvet based on its ability to trap warm air. The higher the tog rating, the warmer the duvet. The perfect tog is a personal choice which can depend upon you and your home, Manufacturer: Marks & Spencer

Classic Collection Floral Print Frilled Blouse, at Marks n Spencer
Feminine and pretty, this floral print blouse will give your look an instant lift. It looks lovely worn with plain skirts or trousers in coordinating colours from the Classic collection

Instant Fix 24 Cooling Eye Pads, at Marks & Spencers
Place a pad on each closed eyelid, lie back and relax for 1-15 minutes For extra soothing, store in a refrigerator before use Includes 24 cooling cucumber eye pads With aloe vera, cucumber extract and camomile

Wooden Body Hair Brush, at Mark & Spensers
Wooden handle Rounded pins Square brush FSC is an independent, non-governmental, not for profit organization established to promote the responsible management of the world's forests FSC Trademark FSC Forest Stewardship Council, A.C. All rights reserved

Autograph Wool Rich Flat Front Trousers, at Marks & Spenser
Fashionable and contemporary, these wool rich trousers are part of our exclusive Autograph collection. A great design, superior fabric and careful attention to detail make them exceptionally stylish and comfortable

Long Sleeve Scoop Neck Stripe Jumper, at Marks and Spencers
Elegant and feminine, this scoop neck jumper features a modern stripe design. Stylish, practical and fashionable

60 Cocktail Sausage Rolls, at Marks & Spencer
Contains 60 pieces Serves 12 Ready to eat Suitable for freezing 3 x 280g As featured on page 16 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Blue Harbour Pure Lambswool Argyle Jumper, at Mark & Spencers
An extremely comfortable jumper. It's made from extrafine lambswool which is spun for the softest feel. Conveniently, it can be machine washed and tumble dried and it resists bobbling

Autograph Wool Rich Funnel Neck Coat, at Marks & Spencer
Beautifully designed and finished, the classic funnel neck trench coat is given a modern update with contemporary styling

Pure Cotton Belted Denim Shorts, at Mark's & Spencer
Practical and fashionable, these relaxed denim shorts make a great choice for warmer weather

Per Una Detachable Faux Fur Hooded Parka, at Marks and Spencer
A cosy funnel neck jacket featuring a detachable faux fur hood.

Linen Blend Tie Waist Crop Trousers, at Mark's & Spencer
Fresh and fashionable, these linen blend cropped trousers look chic with wedges, sandals or flat pumps

Autograph Pointelle Embroidered Dress with Hat & Tights, at Marks & Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Cargo Pocket Belted Jeans, at Marks & Spenser
These cargo jeans look cool and casual and are made of comfy cotton

Lightweight Butterfly Print Scarf, at Marks & Spencers
This sophisticated lightweight scarf is the perfect accessory to this season's fashions. The butterfly print details add a stylish finishing touch

Fruity Beauty Bath Marbles, at M & S
Shocking Raspberry Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 16255 Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, thylparaben,Cl 42090, CI 16255 Wowee Plum Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3,Parfum, Aqua, Ethylparaben, CI 45430, CI 42090 Luscious Lime Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 42090, CI 19140 Zingy Lemon Ingredients:Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, Limonene , CI 19140 Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Funky Orange Ingredients: Paraffinum Liquidum, Isopropyl Myristate, Gelatin, Glycerin, Laureth-3, Parfum, Aqua, Ethylparaben, CI 19140, CI 16255

Detroit Dining Table & 6 Alton Scroll-Back Chairs Set, at Mark's & Spencer
7 piece set Table: H75 x W90 x D150cm Table seats 6 Chairs: H103 x W55 x D66cm Scroll-back antiqued-leather chairs Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs Table top panel made from oak veneer with a solid oak edging for strength Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen, Manufacturer: Marks & Spencer

Holographic Dandelion Niece Birthday Card, at M&S
Cover text: To a special Niece Inside message: With love on your birthday Approx size: 215 x 150 mm

Airflex™ Wide Fit Raised Tramline Lace Up Shoes, at Marks and Spencer
Square toe Stitch detail Lace up Raised tramline Block heel Unique Airflex™ airflow system for unbeatable comfort Wide fit

Large Curl Edge Bowl, at Marks and Spencers
Hand decorated Curl edge, Manufacturer: Marks & Spencer

Bailey Bench, at Marks & Spensers
H45 X W38.3 X L166cm Made from solid wood and features natural characteristics such as knots and variations in grain pattern Timber will age over time and fade to a silver grey colour unless treated regularly with oil Includes plain seat pad in 100% polyester This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Olympus µ Tough Digital Camera, at Marks and Spencer
Effective pixels: 10 Megapixels, Optical zoom: 3.6 x (WIDE), Digital Zoom: 5 x / 18 x combined with optical zoom LCD: 6.9 cm / 2.7 '', LD backlight boost: Yes, auto focus with contrast detection, Image Stabilisation Mode, Shadow Adjustment Technology, Advanced Face Detection Technology, Smile Shot Number of scene modes: 20 Sensitivity: Auto: AUTO / High AUTO Automatically selected; Manual:ISO 50, 100, 200, 400, 800, 1600 Internal Flash Modes: AUTO, Red-eye reduction, Fill-in, Off Movie Edit, Movie Processing, Image Editing, View Images, View Movie, Still Image Recording, Movie Recording System, Voice Appendage Memory: 42 MB for image data Menu languages in 39 languages, Speaker, DC input, Combined A/V & USB output, USB 2.0 High Speed, Freezeproof up to -10C, Self timer: 12 s Dimensions: W95 x H63 x D22cm Weight: 149 g (without battery and card) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Collezione Leather Hip Wallet, at Marks and Spencers
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Car Insurance, but Marks & Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Household Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Household Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spensers insurance products in document format too.