Marks and Spencers may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Motor Insurance, but Marks & Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money website. With a simple, no-hassle service, you can compare features between a number of M&S Finance products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money insurance products (Buildings Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spencers insurance products in document format too.

M&S Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. M&S Money financial products are, of course, designed to make M & S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Weekend Pure Cotton Waffle Cardigan, at Marks and Spencers
Casual and modern, this waffle cardigan has been designed for a chic, relaxed look

Blue and Gold Butterflies Medium Gift Bag, at Marks & Spencer
1 gift bag Approx size: H260 x W200 x D90mm

Half Frame Reading Glasses, at Marks and Spencer
Comes in +1.25 to +3.0 strengths Magnifying lenses aid close work and reading Half frame design

Stonier Reserve Pinot Noir 2006 - Case of 6, at Marks and Spencers
Style: Dry, medium bodied Grape variety: Pinot Noir Country of Origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% Alcohol units per bottle: 10.1 Alcohol units per 125ml: 1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Dora The Explorer Adventure Sticker Book, at Marks and Spencer
Join Dora on her journey into Fairytale Land to help find a princess to wake up Boots from his deep, deep sleep. Follow the story and get involved with 40 re-usable stickers inside

Footglove™ Wide Fit Leather Bow Pumps, at M&S
Round toe Bow feature Slip on Low heel Heel height: 16mm Footglove™ soles are comfortable, highly flexible and lightweight Comes in sizes 3-8, including half sizes

Autograph M500 Zip & Link Mattress, at Marks and Spenser
Super King Size (6ft): W180 x L200cm Mattress depth: 28cm Zip & Link mattress: Allows you to combine different levels of firmness on the left and right sides of the mattress. The two sides of the mattress zip together, so you and your partner can choose between medium or firm support Mattress unzips into 2 easier to fit into your home Entirely handmade Individually pocketed springs Deep pillowtop layer containing high quality fillings of cashmere, silk and super-soft reflex foam Double row of hand side-stitching to add support to the edges Spring count: 1225 Anti-allergy protected for the life of the mattress. Cotton filling is sterilised and free of dust Does not require turning Manufactured in the UK A sample mattress is subjected to 3 rigorous tests to ensure it remains comfortable. Surface fabric is rubbed 15,000 times against a hard surface to test resistance to wear. Mattress is pounded by a machine 80,000 times to replicate the movements of a human torso and subjected to 20,000 rolls of a roller machine to simulate the rolling motion of a sleeping person Free eco-friendly home delivery. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Stitch Detail Leather Gloves, at Mark's & Spencer
Stylish and practical, these luxurious gloves are made from soft leather

Autograph Chunky Face Analogue Watch, at Marks and Spencer
Chunky face Analogue Round face Date indicator Leather strap

Pure Cotton Chocolate Blocks Design Towel, at Marks and Spencer
Chocolate blocks design, Manufacturer: Marks & Spencer

Long Sleeve Bold Stripe Dress, at Mark & Spensers
Modern and fashionable, this bold stripe dress with button feature is outstanding value!

Autograph Opaque Tights with Cashmere, at Marks and Spenser
These comfortable opaque tights are made with added stretch and a reinforced toe for durability

Traditional Lace Pull-On Girdle, at M & S
A traditional girdle with a high level of support to gently control tummies and shape hips. The perfect foundation for a smooth look

Pure Wool Animal Trim Bow Detail Cloche Hat, at Marks and Spencers
Keep ahead of the trends with this glamorous animal trim bow detail cloche hat. The perfect finishing touch to stylish winter outfits

Rioja Campo Aldea Tempranillo 2008 - Case of 12, at Marks & Spencer
Style: Medium bodied Grape variety: Tempranillo Country of origin: Spain Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Autograph Tile Cushion with Silk, at M & S
Rectangular shape Tile pattern Stitch detail Lined, Manufacturer: Marks & Spencer

Per Una 3/4 Sleeve Floral Print Top, at Mark & Spensers
A fashionable floral print top featuring a pleat neck detail. A tie front feature gives it the Per Una touch.

PlayStation®2 SmackDown Vs Raw 2008 Game, at Marks&Spencer
Eight megastar fighting styles Brand new struggle submission system Encompasses a variety of megastars, arenas and weapons Includes significant updates requested by fans Enhanced online community support 2007 Sony Computer Entertainment Europe You must be 16 years of age or over to purchase this product M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Teen

Perfect Silver-Plated Photoframe 10 x 15cm (4 x 6''), at Marks & Spencers
Rectangular shape Double mount Removeable mount card Aperture: 10 x 15cm (4 x 6''), Manufacturer: Marks & Spencer

Pure Cotton Long Sleeve Stripe Pyjamas, at Mark & Spencers
Pretty and feminine, these stripe pyjamas are made from soft breathable cotton for a comfortable night's sleep

Meadow Print Shade, at Marks and Spencer
Meadow print D30 x H22cm, Manufacturer: Marks & Spencer

Thank You Teacher Bottle Bag, at M & S
1 bottle bag Approx size: 370 x 120 x 80 mm

Autograph Flat Front Bootleg Trousers, at Marks & Spencer
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit

Platinum Plated Sparkle Pear Ring, at Marks and Spencer
Add a stylish finishing touch with this beautiful platinum plated ring featuring a sparkling pear stone

Whole Scottish Lochmuir™ Salmon, at Marks and Spenser
Serves 6-8 Ready to cook 2kg As featured on page 39 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

3 Assorted Boxers, at MarksandSpencer
Fashionable and hardwearing, these boxers offer comfort and reliability at a great value price

All Whites Welcome Mix - Case of 12, at Marks & Spenser
2 Pinot Grigio Trentino 2008: A delightful example of Pinot Grigio from the cool foothills of Trentino in northern Italy... 2 Spinsanti Chardonnay 2008: An elegant and refreshing, lightly oaked Chardonnay from the Mendoza region of Argentina... 4 Domaine de L'Arbre Blanc 2008: A deliciously fruity Mediterranean white from the sunny South of France... 4 Aldea White 2008: This fruity, unoaked white wine is bursting with flavours of pineapple, apricot and aromatic herbs... You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Short Sleeve Ditsy Lace Top with Camisole, at Marks & Spensers
A fashionable floral print top featuring a plain camisole, the crinkle design makes it extra stylish

Cashmilon™ Long Sleeve V-Neck Jumper, at Mark & Spensers
Elegant and feminine, this jumper features a flattering V-neck. Stylish, practical and fashionable

Pure Cotton Woven Check Design Vest Top, at Marks and Spencer
It's the beautifully detailed embroidery that makes this sleeveless woven vest top irresistibly stylish

Besides Marks and Spencer Motor Insurance, M&S Money Credit Cards and other financial products, M&S Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your M & S purchases are also protected while you take them home.

Also, on both M&S Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.