Marks & Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Household Insurance or Motor Insurance, but Marks and Spencer do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the Marks & Spencers Money website. With a simple, no-hassle service, you can compare features between a number of M&S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or Marks & Spencers Money loans, credit cards or Household Insurance - besides a number of other insurance products, Marks & Spencers Money can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of Marks & Spencers Money insurance products (Household Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks and Spenser insurance products in document format too.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Household Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Household Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spencers are so useful. Marks & Spencers Money financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Household Insurance policies. Usually, UK Household Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Household Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Household Insurance than you will anywhere else, and you may even pay less with M&S.

Whole Side of Oak Smoked Orkney Salmon, at Marks and Spencer
Serves 12-15 Ready to eat Suitable for freezing 500g As featured on page 24 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Panasonic 42" TX-P42X10 HD Plasma TV, at Marks&Spencer
HD Ready: Displays images HD when connected to an HD compatible device Display: 42 inch plasma display, 786,432 (1,024 x 768) pixels Contrast Ratio (in dark surroundings): Dynamic: 2,000,000:1; Native: 20,000:1 Integrated Digital Tuner: Gives you access to all Freeview™ terrestrial digital TV channels and all digital radio stations (subject to coverage in your area) Dimensions: W102.9 x H66.1 x D10.5cm (without stand) W102.9 x H70.4 x D33.4cm (with stand) Weight: 26kg (without stand) 28kg (with stand) V-Audio: Unique sound technology that delivers crystal-clear sound with superior bass performance Connectors: 3 x HDMI, 2 Scart, PC Input, S-Video Input, Headphone Jack, Composite Video Input VIERA Superior Picture Quality: The VIERA system provides richly expressed images with enhanced contrast SD Card Slot: View your treasured photos on the big screen by simply removing your camera's memory card and sliding it into the SD card slot 24p Playback: High speed playback of images to recreate the full cinematic experience VIERA Link: Enables you to control all your AV systems with only one remote Use wall mountT042104 to perfectly mount this TV, Manufacturer: Marks & Spencer

Soft Vanilla Infusion Sticks, at Mark's & Spencer
Glass container Long lasting infusion sticks Vanilla scented, Manufacturer: Marks & Spencer

3/4 Sleeve Stripe Shirt, at Mark's & Spencer
Smart and stylish, this 3/4 sleeve shirt features a stunning stripe design. A sophisticated new look, perfect for this season.

Heat Proof Travel Mat, at M&S
Haircare motifs Riptape fastening Once you have finished using heating appliances, unplug and pack away in your heat proof travel mat

Crystal Cut Mantlepiece Clock, at Marks and Spenser
Clear body Cut crystal detail Round face Roman numerals, Manufacturer: Marks & Spencer

Blue Harbour Pure Cotton Block Stripe Rugby Top, at M & S
Casual and relaxed, this block stripe rugby top is made from pure cotton so it's soft, breathable and comfortable to wear

Pure Cotton Spot Print Pyjama Bottoms, at Marks & Spensers
Fashionable and practical, these spot print pyjamas are made from soft breathable cotton for a comfortable night's sleep

Lavender Scented Filled Candle, at Marks & Spensers
Lavender fragrance Tinted glass holder Burns up to 45 hours, Manufacturer: Marks & Spencer

Per Una Floral Applique Layered Blouse, at Marks and Spencer
An elegant layered blouse featuring floral applique detail

Underwired Broderie DD-G Bra, at Marks & Spensers
The perfect balance of elegance and comfort, a full cup and underwiring offers essential support while an embroidered design ensures a gorgeous appearance

Viva Coffee Table, at Marks & Spencers
H40 x L85 x W50cm Made from steel with a nickel finish Shelves are made from safety-tested toughened glass Delivered flatpack due to size. Delivered boxed to your door. No assembly required but you will need to unpack and position the item yourself SAVE ON SETS Save at least 25% when you buy this table as part of a set. Click here to view the Viva Collection Set. This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Pairs of 40 Denier Opaque Tights, at Marks and Spencer
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Dangerous Book for Boys Trivia Game Cards, at Marks and Spencers
Number of players: 2+ Suitable for ages 8+ Pack contains: 90 question cards Approx. card size: 83 x 116mm This product conforms to EN71 and the Toy Safety Directive This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 Cool & Fresh Plain Trunks, at Marks and Spencer
Spring is all about feeling fresh. This underwear is pure cotton with added moisture management, which helps keep you cool and fresh all day

