Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Property Insurance or Car Insurance, but Marks and Spenser do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M&S Financial Services products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Property Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Property Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Property Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Property Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks & Spenser once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks and Spencer, through its M&S Finance website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Property Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Autograph Pure Cashmere Bold Stripe Hooded Cardigan, at M & S
Soft and snuggly, this practical cashmere cardigan will keep her feeling warm and comfortable. With luxury in every detail, this is part of our exclusive Autograph collection

Maternity Drawstring Tunic, at Marks and Spenser
Fashionable and modern, this scoop neck tunic is designed to flatter you and your bump. A drawstring waist gives a neat, comfortable fit with room for growth. Enjoy your pregnancy in style!

2 Pairs of Sheer 15 Denier Matt Knee Highs, at Marks & Spenser
A great value essential, these 15 denier sheer matt knee-highs will give a sleek. Perfect with trousers or long skirts

Medium Wine Glass, at Marks & Spencers
32cl H21.5cm, Manufacturer: Marks & Spencer

Sweet Bergamot Filled Candle, at M+S
Tinted glass holder Sweet bergamot fragrance Burns up to 45 hours, Manufacturer: Marks & Spencer

Pure Cotton Collegiate Baseball Cap, at M+S
Whether you're keeping the sun out of your eyes during the big game or simply relaxing in the park, the baseball cap is a true summer essential

Perfect Limited Collection Chain Handle Quilted Shoulder Bag, at MarksandSpencer
Enjoy a modern twist on timeless chic with this essential quilted shoulder bag. A great value classic you'll cherish for seasons to come

Blue Floral With Love Mum Birthday Card, at Marks & Spencers
Cover Text: With love Mum Inside Message: Have a fantastic day Approx Size: 220 mm x 220 mm

Cotton Rich Floral Top & Leggings Outfit, at Mark's & Spencer
Practical and pretty, this cute top and leggings 2 piece outfit is made from soft cotton/velour/fabric to keep her feeling comfy and happy

Abstract Print Bandeau Swimsuit, at Marks and Spenser
Feminine and delicate, this flattering swimsuit is designed in the latest shape. A stylish, shapely look

Classic Underwired Small Leaf Embroidered Bra, at MarksandSpencer
Soft, feminine and versatile, this embroidered bra is ideal for everyday wear. It's underwired and shaped for an uplifted natural look

Pavilion Dinner Plate, at Marks & Spensers
Round shape Platinum detail Diameter: 28cm Not suitable for use in microwaves, Manufacturer: Marks & Spencer

2 Pairs of Fishnet Tights, at M+S
Add some stylish flair to that chic skirt or dress and shape, lift and define your figure with this great value 2 pack of fishnet tights. A reinforced toe, comfortable sole and added stretch provide long lasting comfort and durability.

Lace Trim Shorts, at Marks & Spensers
Great for flattering your form, these comfy shorts are made with a stretchy cotton rich fabric. They're convenient too thanks to an easy care design

Compact Argyle Bow & Heart Print Umbrella, at M&S
Lightweight and easy to carry, this slimline umbrella is perfect for keeping at hand for effective protection from sudden downpours

Detroit Nest of Tables, at Mark's & Spencer
H55 x W56 x D56cm (largest table) Made from White Oak solids and veneers Finished with 2 coats of durable, clear lacquer of mid sheen Solid oak legs All joints are glued and pressed together in the factory, giving more inherent strength than flat pack fittings Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item Why use veneers? Unlike solid timber, veneer does not twist/warp/split to the same degree. Only the finest logs are used in veneer production. It is environmentally sound and traditional - much of the finest cabinetry in the world is veneered. Care & Cleaning: Wipe with a soft clean cloth and use a mild furniture cleaner or polish occasionally. Be sure to follow the manufacturer's instructions, and be aware that polishes can add sheen This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Pure Cotton Buzz Hooded Jersey Top, at Mark's & Spencer
Fans of Toy Story can dress like their favourite superhero Buzz in this fun hooded costume top

Pure Cotton Long Sleeve Pintuck Shirt, at Marks & Spencers
This fashionable long sleeve shirt is made from pure soft cotton that looks and feels great. Modern styling pintuck front detail gives it a cool contemporary edge

Autograph Pure Cotton Long Sleeve Grandad Top, at Marks&Spencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

In Bloom Orchid & Vanilla Moisure Rich Body Wash, at Marks and Spencer
Body wash Orchid and vanilla fragrence Moisture rich 225ml

Woodphotoframes - MULTI APP DESK, at Marks and Spencers
Manufacturer: Marks & Spencer

Fluffy Dog Age 2 Birthday Card, at Marks and Spencers
Cover text: Happy Birthday 2 Inside message: Have a great day x This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 127mm

3 Pure Cotton Short Sleeve Shirts, at Marks & Spencers
This 3-pack of smart shirts is great value. They're made from pure breathable cotton, a natural choice for everyday wear

Italian Collezione Pure Silk Maize Tie, at Mark & Spensers
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Long Sleeve Thermal Vest, at Marks and Spencers
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Younger Girls' Dora The Explorer Lunch Box, at M & S
Cute and fun, girls will love this Dora the explorer lunch box. An ideal gift

Autograph 4 Brush Collection, at M&S
Handmade 1x foundation brush 1x blusher brush 1x eye crease brush 1x eyeshadow brush

Supima® Satin Trim Vest, at Marks and Spencer
Supima cotton known as the world's finest cotton. It's renowned for its superior strength, enhanced durability and sumptuous feel

Fun Die Cut Bag Daughter Birthday Card, at Marks & Spencer
Cover text: Happy Birthday Daughter Inside message: Have a wonderful day! Approx size: 150 x 150 mm

Older Girls' Pleat Baker Boy Hat, at Marks & Spensers
Fashionable and fabulous, this pleat baker boy hat makes a stylish finishing touch

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from M&S are so useful. M&S Finance financial products are, of course, designed to make Marks and Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the M&S Finance Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for M&S Finance Property Insurance than you will anywhere else, and you may even pay less with M&S.