Besides Marks and Spencer Motor Insurance, Marks & Spencers Money Credit Cards and other financial products, Marks & Spencers Money Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencers Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Marks & Spencers purchases are also protected while you take them home.

Also, on both Marks & Spencers Money Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks and Spencer are so useful. Marks & Spencers Money financial products are, of course, designed to make M&S a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Buildings Insurance policies. Usually, UK Buildings Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Buildings Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Buildings Insurance than you will anywhere else, and you may even pay less with M&S.

There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spencer, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from Marks & Spencers Money, you get more, and you pay less.

3 Pure Cotton Neutral Stripe Hand Towels, at Marks & Spenser
Set of 3 Stripe design 50 x 70cm approx., Manufacturer: Marks & Spencer

Sunny Town Shop, at Mark & Spencers
With 2 realistic sounds Promotes imaginative play Sounds located in the till and the doorway Contains 3 x LR44 button cell batteries M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Die Cut Stripy 90th Card, at Marks & Spencers
Cover text: 90 Inside message: Blank for your own message Approx size: 175 x 125mm

Mosaic Pendant Necklace, at Marks & Spencers
Clasp fastening Adjustable length Mosaic pendant Necklace length: 40cm, extendable by 8cm

Autograph Exclusive Beaded Bandeau Bikini Top, at Marks and Spencer
Luxurious and exclusive, this glamorous bikini top is beautifully designed in a flattering, fashionable silhouette for the ultimate in style. It's made from soft, comfortable fabric and finished with careful attention to detail

Floral Detail Plimsolls, at Marks and Spencers
Round toe Riptape fastening Flower detail Contrast stitch Ribbed flat sole

2 Pure Cotton Assorted Heart Joggers, at Marks and Spencer
These cute pure cotton assorted heart joggers are outstanding value. Hardwearing, practical and comfortable

PlayStation®2 Singstar Abba, at Marks & Spencers
For ages 3+ Sing along to Abba Download new songs via the SingStore Upload your video performances with My SingStar Online 2007 Sony Computer Entertainment Europe M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information, ESRB Rating: Kids to Adults

Long Length Stitch Detail Skirt, at Marks and Spencer
Fashionable and contemporary, this panelled skirt is designed to fit and flatter. A modern style essential

The World of Brass CD, at M&S
Audio CD, Marks & Spencer

Leather Gibson Shoes, at M+S
Smart casual style is a breeze with these modern leather gibson shoes. Relaxed, fashionable and comfortable

Pleated Cross-Body Bag, at Marks and Spenser
Fashionable, comfortable and secure, this cross-body bag features an adjustable strap and front pleat design. A practical and stylish accessory.

Pavilion 16-Piece Cutlery Set, at Marks & Spenser
16-piece set Includes 4 knives, 4 forks, 4 spoons and 4 teaspoons 18/10 stainless steel - the highest grade of stainless steel Criminal Justice Act 1988 (as amended): please note we are not permitted to sell a knife or blade to any person under the age of 18 This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Pure Silk Floral Tie, at Marks & Spencer
Fashionable and contemporary, this pure silk tie is part of our exclusive Autograph collection. Designer style and luxury at high street prices

10 Photo Cupcakes Invitations, at Marks&Spencer
Cover text: Party invite Inside message: Dear... You are invited to a party on.. time.. place.. Hope you can come.. RSVP.. This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 120 x 120mm

Handcrafted Bouquet Large Mother's Day Card, at Marks and Spenser
Cover text: For a Special Mum Inside message: Have a wonderful Mother's Day Approx size: Unfolded: 220 x 220mm

Autograph Pure Cashmere V-Neck Jumper, at Marks & Spencer
Sophisticated and modern, this v-neck jumper is made from pure cashmere for the ultimate in luxurious softness

Blue Harbour Ultimate Pure Linen Stripe Shirt, at MarksandSpencer
Relaxed and stylish, this long sleeve stripe shirt is cut for a great fit. It's made from pure linen so it feels cool and comfortable to wear Only available in XXXL

Formula Age Restructure™ Night Cream + Calcium Complex, at Mark's & Spencer
Luxuriously rich cream for the 60+ complexion Deepaline PVB, for dual-action wrinkle control Calcium complex to firm and improve the structure of sagging skin Collageneer a lupin extract to strengthen the dermis and improve skin elasticity Wild yam to replenish and soothe Creatine to revitalise fatigued skin Shea butter and rosehip oil to nourish and replenish Suitable for all skin types Hypoallergenic 50ml e

Petite Wool Rich Funnel Neck Check Coat with Belt, at Marks and Spenser
Fashionable and contemporary, this check design coat is made from wool rich fabric and features a belt. A great value piece that will see you through the season in style. Specially designed and perfectly proportioned for the petite frame

Wide Fit Leather Toe Cap Shoes, at Marks & Spenser
Wide fit Round toe Stitch detail Lace-up 5 eyelets Block heel

Older Girls' Butterfly Flip Flops, at Marks and Spencer
Round toe Flat sole Butterfly design Toe post design

Beaded Cushion, at M&S
Rectangular shape Beaded design Dimensions: H30 x L40cm, Manufacturer: Marks & Spencer

Bold Stripe Hipster Bikini Bottoms, at Marks & Spencers
Gorgeously feminine, these stylish bikini bottoms feature a striking bold stripe print. Make a splash!

Blue Fabric Textured Floral Sister Birthday Card, at MarksandSpencer
Cover Text: Hope you have a lovely birthday sister Inside Message: Blank for your own message Approx size: 150 x 150mm

Château Richelieu 2004 - Case of 6, at Marks and Spencers
Style: Full bodied Grape variety: Merlot & Cabernet Franc Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Long Sleeve Pintuck Shirt, at Marks and Spencer
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Sonoma Triple Wardrobe, at Marks and Spenser
H200 x W130 x D65cm With 1 hanging rail 1 shelf behind double doors 1 hanging rail and 4 shelves behind single door Made from solid oak and oak veneer This range features natural wood characteristics Finished with 2 coats durable, clear lacquer of low sheen Delivered flatpack due to size Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered Care & Cleaning - Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturers instructions, and be aware that polishes can add sheen Click here to view the internal layout of this furniture This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Janisson & Fils Champagne - Case of 6, at Marks & Spencer
Grape variety: Pinot Noir, Chardonnay and Pinot Meunier Country of origin: France Closure: Natural cork Bottle: 6 x 75cl. Alcohol by volume: 12% vol. Alcohol units per bottle: 9 Alcohol units per 125ml: 1.5 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Pure Cotton Boat Neck Stripe Top, at Marks & Spencer
Smart and stylish, this boat neck top is made from cool comfortable cotton and features a stripe design.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks and Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.