Hooded Tie Waist Dressing Gown, at Marks & Spensers
Pretty and feminine, this hooded dressing gown is made from cosy fleece. Relax in style and comfort

Cross Dye Stitch Detail Cushion, at M & S
Square shape Stitch detail Interlined Dimension: L45 x W45cm, Manufacturer: Marks & Spencer

Dualit Vario 2-Slice Toaster - Chrome, at Marks and Spencers
1200 watt 2-slice toaster Mechanical timer to control toasting Manually operated eject lever to keep items warm until needed and extra wide 28mm slots to accommodate larger items and the optional sandwich cage Patented, award-winning ProHeat technology Adjustable inner wire guard to grip toast and high lift mechanism to remove small items easily Easy cleaning with a stainless steel cover Hand-built in England Selector switch - use only the slots required Designed to last - each individual parts is replaceable or repairable Designed for use in commercial kitchens Weight: 3.5kg Dimensions: H22 x W31 x D21cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Autograph Merano Chaise (Right-Hand Arm), at Marks & Spencer
H84 x W176 x D100cm Seat H47cm (all dimensions are approximate) Seat cushions made from shape-retaining foam with extra-thick fibre wrap - superior quality foam with a high density for added comfort and support Other cushions filled with polyester fibre. Gives a soft sit with a lived-in look, which will soften and relax even further with use. Fibre is sewn into channels within the interior to prevent settlement in one area of the cushion Fabric options have reversible cushions Frame made from solid hardwood. All main joints are glued and screwed to give the frame strength Frames are rigorously tested with 95kg weight equivalent and exceed standards set for heavy domestic use Glide feet with a dark finish All of our fabrics are treated with Stain-Defence™ - a stain resistant finish - at no extra cost. Fabrics are tested for resistance to wear and fading Detailed care instructions are included Free eco-friendly home delivery. Our crews will unpack, assemble and position the item Free swatch service: Order up to 6 free swatch samples of any fabric to help you choose your upholstery by calling 0845 603 1 603 Please note: Images displayed here act as a guide and may not be representative of the finished item. Fabrics are overlayed onto model images, so actual seams and pattern match may differ from what is shown. Leather furniture, in particular, has more seams that fabric upholstery due to the nature of the material This product is not available for international delivery, Manufacturer: Marks & Spencer

Animal Print Scarf Trim Hat, at Marks and Spenser
Keep cool and stylish with this wide brim hat featuring an animal print scarf

Fun Holographic Characters Wedding Card, at Marks & Spencers
Cover text: On Your Wedding Day Inside message: Congratulations! Approx size: 230 x 114mm

1.7L Cordless Zebra Kettle, at Marks & Spencer
1.7 litre capacity 1850 - 2200W Black and white finish Anti-slip base with cord storage Water window and contrasting on/off switch Concealed element for fast boiling and easy cleaning Removable washable limescale filter 2 year guarantee

Pure Wool Etched Leaf Rug, at Marks and Spenser
Pure wool Floral design, Manufacturer: Marks & Spencer

Autograph Leather Cross Body Bag, at Marks&Spencer
Luxurious and beautiful, this leather handbag is part of our exclusive Autograph collection. It's front pocket make it practical as well as being a highly desirable fashion accessory

Knappstein Ackland Vineyard Riesling 2008 - Case of 6, at Marks & Spencers
Style: Dry Country of origin: Australia Closure: Screw cap Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

2 Pure Cotton Assorted Dresses, at Marks & Spencers
Stock up on style with this pack of 2 dresses featuring fabulous fashionable prints

Classic Collection Straight Leg Trousers, at Marks & Spenser
Smart and stylish, these straight leg trousers are designed for a flattering, comfortable fit and a polished look. They make the perfect match for fashionable jackets, blouses and knitwear

Halterneck Beaded Swimsuit, at Marks & Spensers
Fashionable and flattering, this glamorous swimsuit features beaded detail. A stylish modern look

Autograph Pure Silk 3 Layer Short Sleeve Top, at Marks and Spencer
Part of Autograph's Luxe Tradition trend. Luxurious and contemporary with a sense of British heritage, this trend features a soft colour palette, modern prints and beautiful fabrics. A sophisticated look for the new season

Autograph Straight Leg Trousers with Cashmere, at Marks & Spencers
Simple and stylish, straight leg trousers are a modern classic. They are cut to skim the hips and thighs, giving a sleek flattering shape that's always in style

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Household Insurance and Motor Insurance, there's a lot more going on at M&S than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."